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I don't want to bore you with the longest of all stories but.I am in a position where I bought an RAC warranty through Car Craft, it wasn't worth the paper it was written on, I then didn't pay them for years, ostrich style. I now want to get it sorted out.


I owe just over £500 - I could just pay it off, but I feel badly treated and mis-sold, like so many of the other RAC stories on here.


So: Is RAC warranty the same as PPI as some seem to have indicated in threads? Can I have it cancelled, and my Default stricken off? (i have not paid in nearly 3 years) I did get a note from some debt collectors which I ignored.


My life is back on track now and I want a mortgage, this is holding me bask and I need to sort it out.


Your best advice please.



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