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    • Hi   With a SAR all you have to do is ask for 'ALL DATA' (this way it does not matter what format they hold that data whether it be digital, email, telephone calls (recorded), written etc).   They then have 30 Days to comply once they have acknowledged your SAR Request (that is unless they require ID Verification) which the 30 Days time limit does not start until they have verified your ID if requested)   Also can I add in DHL response in post#36 I hate it when any Company/Business etc. has the nerve to use the get out clause of 'Human Error'.    This is not the case as it was 'Maladministration' by DHL' not 'Human Error' as stated to you, irrespective of who/which employee of DHL made the 'Human Error' the buck stops with DHL as who/which employee made that error was Employed by DHL.
    • pop up on the MCOL website detailed on the claimform. [if mcol is not working return after the w/end or the next day if week time] .  register as an individual  note the long gateway number given  then log in .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform .  defend all  leave jurisdiction unticked   goto the defence filing section  file the following:     1 The Claimant's claim was issued on (insert date).  2 The Defendant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the limitation act 1980.  . If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any cause of action for breach accrued for the benefit of the Claimant. .  3 The Claimant's claim to be entitled to payment of £[insert figure from their POC]  or any other sum, or relief of any kind is denied. .. ..ends..   dx          
    • I passed on the article and link to friend. Between us we will now try get the required info to the correct location so that they (whoever in the Govt) can sort out what he is owed. I will keep you updated.  This thread may help others in similar situations. Ethel Street - very helpful research.  Thank you.  Seems like you came up trumps!
    • numerous erudio/drydens claimform threads here already - use our search top right.   your appears to be statute barred as you've never heard of erudio so would not have deferred since your last direct deferment to SLC in 2013    if you wish to bother to even send CCA/CPR that's upto you but the bottom line is to erudio you've ignored everything to date yoy might also ignore a claimform.   but ofcourse you are not!!   if the above is true   pop up on the MCOL website detailed on the claimform. [if mcol is not working return after the w/end or the next day if week time] .  register as an individual  note the long gateway number given  then log in .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform .  defend all  leave jurisdiction unticked   goto the defence filing section  file the following: 1 The Claimant's claim was issued on (insert date).  2 The Defendant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the limitation act 1980.  . If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any cause of action for breach accrued for the benefit of the Claimant. .  3 The Claimant's claim to be entitled to payment of £[insert figure from their POC]  or any other sum, or relief of any kind is denied. .. ..ends..   dx      
    • Well I would want my £50 back also but hey ho if your satisfied its been resolved.....there was no way you could ever be liable anyway as your contract was with TC not RC.   Thread title updated.   Andy
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lozzzy

Uncle Buck loan - Sold on.

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Afternoon,

 

I had an uncle buck loan approx 2 years ago which was repaid (i paid througha debt collectionlink3.gif agency).

 

Today a letter has arrived through the post explaining my debt for £65 has been sold to Motormile Finance and they are taking court action against me.

 

I can’t find the original doc's so panicking! any advice please?


Please sign this petition - Asking for the government to drop the length of time credit ref agencies can hold data on us!!

 

http://petitions.number10.gov.uk/CreditRA/

 

:smile::p:rolleyes:

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I'm just putting together a letter to Motormile fianance.

 

Does anyone have an email address please. Also any suggestions i can put in the letter?


Please sign this petition - Asking for the government to drop the length of time credit ref agencies can hold data on us!!

 

http://petitions.number10.gov.uk/CreditRA/

 

:smile::p:rolleyes:

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Who sent you the letter?

 

When you hear from MMF write back saying that you do not acknowledge any debt,that the original loan was repaid to x by date y. And you expect to receive absolute proof of any alleged debt.


Any opinion I give is from personal experience .

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MMF sent it! I'm a little nervous as i can't find any proof of the debt being repaid, but i know i did for certain.


Please sign this petition - Asking for the government to drop the length of time credit ref agencies can hold data on us!!

 

http://petitions.number10.gov.uk/CreditRA/

 

:smile::p:rolleyes:

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Hi,

Does this sound ok? Is there anyone i can possibly report them to?

I havereceived a letter stating that I owe you £65 for an Uncle Buck loan.

I disputeand do not acknowledge and debt to uncle buck or Motormile Finance UK, as theloan was fully repaid to Uncle Buck on 29th June 2011 & 4thJuly 2011.

I expectto receive absolute proof of any alleged debt.


Please sign this petition - Asking for the government to drop the length of time credit ref agencies can hold data on us!!

 

http://petitions.number10.gov.uk/CreditRA/

 

:smile::p:rolleyes:

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Does the letter say will or may take court action. I suspect it says may.


Any opinion I give is from personal experience .

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Surprise suprise it does!

 

I've emailed uncle buck with the dates and they have agreed its been paid and are stopping the action!

 

prob just tyring to [problem] some more cash!


Please sign this petition - Asking for the government to drop the length of time credit ref agencies can hold data on us!!

 

http://petitions.number10.gov.uk/CreditRA/

 

:smile::p:rolleyes:

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Hi lozzy. MMF are a very shady company and have reverted back to their old ways. You can send a letter, but you MUST file a full and formal complaint to MMF and the OFT. Those complaints are vitally important.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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Make sure you keep that email. Print it,save it,frame it lol


Any opinion I give is from personal experience .

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Hi lozzy. MMF are a very shady company and have reverted back to their old ways. You can send a letter, but you MUST file a full and formal complaint to MMF and the OFT. Those complaints are vitally important.

 

Those complaints should be addressed to ROB SANDS COMPLIANCE DIRECTOR MMF.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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I hate to stand up for MMF but Uncle Buck are the ones who parceled it up and sold it i imagine. Ok so there was no due diligence but i would be complaining about Uncle Buck.


Any opinion I give is from personal experience .

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The OFT needs to hear about UB, but the main issue is with MMF,a nd as brig said, the complaint needs to go to the compliance director. Any other person or address, it will go ignored.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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I hate to stand up for MMF but Uncle Buck are the ones who parceled it up and sold it i imagine. Ok so there was no due diligence but i would be complaining about Uncle Buck.

Nonsense!!


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Brigadier why is that statement nonsense.

You know full well i would happily watch motormouth burn in hell.

 

Why is the main issue with MMF?

They bought some debts and sent out a NOA with a we may take legal action on it. No we will or LBA, just we may. UB have failed in their accounting system and potentially commited fraud.


Any opinion I give is from personal experience .

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Still waiting for a reply, coherent and logical or otherwise.


Any opinion I give is from personal experience .

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