hire company seizing 750pounds for claim

[shalford]

hello

we hired a van back in october 2012 for 2 days left deposit by credit card and signed paperwork allowing the hire company to charge me 750 insurancs excess we had a little mishap with 3rd party vehicle

no damage to the van not a mark but there was a scratch or mark on third party vehicles rear wheel arch

received a call from the hire company 2 days ago nearly 6 months later to inform us they have received a claim against us for 30,000 pounds for injury to 3 people in the vehicle and it wasnt even our fault

and the hire company want to charge me 750pound excess fee can they do this as this claim is clearly bogus fraudulant and i wont be getting my excess back

can they use my credit card details which they have on file five and a half months later

would appreciate help on this matter

thanks kevin

[dx100uk]

phone your card company and block them from doing it.

 

dx

[afcwben]

or if your credit card gets accidently left in the laundry your CC company will send a replacement which means the old one will not be valid

[letsmakeamark]

Cancel the card. Say to the cc that youve lost your card.

[dx100uk]

no wont work

 

tell them you think its been skimmed or you've compromised the security.

dx

[shalford]

tried that dx100uk they said they will try and retrieve the money once he takes it in the first place

Edited March 10, 2013 by shalford

[shalford]

was going to do that afcwhen inconvient but if it saves me 750pounds

Edited March 10, 2013 by shalford

[shalford]

im not sure what youre saying dx100uk do you mean i think ive been [problem]med and or someone saw me entering my pin no ? can you pm me is that possable on here

Edited March 10, 2013 by shalford

[shalford]

thought of that one two lets makeamark i have just had a new card sent to me because my old one runs out at the end of the month the one thats on file the security code on the security strip on the back is different

so if i ring the credit card company and tell them that i have lost the old card do you think that will work

Edited March 10, 2013 by shalford

[dx100uk]

tell them your new casrds security has been compromised, you know someone saw your pin number.

 

dx

[shalford]

reported my wallet lost with both cards and pin number in there aswell written down on paper for reminder

hope it works

[Raykay]

reported my wallet lost with both cards and pin number in there aswell written down on paper for reminder

hope it works

 

The money will be taken from the account that the card is connected to, not the card itself, 'losing' the card may not stop the payment.

Edited March 11, 2013 by Raykay

[crem]

The money will be taken from the account that the card is connected to, not the card itself, 'losing' the card may not stop the payment.

 

 

they will still need to use the "old" security data to process the charge though (ie the 3 digits off teh back of the card) and as these are now defunct, the payment should fail.

[shalford]

thats what im hoping will happen crem

[renegadeimp]

You can also walk into your nearest branch with a simple letter telling the bank to refuse all transactions to this company.