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I'm opening a new business account and have been warned about hidden charges. Examples I've been given include charges for going over my limit and for making foreign payments. Are there other ways the bank may try for its pound of flesh?

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Yes, they can apply negative interest rates.


"Ask not what your country can do for you, ask what you can do for Poundland"

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A report questions the transparency of banks. It says, in spite of claims of reform, lenders are still utilizing hidden charges to increase earnings. The 12 banks studied in the report are Bank of America, JPMorgan Chase, Citibank, Wells Fargo, Capital One, Regions Bank, HSBC Bank USA, Branch Banking and Trust Company, TD Bank, PNC Bank, U.S. Bank and SunTrust Bank.

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