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    • https://www.consumeractiongroup.co.uk/topic/408156-cabotnolans-spc-claim-old-next-cat-debtclaim-dismissed/page/4/#comments https://www.consumeractiongroup.co.uk/topic/404240-arrowshoos-spc-old-newday-aqua-credit-card-debt-claim-dismissed-no-dn/page/4/#comments default notice win  https://www.consumeractiongroup.co.uk/topic/407490-meiii-cabotnolans-spc-claim-old-yorkshire-bank-loan-2nd-claim-dismissed/  
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    • With regard to your question on post 207 if you bring in the points that I made on the validity of the contract they are supposed to have with Peel holdings then mention that there are already doubts about the validity of the contracts that are being used by the PPCs and the OPS is a classic example. Once you are on there you should then try and get your other point in after that.   if it is in connection with the extra charge of £60 remind the Judge that the charge has been defined by many Court across England that the charge is an abuse of process which was covered in PE v Beavis at point 198    " The charge has to be and is set at a level which enables managers to recover the costs of operating the scheme"  IE the £100 charge covers all their expenses so nothing should be added.   as their WS claims an extra £60 that could be judged as perjurious since it is an additional sum that should be known by VCS and the author of the WS as a double recovery. Especially as they have already lost in Court for the same reason.   Another cause to prove that they do not comply with their Code of Conduct. file:///C:/Users/User/Downloads/CamScanner%2008-05-2020%2016.34.59.pdf  Byelaws are statutory not arbitrary as their WS said on no .42 .   Best of Luck.   The above URL does not work but this one does http://forums.National Consumer Service.com/index.php?showtopic=133001    [20.1 is where  VCS  lost then 20.2 where they appealed and lost again . But read the whole thread as it may help you in other ways too.
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    • stop doing nolans job for them... there are numerous threads here in the same forum yours is in     no DN info to follow   dx    
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1st Credit Court Claim Form LLoyds credit card ***Settled by Tomlin Order***


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I'm just completed the DQ.

The first box says : to be completed by or on behalf of ............ who is the claimant / defendant ( do I put my own name in this box and delete claimant ) . there was no guidance notes sent with it . Yes

 

In then says in the NHCC and then claim no which is blank , do I also fill out the claim no ? Yes

 

I'm not going to choose my really local cc but one I over the border which is more convenient ? As long as its your town Local CC

Could someone pls just run thro this with me before I post please ? Shouldnt need to its self explantory

 

Are you asking the court permission to use written evidence of an expert NO correct

How many witness inc yourself. 1 Correct

 

I think that's it .

Could do with posting in about an hour or so but no worries if no one can look until later I can go to po in the morning .

I return to address and send a photocopy to 1st .credit ? Correct

Many thanks really .

 

Andy

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Hi

I have an appointment this week to mediate and would appreciate any tips please ?

In the meantime I received a notice of transfer of proceedings to my local county court . Is this normal ?

My priority is to avoid a CCJ .

Many thanks .

Am fairly nervous re the mediation tbh .

Dec 2006 SARS request :p

 

5th Feb 2007 initial request inc list of charges totalling £1706.50 without 8% interest :o

 

15th Feb 2007"bog off " letter received.:(

 

19th Feb 2007 LBA sent with further copy of charges:|

 

4th April £750 goodwill gesture paid into bank

 

11th Aug 2007-another £704 charges since and lloyds served me with enforcement notoice

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Sticky for mediation....

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?433406-Alternative-Dispute-Resolution-(Mediation)

 

Yes its normal to transfer the claim to your local CC once DQs have been submitted.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

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Im nervous and preparing for mediation tomorrow.

 

 

Will 1st credit be aware that Lloyys payed out PPI to me very recently.

Lloyds sold this cc debt to 1st credit in 2013.

 

 

The claimant 1st credit and their solicitors Moon beaver refused to disclose any documents I requested and even after I filed a defence in full they didnt respond.

Ive still received no documents, no CPR 31.14/ CCa ect.

I have nothing.

I originally owed 1035.

Ive read as much as I can re mediation but do I have any case for quite a low repayment.

Im so nervous re that first few mins on the phone

Dec 2006 SARS request :p

 

5th Feb 2007 initial request inc list of charges totalling £1706.50 without 8% interest :o

 

15th Feb 2007"bog off " letter received.:(

 

19th Feb 2007 LBA sent with further copy of charges:|

 

4th April £750 goodwill gesture paid into bank

 

11th Aug 2007-another £704 charges since and lloyds served me with enforcement notoice

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Mediator cant get a response from the claimant ??

Dec 2006 SARS request :p

 

5th Feb 2007 initial request inc list of charges totalling £1706.50 without 8% interest :o

 

15th Feb 2007"bog off " letter received.:(

 

19th Feb 2007 LBA sent with further copy of charges:|

 

4th April £750 goodwill gesture paid into bank

 

11th Aug 2007-another £704 charges since and lloyds served me with enforcement notoice

Link to post
Share on other sites

Really upset. They haven't answered any calls from mediator so appointment has been cancelled.

That means I have to go to a hearing and will likely get issued with a CCJ !

Dec 2006 SARS request :p

 

5th Feb 2007 initial request inc list of charges totalling £1706.50 without 8% interest :o

 

15th Feb 2007"bog off " letter received.:(

 

19th Feb 2007 LBA sent with further copy of charges:|

 

4th April £750 goodwill gesture paid into bank

 

11th Aug 2007-another £704 charges since and lloyds served me with enforcement notoice

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Share on other sites

Mediator has called back and given me the direct number for the man at 1st credit he wants to talk

Dec 2006 SARS request :p

 

5th Feb 2007 initial request inc list of charges totalling £1706.50 without 8% interest :o

 

15th Feb 2007"bog off " letter received.:(

 

19th Feb 2007 LBA sent with further copy of charges:|

 

4th April £750 goodwill gesture paid into bank

 

11th Aug 2007-another £704 charges since and lloyds served me with enforcement notoice

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Share on other sites

Settled by 1 - 1 mediation and Tomlin Order.

Agreed to change terms also so that I have 14 days grace if a payment is missed.

No CCJ.

Very pleased.

Will donate to CAG this evening as I really appreciate the advice.

Dec 2006 SARS request :p

 

5th Feb 2007 initial request inc list of charges totalling £1706.50 without 8% interest :o

 

15th Feb 2007"bog off " letter received.:(

 

19th Feb 2007 LBA sent with further copy of charges:|

 

4th April £750 goodwill gesture paid into bank

 

11th Aug 2007-another £704 charges since and lloyds served me with enforcement notoice

Link to post
Share on other sites

Excellent news Mooshy....

 

Delighted that you have manage to resolve this to your satisfaction.Many thanks for your donation...it is very much appreciated by the forum.

 

Well done...thread title amended to reflect the outcome.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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Andy Im signing this consent order today-how do I know they will send a copy to the court ?

Is there anything else I should do to absolutely ensure I don't get judgement entered while this is processing ?

Thanks

Dec 2006 SARS request :p

 

5th Feb 2007 initial request inc list of charges totalling £1706.50 without 8% interest :o

 

15th Feb 2007"bog off " letter received.:(

 

19th Feb 2007 LBA sent with further copy of charges:|

 

4th April £750 goodwill gesture paid into bank

 

11th Aug 2007-another £704 charges since and lloyds served me with enforcement notoice

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Share on other sites

You will just have to show a little trust...retain a copy.Once a Tomlin Order is presented to be sealed....the claim is stayed and they usually check with you to confirm it.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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