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    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
    • Unless I've got an incorrect copy of the relevant regulation: The PCN is only deemed to have arrived two days after dispatch "unless the contrary is proved" in which case date of delivery does matter (not just date of posting) and I would like clarification of the required standard of proof. It seems perhaps this hasn't been tested. Since post is now barcoded for the Post Office's own tracking purposes perhaps there is some way I can get that evidence from the Post Office...
    • I would say You should accept it - I HIGHLY doubt you will  be able to claim for letters at trial ans they’re offering you that, which is higher monetary value than interest.   Also they raise a good point, getting interest at anything above 4% is lucky these days, yes judges give it, but rarily above 4%   Also you might find depending on the judge  you don’t get some costs if you take it all the way over £7.40 when court woukdnt award letters costs and thus meaning their award would be less than evris offer which was made    Up to you though but the wait will be 3-4mo for a trial date at least
    • Hi Folks, Been 162 days! Just by way of update. Today I received a text from Opos Ltd so no doubt Capquest are renting the debt out to anybody who fancies a nibble. Safe to say I will not be responding.
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Anglian water 'debt' was wescot, now Past due credit chasing


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Hi all.

 

Had a debt letter from Wescot today claiming £931.00 On behalf of Anglian Water.

 

The bill had both my name and ex wifes name on it. I

 

have no idea why they are contacting me so I called them.

 

Apparently the bill is for an address that my ex lives at and dates back to 2005.

 

He also mentioned something about closure in 2008?

 

My ex still lives at this address so why the hell are they contacting me!

 

I was with my ex in 2005 and I can only asume that it is from a previous property but she dealt with all the bills.

 

What can i do about this?

 

please help

 

Chris

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nothing ignore them.

 

they are are not BAILIFFS

 

and have no such LEGAL POWERS

 

if AW wanted the money they'd have gone to court years ago.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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nothing ignore them.

 

they are are not BAILIFFS

 

and have no such LEGAL POWERS

 

 

if AW wanted the money they'd have gone to court years ago.

 

dx

 

I have a new life now and live with my girlfriend. Then this comes out of the blue. Will the take me to court now? Im not paying them a single penny and im certainly not acknowledging the debt belongs to me.

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wetcloths do not own the debt

they can do nothing

 

phishing trip

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

I have a nice new letter from Wescot regarding this bill and the conclusion to their investigation. It states this:

 

Dear Sir/Madam

 

We refer to your recent communication. Having contacted our client they have advised both parties are liable for the address: ---------.

 

You would need to provide supporting details to show you are not liable for the billing period from the 01.02.2003 to the 28.06.2008.

 

To allow you to comply with our clients request we have placed your account on hold for 30 days. Please keep us updated with the situation as your account may be returned to the collection process after the hold period expires.

 

Yours Faithfully

 

Ms H Thundercliffe

 

What is the best course of action to take now? please help

 

Chris

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load of bowlarks...

 

refer them to this document if you MUST

write again and keep up the letter tennis

pers i'd ignore them

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I know that for elec/gas

 

but it'll make them try and go do

one in the corner of a barrel.

 

pers i'd ignore them.

 

you owe NOTHING

 

least of all to a DCA

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I am concerned that Wescot will call me at work. They have my work number and have called before.

 

As far as their dates go. I did live at that address during those dates. However, my ex wife dealt with all the bills. I assumed she was paying them. Clearly not! Can I really just ignore them? they will pass this onto solicitors and take me to court?

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NO THEY WILL NOT goto court.

 

it is AGAINST all rules and guidelines gto phone you at work

 

if they do RECORD THE CALL

 

and inform the ICO /OFT.

 

I refer you to post 2 for the rest

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I just want to say thanks dx. You have been a real help. Just one more question.

 

I know you said ignore them. But could I just send an harassment letter and basically say ' Im not paying you any money and do not want to hear from you again. You are more than welcome to take me to court'

 

What do you think?

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I would not enter into pointless letter tennis

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

Hi

 

Have received a threatogram from wescot today

 

stating that if i do not pay in full by the 25th May they will send a door step collector or take me to court.

 

This is funny, because in their previous letter they dated 15/04/13 they said Anglian Water had requested they put my account on hold for 30 days

and collections may commence again after the 30 days.

 

Well they have clearly started early and ignored Anglian Waters request!

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its just a threat-o-gram

 

ignore it

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

oh how predictable!!

 

ruddy fleecers!

 

well done

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Why wont these people give up !!!!!!!!!!!!!!!

 

I managed to get Wescot off of my back with this stupid Anglian Water debt they alleged I owe.

 

They stated due to the information I had provided Wescot will take no further action and have closed the account.

 

However, I've jus got back home after a four day business trip and, as if it were magic a new letter from a company called LCS stating,

I owe Anglian Water money and they are taking over the investigation.

Its actually quite annoying now.

 

Ive not even heard of this outfit before

 

can anyone shed any light on these people?

 

Also do they ever give up or just pass the debt onto other half wits once they realise they have no chance in getting the money?

 

Thanks

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yep its called a phishing list.

 

they just sell it on

many low life dca's because its a water debt

and people 'think' water is like the other utils...a priority debt

[which it is NOT]

 

thy try their luck too.

 

don't forget

when the debts are sold on a list, 'bad news' will not be shown

else the new buyer will not 'pay for the buying of the debt.

 

its p'haps better to ignore

rather than enter into letter tennis

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

Hi all.

 

Its all been quiet on the DCA front unti i received a letter from LCS on behalf if Anglian Water.

 

Wescot were originally dealing with this one but gave up after i challenged it.

 

Clearly they have just passed it to LCS and these lot are relentless.

 

Threatograms, Calls and text messgaes.

 

I have ignored them all and havent even acknowledged them.

 

This aleged water debt is from 2004 to 2008 so its not quite statute barred.

 

With regard to this can I demand that:

1) They must prove I lived at the alleged address

2) Provide me with a signed contract or any other evidence that proves I requested the supply.

 

Any help appreciated :)

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always keep to one thread per debt please

 

the last answer as for wetcloth stands

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 weeks later...

Hi

 

Ive spoken to my ex wife about this debt. (not a nice experience)

 

Apparently she was paying this debt up until March 2009.

Then just stopped.

 

its taken them 4 years then started to chase me.

 

The original threatogram had both mine and my ex's name on it.

 

Now all subseqent letters just have my name.

 

I have ignored all dca letters and not acknowledged the debt.

 

My question is this.

 

If she was paying the debt that is a clear acknowledgement?

 

Can they now just chase me?

 

Secondly,

will Anglian Water have to provide me with a signed contract to prove I am liable?

 

lastly i believe my ex set up the account over the phone.

 

So they have no verbal or written contract from me.

 

Only a name on a bill.

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pers i'd ignore them for now.

 

lets ee what developes

 

stay off the phone too.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi

 

Another letter from LCS goons today.

 

This time there giving me 72 hours notice?

 

They're saying If I dont contact them they will refer the case back to Anglian Water and recommend court action.

Or i can take advantage of a 20% discount.

 

This offer is for ten days only?

 

hmmmm thats longer than 72 hours.

 

If they do refer back to Anglian Water, would A W actually take court action after 5 years?

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