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Does anyone have a copy of the Abbey 0.49% tracker T&Cs from 2005-2007?


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Hi,

 

I didn't realise that I need to get my mortgage company's permission to let my property, and I'm on the amazing 0.49% tracker mortgage from Abbey which I converted to around 2006 or 2007.

 

If the T&C's mean that I might lose the 0.49% deal if I let the property, then I'd have to consider moving back in before Santander notices, so I don't want to ask Santander for a copy.

 

I've Googled for a copy on the net, but can only find extracts from section 13.6 about the 3% collar. From this I know there is a 2007 reprint of the T&Cs.

 

Please can someone more organised than me see if they still have a copy of the 2007 T&Cs and if there was a 2006 version then that also. Please scan the booklet and upload it somewhere and paste a link so I can see if the T&Cs allow letting?

 

Thanks,

Banjo

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  • 5 months later...

Solution:

Santander say they will happily let me stay on the same excellent interest rate if I apply for CTL.

I have 3 choices: (a) 1 year CTL for £495 (b) 2 year CTL for £795 or © lifetime CTL for 1%

 

So I'll just go legit and hope they didn't notice

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  • 6 months later...
Solution:

So I'll just go legit and hope they didn't notice

 

I paid them £1000 for lifetime CTL, did change of address effective last year, a few months later applied for a 123-card at which time they corrected the date I moved into my current property to 4 years ago to match electoral role. 123-card accepted, and mortgage division never noticed.

 

RESULT :-D

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