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    • Are you or do you wish to use the vehicle until we succeed with arguing and you succeed in VT?
    • Hi I hope all are ok in these trying times. I assume most of us will be in the same situation with employment etc.   I am obviously still intending to follow through my complaint against MB. However I do have to make decisions as I have found myself as will most people at this time left with a reduced minimal income, with all I can forsee is an impending up hill struggle for the forceable future.   So not sure what, if any options I still have, I am presuming VT was only an option earlier on and a court CO excludes that option,    I cant continue to honour the finance payments and cant even begin to estimate any timescales I would be again financially stable.   im trapped but want, no I need to get rid of MB all together, they can have the car and I learned the expensive way!   MB recently emailed a letter (which is copied below) in it they refer to a recent termination, this is the part that is very confusing as its my understanding they terminated the agreement in March 17.   They also inform they have placed the collections on hold, but then heres the cheeky bit, they do however want me to store the vehicle, tax and insure it, as per the agreement (the agreement that they already state was terminated) until they continue with their collection process;   Due to the Coronavirus (COVID-19) pandemic currently affecting the UK and wider world, we’re emailing to update you on what will now happen regarding the collection of your vehicle, following the termination of your Moneybarn vehicle finance agreement.   We won’t be collecting the vehicle at this time Normally, following termination of your agreement, we would arrange for an inspection and collection of the vehicle. However because of the current Government imposed lockdown, we are not currently able to collect vehicles until further notice.   What will happen next? Nothing for the moment. We’ll contact you as soon as there are any developments in the Government’s stance and we know that we’re able to resume our normal vehicle collection activity.   What do you need to do? We would appreciate if you can please keep the vehicle taxed and insured for the time being, as per the terms and conditions of your finance agreement. We hope this information is helpful and clear. Please stay safe and well, and if you need to contact us with any questions, please check out the latest information on the best way to reach us at   So they state termination, then expect to lay down instructions for me to comply with as per my finance agreement T&Cs. To look after the vehicle that they do intend to continue collection of.   If everythings terminated and in other words I have no right to the vehicle, Im not prepared to comply with instructions in line with a non existent agreement (I dont have to) and have a good mind to charge them storage.   However l would much rather just leave the car, send off V5 to change ownership and be done with it and concentrate on getting justice for their mistreatment.   
    • No it isn't funny, but there have been murmurs on Social media, dfesn't take much for twitterati and FaceBork to go off on one. Some in our area have been on about shooting the Goats in case they spread the virus, people in a panic are unpredictable.
    • If she has had a note from the NHS saying she is vulnerable and should shield, then she should stay at home, and there are special regulations for this   If not, she has choices a) go to work; asking for a copy of the risk assessment, and how she will be able to be at less risk than usual b) see a GP about her stress and get signed off c) resign   Lots of people are anxious about the current situation. Lots of people also work alone in offices or far away from people or at home.     What people don't get to do, is expect their employer to keep paying them in full, for no work, because they are anxious. So, she needs to choose. I think b) seems right for her, but tat's just based on what you have said, and no idea what her job is.
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tom a

Closing account before charges applied.

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I have a Nationwide Flex account which I hardly use but it is set up to pay my PayPal payments.

Last week I bought 4 items off ebay totalling £2.97 but didn't realise I had a 0 balance at Nationwide.

The payments bounced and the wonderful people at Nationwide have informed me I will be charged £60.

I've printed form off to close account but I am wondering what will happen about the £60 charges?

Been into my local branch and they were has much use has a chocolate teapot.

Any advice please ?

Thanks in advance.

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ring them ex[lain the problem and usually they credit account the charges 1st time. never pay the £60.00 for charges on such a small amount seems alot to me only £15.00 per item normally.???????????


:mad2::-x:jaw::sad:

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I would think the account will now have a £60 negative balance which will have to be paid before they would close the account, if not they will persue you for it :(

 

Like MIKE770 has said if it's the first time they are likely to refund the charges.


 
 

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£60 for £2.97 is well out of order, you need to get the account closed asap, and make a formal complaint to Nationwide that the charge is excesive.

This needs tpo be in writting and by recorded delivery.


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Yes, try to reason with them, then close the account. They will report to the CRAs for a negative balance, so you need to act swiftly. If necessary, write to their Head office. That seems an awful lot for £2.97 !


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Thanks for the prompt replies.

Tried to reason in branch today put not a chance. We had a refund 3 years ago so they won't do that.

Will write to head office but there's no way I'm paying the £60. When I asked girl in branch why they pay the amount then bounce it she said they give a temporary overdraft then take it away.

Easy way to make money if you ask me.

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