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    • Hi and thanks It looks like they ticked all the boxes to me but I'll try and upload the notice. I was wondering if a witness to late delivery might be considered proof - I'm assuming they posted it as normal but Royal Mail stuffed up delivery. If not then they're really saying it just has to be posted within 12 days of the incident, regardless of when it is received. Annoying! edit ok thanks Honeybee here's my 2nd (actually 3rd) attempt at anonymising, copying and uploading the notice! Sorry about the state of it - I sat on it while distracted by my dog 🙃 pcn front.pdf pcn back page.pdf
    • ROFL - dont get upset just because someone (quite a lot of someones) dont want smart meters - well unless you get paid for it .. in which case ...   I assume you haven't been with Octopus long enough to be on one of the very long fixed price tariffs they offered before the prices went bonkers .. and that you dont use your electricity in the evening/lunch time if you think the 'agile type tariffs are good value .. let alone worth installing a smart meter for - high price a good disincentive for an evening cuppa eh? Let alone all your computer/tv etc time in the peak price evening or lunch time. - and boy do those peak prices instantly hammer your bill when those Russian and middle eastern issues kick off.   I would only have considered a smart meter if solar panels had been an option for me - but roof is oriented completely the wrong way. Oh - and My opinion hasn't changed since the smart meter trials 40 years ago, because neither have the issues (well not enough) but I'm happy for you. Be happy for me.
    • Hi. I'm afraid I've had to hide your post with the pdf files to keep this anonymous for you. You've left the PCN reference number and your car reg showing. Could you edit that and repost please? HB    
    • Well naturally if you want to maintain your outrage, and retain something to bitch about, then arguing about the level of your fixed monthly DD is the way to go. You are of course perfectly free to ignore the easy solution.
    • His financial situation isn’t great, and the landlord has made lots of things up. The things he’s put isn’t true at all. My friend did tell the full truth with incoming and outgoing, I helped him fill in his form and he checked bills etc. to make sure it was right. His wage is ok, but not as good as the landlord thinks it is,  and he doesn’t have anything spare. How much are they likely to take from him? Should he send any reply?  the letter just says to take the court letter with him. 
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
        • Thanks
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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They can come as amany times as they like. However, you do NOT have to deal with them at all. If they keep coming, tell them to stop or the police will be called.

 

Have a read of http://www.consumeractiongroup.co.uk/forum/content.php?441-If-you-do-receive-a-doorstep-visit-we-give-these-suggestions-to-Members

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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I suppose it will depend on why they are repeatedly coming to your house?

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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There must be more to it than that. Did you stop paying? Did you have a good reason to? have you informed them? What was their response?

 

They wont just turn up after you paying 1/3 and demand the goods back.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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If we are to advise fully more detail is required.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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yh theres more to it than that, what had happend is about 3 weeks ago now i rang them and asked if i could pay my bill the week after insted of that week they said to me yes that will be fine because i pay fortnightly payments normaly, anyway later on that week they rang me and said you own x amount in late fees, i said to them you told me id be ok to pay it next week, anyway to cut along story short they are basicly sayin if i dont pay the late fees they want there stuff back, iv paid late fees before wen i agree its my fault the payment was late but in this case its there fault because i was miss informed, iv even said to them i will happily pay the money i own but not the late fees but i cant get anywhere with them. hope you can understand my full winded explanation

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Shouldnt pay them late fee's. They are unenforceable and basically you gifted them free money.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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well i was gullible and didnt fully understand my rights, when then above incident happend they spoke to me and my partner in such a disgusting way basically called us liars because i couldnt remember who id spoke to about it and then claimed they didnt have call records which when i went in a few days later to try and sort the matter all of a sudden appeared it was also very convienient they all of a sudden knew who id spoke to and apparently she had told me a date which my bill had to be paid, i will stand by what i told them which was that she never ever told me a date it needed to be paid for.

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tell them to bugger off, and continue repayments as you had been, minus the silly charges.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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iv tried on more than one occasion and they wont except it unless i pay the late fees as you can Imagen its like talking to a brick wall with them, they have already sent out one of there 'account manages' aka idiots i kinda feel its gone past the point of where i will get anywhere with them and the only option i have is to just ignore them and let them send out who ever they like because they wont get a answer from me and if they do i will do what iv been adviced me to do which is to ask them to leave or the police will be called

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Pay them direct. They cannot refuse to accept any form of valid legal tender. They can shout and stamp their feet all they want, they still cannot refuse. If you cant pay them via giro/bank transfer etc, then resort to sending them Postal orders. Deduct the cost of the PO and the stationary and stamp you use from the total debt. You are within your legal rights to to this and they will never take you to court for it, as you are showing complete willingness to pay the debt. You even had to resort to Postal orders because they wouldnt give any info for another payment method.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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as my account is in arrears at the moment as since that incident i have not paid because they have refused to accept anything if i was to go in an say im going to make my normal weekly payments what will this solve as my account would still b in areas with there late fees which i refuse to pay (I.E would they still proceed to get there items bk )

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Again, they can TRY and refuse. If they keep refusing, use the postal order method i outlined. The ONLY way they can get the items back is with a court order. And you would be able to go to court and explain what they are doing and they are refusing all payment.

 

Read the link in post #2 and send them the letter. If they ignore it, get complaining to the regulators. If the doorstep muppet gets threatening, record him with a phone or camera and call the local police.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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