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kconroy

Information under incorrect linked address on credit file.

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Hi,

 

On my credit file there are two defaulted account associated with a linked address. I have no link with this address at all, it is a apartment block up the road from mine that is often mistaken for mine as the addresses appear similar. However, the accounts are mine and they are registered in my name. I know it is a long shot but before i contact them to rectify this would i have anything to argue to try remove these defaults on this basis?

 

Any advice would be appreciated. Thank you in advance.

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Yes of course you can challenge this, the data is incorrect and must be changed,

First you need to check all the credit reference agencies, Experian/Equifax/CallCredit to

see if they have think linked address to.

 

The way forward is to write THE DATA CONTROLLER of each credit reference agency enclosing a screen print of the entry and some form of proof of your accurate address and make a statement of disassociation regarding the linked address.


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All that will happen is the address will be corrected, the accounts will remain until the default dates are 6 years old as this is your accounts.

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The entry will be removed entirely, it is not your debt/account the whole thing goes.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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They admit the debt is theirs so the linked address will be amended to the correct address with the accounts remaining attached to this, they will then drop off after 6 years from default. The CRA has obviously matched them to the incorrect similar address as the accounts display their correct address.

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Very unlikely to succeed.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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