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Afternoon,

I had an uncle buck loan approx 2 years ago which was repaid (i paid througha debt collection agency).

Today a letter has arrived through the post explaining my debt for £65 hasbeen sold and they are taking court action against me.

I can’t find the original doc's so panicking! any advice please?


Please sign this petition - Asking for the government to drop the length of time credit ref agencies can hold data on us!!

 

http://petitions.number10.gov.uk/CreditRA/

 

:smile::p:rolleyes:

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Just a thougth, best mention that the debt has been "sold" onto motormile fiance.


Please sign this petition - Asking for the government to drop the length of time credit ref agencies can hold data on us!!

 

http://petitions.number10.gov.uk/CreditRA/

 

:smile::p:rolleyes:

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When you paid the original debt was it a full and final settlement? And what is the status of the debt on your credit file, definitely need to check that.

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Send them the prove it letter. Lets find out how they think you owe them anything.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Motormile are a persistent lot, you will be getting texts and emails next.

 

I would mention this to the OFT as they are collating informaiton on the Payday loan industry and are looking to take peoples licences away - the fact that Uncle Buck are not keeping proper records should be of concern to them, as is the persistent behaviour of MMF.

 

My loan too was repaid but MMF seem to think otherwise.

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Morning,

 

UB came back to my email confirming that the account had been repaid.

 

"It seems that your account was caught up with the transfers and this will be rectified, we can confirm your account was repaid in 2011".

 

I dont think it will hurt too much for me to send a complaint to the OFT!


Please sign this petition - Asking for the government to drop the length of time credit ref agencies can hold data on us!!

 

http://petitions.number10.gov.uk/CreditRA/

 

:smile::p:rolleyes:

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Don't forget the Information Commissioners Office too, shows hie they do not keep reliable records and are breaching Data Protection.

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