Jump to content



  • Tweets

  • Posts

    • I’ve just got the same letter today with a £25 cheque. Apparently the quality of service I received did not meet standards 🤷‍♀️ I’ve not had a HSBC bank for over 20 years!
    • For a number of years a girl has been evading rail fares and giving my name and address also my daughter’s name and address and my husband’s name and address changing his name from Eric to Erica. We have contacted the police before who said there Was nothing they could do. This has happened about eight times with different rail companies each time it involves making a number of calls sometimes having to reason with debt collection agency.  When letters started arriving again with my surname wrongly spelt I returned them with not known at this address. However I then received a letter from the Bailiff with my correct spelling of the name and now also correct date of birth (previously they had the wrong date of birth) and i now know that this has gone to a court and I was found guilty even though it was not me who made the train journey. I have had to apply to the court for the case to be reopened, and I can prove that at the time I was at the opposite end of the country. The date of birth given by the offender was 25 years younger than mine so she’s obviously a younger girl. However I am worried that this will affect my DBS. I work as a carer on minimum wage and cannot afford to lose my job. Apart from which the stress and anxiety this causes every time is immense. I often have to make phone calls using higher than normal cost  0300 numbers to try to resolve this.  Surely the train company Arriva north should have some responsibility for confirming the identity of a person invading a rail fare. It seems that you can just give any name taken from the electoral roll without having to show ID. Would I have a case against arriva for putting me in this situation? It’s also confounds me that when the matter goes to court they then check on a database for the correct spelling of my name and the correct date of birth, and so the first thing that was sent to me with my correct details was the fine from the court. Previous to that there were letters in effect addressed to a different person with a wrong spelling of my surname.I know it is illegal to open letters belonging to another person. Although I suppose I could reasonably expect it might of been for me because the name was out by one letter. I certainly don’t want to pay the £250 fine. This is been going on for some five years.  My daughter has a whole file of letters.  Sometimes train companies have responded by adding a password so that when the person gets stopped they have to give a secret word. But the offender is doing this all around the country and there are many different rail companies involved. However this is the first time I believe it has gone to court
    • Hi Guys.    In 2016 I had a PDL with The Money Shop.   Due to financial difficulty I stopped paying it in January 2017.   Recently out of the blue I started receiving emails from CRS about the debt. They were duly ignored.   Within them was an email about sending me a Letter Before Claim (they didn't) as well as a couple of repeated emails about the implications of a CCJ. They have my address and I haven't moved since the debt was accrued.    A couple of days ago I received a letter from AJJB Law being very disappointed in me for not replying to CRS and telling me that their client is entitled to possibly pursue proceeding without further action.   Usually I would send an IRL claim to InstantCashLoans, but with them in the hands of Administrators that is no longer possible.   Also worth noting that on my credit file the debt is marked as owned by ICL - Trading as TheMoneyShop. This has been marked as 'Delinquent' every month since Jan 2017. There is no default registered.   So, whilst I am kind of sure that I'm still safely in the 'ignore these chancers' category, I was wondering if anyone had any advice on if I should perhaps tackle this in a different way?   Also, if the debt on my credit file is just marked as delinquent when will it fall off, if ever? 
    • These letters relate to very historic  collection/recovery "service failures" concerning current accounts, credit cards and loans   I have not had an account or debt with HSBC since 2008 My gut feeling is that it maybe connected to the use of their fake inhouse  collectors  Payment Sevices (PSB), Metropolitan and DG Solicitory but I will know more when they reply to my letter demanding details
    • Short update.Received an acknowledgement letter from PRA re SAR request. They say the will respond to my request by December 17th 2020.
  • Our picks

Please note that this topic has not had any new posts for the last 2600 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

  • Replies 58
  • Created
  • Last Reply

Top Posters In This Topic

A fair question to be asked is "why didn't you withdraw when you moved country, if you knew it would be difficult to attend court."

a fair question...only for you

 

I really thought that it was an unfair dismissal and as a French i thought I have a case etc...in France it is quite different..my mistake, it is not so complicated and far less expensive ( legal costs)

employees are better protected, UK it is the opposite companies are "protected"

Link to post
Share on other sites

Hello

 

I finally received the counter schedule ( i am unemployed since a year so 12 months salary nothing for injury of feelings etc), they are proposing nothing ....

