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    • Received initial reply to CCA requests from Lowell in relation to the Cap One £4k and Argos Card.  Both are identical with exception of account information.   Do I now get my partner to stop the payment arrangement? 20201202-CCA Reply CAG.pdf
    • I’ve just got the same letter today with a £25 cheque. Apparently the quality of service I received did not meet standards 🤷‍♀️ I’ve not had a HSBC bank for over 20 years!
    • For a number of years a girl has been evading rail fares and giving my name and address also my daughter’s name and address and my husband’s name and address changing his name from Eric to Erica. We have contacted the police before who said there Was nothing they could do. This has happened about eight times with different rail companies each time it involves making a number of calls sometimes having to reason with debt collection agency.  When letters started arriving again with my surname wrongly spelt I returned them with not known at this address. However I then received a letter from the Bailiff with my correct spelling of the name and now also correct date of birth (previously they had the wrong date of birth) and i now know that this has gone to a court and I was found guilty even though it was not me who made the train journey. I have had to apply to the court for the case to be reopened, and I can prove that at the time I was at the opposite end of the country. The date of birth given by the offender was 25 years younger than mine so she’s obviously a younger girl. However I am worried that this will affect my DBS. I work as a carer on minimum wage and cannot afford to lose my job. Apart from which the stress and anxiety this causes every time is immense. I often have to make phone calls using higher than normal cost  0300 numbers to try to resolve this.  Surely the train company Arriva north should have some responsibility for confirming the identity of a person invading a rail fare. It seems that you can just give any name taken from the electoral roll without having to show ID. Would I have a case against arriva for putting me in this situation? It’s also confounds me that when the matter goes to court they then check on a database for the correct spelling of my name and the correct date of birth, and so the first thing that was sent to me with my correct details was the fine from the court. Previous to that there were letters in effect addressed to a different person with a wrong spelling of my surname.I know it is illegal to open letters belonging to another person. Although I suppose I could reasonably expect it might of been for me because the name was out by one letter. I certainly don’t want to pay the £250 fine. This is been going on for some five years.  My daughter has a whole file of letters.  Sometimes train companies have responded by adding a password so that when the person gets stopped they have to give a secret word. But the offender is doing this all around the country and there are many different rail companies involved. However this is the first time I believe it has gone to court
    • Hi Guys.    In 2016 I had a PDL with The Money Shop.   Due to financial difficulty I stopped paying it in January 2017.   Recently out of the blue I started receiving emails from CRS about the debt. They were duly ignored.   Within them was an email about sending me a Letter Before Claim (they didn't) as well as a couple of repeated emails about the implications of a CCJ. They have my address and I haven't moved since the debt was accrued.    A couple of days ago I received a letter from AJJB Law being very disappointed in me for not replying to CRS and telling me that their client is entitled to possibly pursue proceeding without further action.   Usually I would send an IRL claim to InstantCashLoans, but with them in the hands of Administrators that is no longer possible.   Also worth noting that on my credit file the debt is marked as owned by ICL - Trading as TheMoneyShop. This has been marked as 'Delinquent' every month since Jan 2017. There is no default registered.   So, whilst I am kind of sure that I'm still safely in the 'ignore these chancers' category, I was wondering if anyone had any advice on if I should perhaps tackle this in a different way?   Also, if the debt on my credit file is just marked as delinquent when will it fall off, if ever? 
    • These letters relate to very historic  collection/recovery "service failures" concerning current accounts, credit cards and loans   I have not had an account or debt with HSBC since 2008 My gut feeling is that it maybe connected to the use of their fake inhouse  collectors  Payment Sevices (PSB), Metropolitan and DG Solicitory but I will know more when they reply to my letter demanding details
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E.Kent Hospital PCN's sobell/white taking me to small claims court **Discontinued**


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I'm just going off what I read today here, but it seems to be the general quality though.

None of those responses are a one off sadly.

I've said it used to be good in the past, but read that thread alone and you'll see what I mean today. It's not a good image.

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The responses are offensive. They're the ones I can see now.

 

I notice the op has posted up on Pepipoo, and is getting advice from the same name on there, so I guess it's the same poster. He is also very quick to decry the other poster on MSE.

Also, from a convoluted logic, as I also see a new thread slagging off CPS, as they claim to have won a case against a MSE poster, the language must be affecting their credibility, as it's even mentioned by the judge in the transcript on CPS's web site.

 

I hope the op has a good read of the defence, and takes out any comments if they stray into it.

Hopefully there won't be any.

Still needs reigning in on there though.

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Have you checked the parking signs as hospitals were known for calling the tickets "penalty enforcement charges", a big no no i believe. If they don't refer to penalty now they may well have done when you recieved the tickets. I would be checking that out.

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That CPS thread has probably been posted by somebody who is connected to the company, and is always popping up with multiple names and breaking both the forum's and BPA rules by not declaring their interest in the company.

 

Where does' the OP "decry" MSE on the PePiPoo thread?

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I said/meant the op in this thread needs to be aware the poster they are getting advice from on Pepipoo, was one of the main players in the MSE thread you linked to.

So the op needs to be aware of that, and be aware of the need to look for "colourful" language seeping into any court submission, as the judge in the CPS case pointed out to the MSE member in the transcript on the CPS website.

And to be honest, who cares if Mike Perkins posts up on MSE. Everyone knows what he does. The quality of the responses say a lot more than anything he ever could.

 

Hopefully that explains what I mean, if it does, I'll leave it there, as I don't want this thread going off track, especially as it's a court case for the op.

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Have you checked the parking signs as hospitals were known for calling the tickets "penalty enforcement charges", a big no no i believe. If they don't refer to penalty now they may well have done when you recieved the tickets. I would be checking that out.

