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    • I'm pretty sure I was paying Cabot.  I had a phone call from Cabot at the beginning of last week in which I told them I was happy to cooperate but  would prefer to do so in writing.  It was after that I received the letter from WH.                       i
    • Good afternoon guys.   Just to provide you with an update, they are taking me to court under the TFL byelaws. I have drafted a second (esentially) grovelling letter, can you please advise on whether it reads well and on any parts I should take out? 
    • And again I see Vanquis getting mixed up with Notice of Default rather than Default Notice (there is no such document in English Law or the CCA1974) its an American Legal Document which is connected to Mortgages and Foreclosure)   Your default notice is attached to a Notice of Default ...which is dated...but look at the Default notice itself...its not dated....   A recent cagger lost his case on this fact as the judge accepted the date on the Notice of Default could be accepted as the start date as the letter connected itself to the Default Notice.   As for the agreement NA1 they state in their statement its a reconstituted version of the agreement relied upon......yet you applied on line so your name would not be on the agreement at this stage....as DX states it would simply be a tick box.   Look closely at the start of the agreement it refers to parties 1.2.......you yourself your means the person signing this agreement and whose name and address is stated on the Reply Card or Application.........which renders the alleged agreement as nonsense...as there would be no requirement for an online application to contain 1.2.   Andy 
    • Thanks for the reply @Will Goodfellow tbh, that is what I suspected from the reading around in have done.   So HSBC wouldn't likely accept the certificate of termination alone or a copy of the t&cs from Knightsbridge that were signed..?   But how would we make a claim for it from Creditfix?    Thanks
    • Yes, that's correct.  There is nothing else apart from what I have uploaded.
  • Our picks

    • Future Comms is a Big Con. How to get out of it. Read more at https://www.consumeractiongroup.co.uk/topic/417058-future-comms-is-a-big-con-how-to-get-out-of-it/
        • Like
      • 4 replies
    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
      • 5 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
      i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
      the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
      so far so good....
      • 14 replies
    • A shocking story of domestic and economic abuse compounded by @BarclaysUKHelp ‏ bank complicity – coming soon @A_Gentle_Woman. Read more at https://www.consumeractiongroup.co.uk/topic/415737-a-shocking-story-of-domestic-and-economic-abuse-compounded-by-barclaysukhelp-%E2%80%8F-bank-complicity-%E2%80%93-coming-soon-a_gentle_woman/
      • 0 replies
BankFodder

CitiCards is monitoring this site

style="text-align:center;"> Please note that this topic has not had any new posts for the last 3804 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

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Thank you

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CitiCards is monitoring this site.

This is nothing new - so are all the other banks.

 

Some of the banks have been complaining that information about their litigation is being posted on this forum. This is because they don't like it and it is one of the features of this forum which empowers the claimants.

 

It is scarcely possible to imagine a situation when it will be to your disadvantage not to post here.

 

 

Post your Citicards story.

Don't hold back

 

Everyone benefits from the truth and openess of this site. The sharing of information is the worst thing which can happen for the banks and for Citicards.

 

 


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Absolutely dont let them take away your voice. Post away :D


 

 

 

 

 

I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

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Hi,

 

I know there has been talk about bank monitoring forms. However in my most recent from Citicards, a solicitor by the name of Brian Smith, mentions Consumer Action Group by name. He started his letter by saying . . .

“As you know by the Bank Action Group website, my client, Citifinancial Europe plc, defends all cases brought against it . . .”

 

Even though I knew this was being done by some banks I was still quite surprised/shocked.

 

Good luck to everyone!!!

 

hondamad


__________________

EGG CC Default Removal: Have reported Egg to Trading Standards, Summery Claim - 2nd Hearing Date 09/10/07. Click here to read posts

Monument CC: received statements, now need to send letters. . . !

BoS Current Account: Settled

Citi Cards: Hhmm seems like I have sued the wrong “entity”. Aaaaahhhhh . . .. oh well back to court I go, and they have settled in full!!!

 

:-D:p:D

This is just advice from me. If you are not sure please seek legal advice. However if what I have said has been helpful, than please add to my reputation by clicking on the scales :D

 

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Hi,

 

I know there has been talk about bank monitoring forms. However in my most recent from Citicards, a solicitor by the name of Brian Smith, mentions Consumer Action Group by name. He started his letter by saying . . .

“As you know by the Bank Action Group website, my client, Citifinancial Europe plc, defends all cases brought against it . . .”

 

Even though I knew this was being done by some banks I was still quite surprised/shocked.

 

Good luck to everyone!!!

 

hondamad

 

Theyve admitted it in court as well


Consumer Health Forums - where you can discuss any health or relationship matters.

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Theyve admitted it in court as well

 

 

 

But not Salford Court.......they cant seem to get there...:rolleyes:


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Is DINERS CLUB part of the CITICARDS group? Please advise. Thank you!!

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If there are any details you would prefer to keep private be aware that Citi continues to monitor this site to the present day.


Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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style="text-align:center;"> Please note that this topic has not had any new posts for the last 3804 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you
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