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http://www.bbc.co.uk/news/business-21683739

 

The Office of Fair Trading says it has uncovered widespread evidence of irresponsible lending among the UK's 50 biggest payday loans companies.

It is giving them 12 weeks to change their behaviour, or risk losing their licences.

It will also refer the issue to the Competition Commission, after it found evidence of problems in the way that payday loan companies compete with each other.

 

The companies have not been named.

Among the poor practices identified was a failure to work out whether people could afford to pay new loans.

Frederickson - CCA Sent 11/4/07 - Lost - Claiming back from post office

Connaught Collections - CCA Sent 11/4/07 - No Agreement - returned to client

Lowell - CCA sent 11/4/07 - No agreement - returned to client

Moorcroft - CCA Sent 11/4/07 - No Agreement - returned to client

Red Castle - CCA Sent 11/4/07 - Copy returned but no T&C's

Robinson Way - CCA Sent 16/5/07

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