They are saying that if I win, this is the amount they think I might get. Their Expectation is thatI will be commercially sensible, which means that I will negotiate knowing that I may not win at all...it is a big company in UK...so they can be arrogant...

 

they wanted me to attend the mediation by phone...I decline it as I am working

 

will see what will happen...lost battle maybe

Link to post
Share on other sites
a fair question...only for you

 

*shrugs* I thought you wanted opinions and to prepare - I'm happy to keep them to myself though!

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

Link to post
Share on other sites

I think you should try and attend the phone mediation unless you have a really good excuse not to. Try and suggest an alternative time if you can.

 

This is all about positioning. You need to appear reasonable. If you do not attend any mediation and you go on to lose the case, the other side will use this as a reason for saying you are unreasonable therefore they should be awarded costs. If you don't attend either mediation I think you should write a letter making a reasonable settlement offer. It doesn't really matter what the offer is but I think you need something to show that you are prepared to negotiate.

 

I really thought that it was an unfair dismissal and as a French i thought I have a case etc...in France it is quite different..my mistake, it is not so complicated and far less expensive ( legal costs)

employees are better protected, UK it is the opposite companies are "protected"

 

I'm not sure this is correct. If you sued a French company I doubt they would just roll over and pay you the money either. Once you start a court claim or a Tribunal case you have to be prepared to see it through to the end if you want to get a good result.

 

I have done a quick google search and it seems that the average length of a case in the French Employment Tribunal system is around 14 months.

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Link to post
Share on other sites
thank you

i just started to work, i would need to take two days off to be at the tribunal on friday. I am in France not in UK, and would need someone for my daughter...

plus to prepare the mediation..with so much documents etc... it is too much for me... too much stress

 

now the risk is that the company asks me for legal costs...wouahhaah this is so different here

i will see with my solicitor tomorrow> I am still waiting for their counter schedule...sthey have told us they will send it...last Thursday...

 

it is a big company in uk ..it is was crazy to fight them

 

thank you

 

regards

 

 

news of the day

the tribunal has accepted to postponned the mediation

the company refused unless the hearing in february is aslo posponned.

meanwhile the company has contacted ACAS and proposed 5000 pounds as settlement

 

that will cover the legal costs i already spent

I will ask at least six months salary and in the schedule of loss i asked a year plus injury of feelings....the answer of the company was that i will obtain a max of 12 months plus some money around 30000pounds

 

so I might ask 20 and accept 15

will see

Link to post
Share on other sites

yesterday you were bricking it in case you had legal costs

 

today you are going to refuse 5k and hold out for 15k?

 

Yeah. Not taking you seriously I am afraid.

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

Link to post
Share on other sites

There are a few things you need to take into account:

  • Unless there are exceptional circumstances, 12 months is an excessive length of time to claim lost wages. The normal maximum is 3-6 months. You would be expected to show that you were taking active steps to find another job during that time.
  • If you found another job, you can generally only claim loss of wages until you started the new job.
  • If you won in Tribunal, any income support or Job Seekers' Allowance you received would usually be deducted from the compensatory element of the unfair dismissal award.
  • You need to appreciate that there is no a 100% guarantee that you will be successful, and should take into account your realistic chances of success when proposing an amount.

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Link to post
Share on other sites

I expect the £5000 they offered is what they estimate their outlay would be in preparing the case . It seems to be a common practise, does not mean that they are folding or that you are certain to win.

 

If you are having trouble dealing with the case now, then don't forget the stress gets worse.

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...