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    • Prices had already risen in expectation of action, with Brent crude near a six-month high last week.View the full article
    • Thanks everyone. Will speak with the manager first chance I get later today and let you know.
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    • Welcome to the Forum. The PCN must be subject to Bye laws as the warning near the bottom of the PCN does not comply with the protection of Freedoms Act 2012 Schedule 4 Under Section 9 [2][f[] of the Act it should say: (f)warn the keeper that if, after the period of 28 days beginning with the day after that on which the notice is given— (i)the amount of the unpaid parking charges specified under paragraph (d) has not been paid in full, and (ii)the creditor does not know both the name of the driver and a current address for service for the driver ,the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Their version states they are pursuing you as the driver [because of the Bye laws they cannot transfer the liability from the driver to the keeper] even though you are the keeper. Should it go to Court Judges do not accept that the driver and the keeper are the same person. Obviously on many occasions another member of the family may be driving instead of the keeper. Indeed anyone with a valid motor insurance policy is able to drive your car. if any of the three cars were not driven by the keeper they are not liable to pay the PCN only the driver is.  as long as they do not divulge who was driving those lovely people at Alliance haven't a hope of winning against them in Court. What a shame. However while those keepers who were not driving are in the clear all is not lost for the other keeper drivers. Alliance still have to prove who was driving which is difficult providing those keepers do not appeal.  It is quite often that on appeal the keeper may say "I entered the car park at....."  immediately giving away that they were the driver. Plus even if you appeal it won't be accepted as a] they lose £100 straight away and b] mostly all the major car parking companies are dishonest scrotes. In the meantime you will be on the receiving end of threatening letters from Alliance, unregulated debt collectors and fifth, sixth or even lower rated solicitors all trying to frighten the life out of you to cough up. They can all be safely ignored since if you don't contact any of them they don't know who was driving so have no information that the can use in Court to identify the driver. Some time in the future they may send you a Letter of Claim which must not be ignored. Just let us know and we will advise a suitable snotty letter to send them which will show that you are not afraid of them and are happy to turn up in court knowing that you will win. Sorry it was a bit long winded.  
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car written off/refund of my insurance


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Hi everyone,

My fiance had had an minor accident with my car (he was insured to drive it so no problem about that).

The car was purchased 5 days before the accident, insured 2 days before and taxed 1 day before.

My car has been written off and I received a cheque for my car.

My insurance has been cancelled but my insurance company asked me to pay the rest of my insurance (more than £650) as I took a loan through a 3rd part to pay for it (you know the option pay monthly).

I had a phone call yesterday and after 30 minutes of argument, they told me they reduced my debt to £135 and I should be happy about it.

My car has only been insured 8 days before being written off, I already paid more than £200 for this insurance (1st payment and then 1st direct debit) and I can't afford to pay this money.

Did anyone have any advice on how to get my money back? I really don't know what to do now before taking legal advise.

Thank you in advance for your help.

Aurélie

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That is standard with the insurance if you have a claim the full amount is payable

 

Am in the same boat insurance paid in full one month in a claim total loss no refund

If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

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Hi everyone,

My fiance had had an minor accident with my car (he was insured to drive it so no problem about that).

The car was purchased 5 days before the accident, insured 2 days before and taxed 1 day before.

My car has been written off and I received a cheque for my car.

My insurance has been cancelled but my insurance company asked me to pay the rest of my insurance (more than £650) as I took a loan through a 3rd part to pay for it (you know the option pay monthly).

I had a phone call yesterday and after 30 minutes of argument, they told me they reduced my debt to £135 and I should be happy about it.

My car has only been insured 8 days before being written off, I already paid more than £200 for this insurance (1st payment and then 1st direct debit) and I can't afford to pay this money.

Did anyone have any advice on how to get my money back? I really don't know what to do now before taking legal advise.

Thank you in advance for your help.

Aurélie

 

Can't you simply transfer the cover to your new car that you buy with the money from the old one?

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Thank you both for your reply.

Well that's not that easy as this car has been purchased for business purpose (small car, low petrol) and you don't find them that easily.

It was a really cheap car (£300) because we couldn't afford more. I tried to explain them that you don't really finnd a car that easily but they don't want to listen.

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It's correct the whole of the isurance premium is due especially as the policy is recent.

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