 

Good point, also in the contract that was probably signed by you when you had the permit in the first place, if you still have it.

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I could find and post the stock reply to the appeals process that one of my co-workers got. I could also post the letter from our manager that disputed the refusal of appeal that didn't get a response... But frankly I have gardening to do.

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Ooops just read that through and it sounds really rude. Apologies, but I never seemed to find the time at work to faff with a system that seemed determined to waste more NHS time. I was working part-time 4 days a week as both parents were ill, but was actually fitting the same job into the four days and on top was covering for girl who was pregnant and could'nt lug heavy gear and then off on maternity leave. I have attached my calendar over 2011. Each pink day is a day out if it has anything but KCH in title. Each of those days I had to load and unload either that day or day before or after, meanwhile trying to avoid getting a parking ticket. I think I did pretty well considering, but there were obviously 7 days that year when I took too long or got distracted

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Seems like the tickets are actually invoices so can we assume all these tickets are Parking Charge Notice and not Penalty Charge Notices. If Parking Charge then the issue is damages for trespass and the LL will need to demonstrate the damages suffer as a result of your parking on private land. As part of your defence request a copy of the contract between the PPC and the LL.

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In this case the "PPC" IS the landowner (the hospital) and they are using Roxburgh/Sobell to do their dirty work for them. This is the same arrangement as at Aintree Hospital, but they use a different law firm.

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There is no trespass claimed, so that would be thrown out.

 

If you read the claim form though, they initially claim breach of contract, then claim contract.

 

The other point to address is how much is claimed.

 

From the op's link, the PCN should be £30, after an initial period of £15.

How does it become £778 for 9 pcn's?

The signage at the carpark is probably key here.

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My ex employer is taking me to court for non payment of parking fines.

 

I parked to load and unload equipment as part of my job, as i use my own car to travel between sites doing quality assurance checks on x-ray equipment etc.

 

I used to have a "hot parking permit" to allow me to do this, but the rules state that you need to do 12 trips a month and have proof for three months to qualify.

 

For some reason the rules started to be strictly enforced.

 

I had a slack three months, lost my hot parking permit and kept getting tickets.

 

I still had normal staff parking permit, but there are never any spaces after 9am and I might not get back from another hospital till pm.

(which is why we used to get the hot parking permit, which gave us dedicated space right outside our place of work).

 

I thought I was being chased by Roxborough, but East Kent is taking me to court.

 

Is it worth trying a solicitor or is it throwing good money after bad.

 

Hello friend !!! The matter relates to private land not public highway therefore any bays such as hot parking or disabled bays are as good as graffiti. It is done on the assumption that everyone will adhere to their terms and conditions. Same applies in supermarkets etc

 

Although it says on the letters your old employers are taking you to court, its actually roxburghe. If you get a letter from the illusive sobell I would ask for a full break down of costs and what percentage East Kent Hospitals get if the case was ever successful.

 

I would also request a full close up photograph of the dash board clearly that shows the correct permit was not on show. In the absence of this, there is a question of liability.

 

Also the charge is a penalty for non payment and disproportionate to any loss the Hospital Incurred and therefore unrecoverable in law........................ Heatherington Jakeman 2008 mansfield county court

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Hello friend !!! The matter relates to private land not public highway therefore any bays such as hot parking or disabled bays are as good as graffiti. It is done on the assumption that everyone will adhere to their terms and conditions. Same applies in supermarkets etc

 

Although it says on the letters your old employers are taking you to court, its actually roxburghe. If you get a letter from the illusive sobell I would ask for a full break down of costs and what percentage East Kent Hospitals get if the case was ever successful.

 

I would also request a full close up photograph of the dash board clearly that shows the correct permit was not on show. In the absence of this, there is a question of liability.

 

Also the charge is a penalty for non payment and disproportionate to any loss the Hospital Incurred and therefore unrecoverable in law........................ Heatherington Jakeman 2008 mansfield county court

 

Admitting you won't adhere to their terms and conditions admits you accept they offered a contract, your choice in that case should have been not to use the parking facility.

No one forced the op to park, it was quite clear what the t&c's were at the time the permit was purchased.

The charge isn't a penalty for none payment, the op paid, and at least part of the charge is clearly defined in the link the op posted.

It's a penalty for parking where they shouldn't have.

 

That fact needs to be addressed to fight the charges.

 

It's not worth the op trying to claim they had a permit, as they admitted they haven't, they would have to lie in court, and their employment records would clearly show they hadn't at the time.

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Do you get paid for using you own vehicle for work purposes? If so, what do they pay you for and how? Insurance? fuel? flat rate for wear and tear?servicing? depreciation allowance?

If not, why arent they paying or providing suitable means of moving the equipment instead. There is always the argument of necessity, though it is poorly understood in courts. If you havent received the correct level of renumeration for using you own car for work purposes then I would suggest counterclaiming for all of your daily costs of using your vehicle. If they ask where these figures come from you can point them to HMRC's rules governing use of private vehicles. They may also want to be reminded of their obligations under the Provision and Use of Work Equipment Regs 1998 with regard to lifting and moving items. Why hasnt a vehicle been provided as it appears to be a necessity.

I suspect this is why all this was left until now, they would take a hammering if you were still employed by them and they tried this.

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Hi you need to contact me asap im new on here

 

Hello Scouse Magic.

 

Contact by PM is not encouraged at CAG, it's much better to have the advice on thread for the protection of all concerned. If you have questions, please start a thread or post them up.

 

My best, HB

Illegitimi non carborundum

 

 

 

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