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Well after long discussions with hubby last night I sent of the acceptance letter today.

 

 

I do feel disappointed though and I don't, mean to sound ungrateful but was expecting so much more

and know their figures are wrong but without the statements I feel I have no other choice.

 

 

At least I can pay off the two HSBC cards,

which are the only ones we didn't, default as our whole life is tied into the bank mortgages,life cover,business etc.

 

 

It will help my outgoing too on a monthly basis.

 

 

Just have to figure a way of sorting out the other cards now that I,m making mind £1 payments on..

...I so want to be debt free....

 

 

.. Thank you all for your help especially OR xxxx

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check the enforceability by way of a CCA request FIRST on each debt BEFORE you pay it off

and look for penalty charges/PPI too!

 

 

dx


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very well done anyway Allison

 

just think back to your first cag posts

 

and see how far youve come

 

two massive victories now:-):-)


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