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pay day loans wonga, toothfairy , 247 moneybox


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hi, i was worried about my pay day loans mainly:

wonga £1000

toothfairy finance £544

peachy £119

had no problems in setting up a repayment plan with wonga i offered to pay £400 p/m the sent me a reply saying i could pay £97 p/m and froze all interest

i was looking at some horror stories in regards to toothfairy finance although once i finially got in contact via email i offered to pay a lump some to clear the debt off off 800 which is more although it works out at the current rate of interest they sent a reply back acceptingthe offer payable in 7 weeks.

peachy finance - hard to deal with .

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owed wonga £1044 offered to pay £400 p/m they set up 12 month repayment plan for me

toothfairy £544 offered to pay £800 in 9 weeks time they accepted

247 money box - hardest to deal with wont respond to emails no help on live chat, they rung you up you explain the situation some woman screaming down the phone when i said im recording this call put phone down any help would be appreciated thanks

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hi i owed wonga £1000 i offered to pay them £400 p/m they took a while to reply but set up a repayment plan over 12 month very easy to deal with tbh

toothfairy £544 offered to pay £800 in 9 weeks time they had no problems with this were really helpfull tbh

247 money box - nightmare wont reply to emails live chat no help they rang me up really aggressive saying pay today then just apply again i offered to pay more that the current loan and no response i suppose if i goes to court they wont have a let to stand on any help would be appreciated thanks .

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Hello and Welcome woody,

 

Are you able to stick to the payments you have offered ?

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Why did you agree 800 with tff? I hope you didnt agree to any of their charges.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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its my own fault that i cant pay the loan problem with wages and i just wanted to get it sorted so its just the interest at the current rate with toothfairy finance , 247 money box dont reply to emails live chat no help the rang me up and i said i phoned 10 days before the loan was due to be re payed she said pay the loan then take it out again she was really aggressive on the phone i said this is not responsible lending and i stated i cant afford it and will pay the full balance next month, she just said ohh well it needs to be payed today and put the phone down on me.

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They claim its interest? Is it interest that is stated on your contract, or interest they added on after the default?

 

Reason i ask is because Tff NEVER agree to an amount that large, 2 and a half months in advance, unless they are sure that you are paying the unlawful charges. Thats all we've seen here on this site, out of hundreds of threads about them.

 

The fact that they agreed so readily makes me very very suspicious.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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I agree, i'd be glad too, but im naturally suspicious about TFF. Theyve never done this to my knowledge, and you need to be VERY careful. Their normal trick is to agree to this and then when you give them the payment details they take the amount, then a while later, take more and more. Or simply strip your account in one swoop. Now THAT, we've seen time and time again.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Have they not given that to you yet?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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247 Moneybox are incredibly poor at responding and communicating. It took three months before they would accept a plan and even then they've returned my second scheduled payment to my account and given me new banking information.

 

Their online chat is useless, its rare that its up and running and last time i actually got through to someone on there after they confirmed who i was they hung up on me by leaving the chat room.

 

Bunch of idiots, if they'd have worked with me like the other payday loan lenders then they would have had all their money back plus the months interest by now. These guys, Payday Express and Capital Finance One are the worst!

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Similar lack of response from 247 who did eventually accept a plan but refuse to be paid be cheque

 

Pay them by postal order and deduct the cost of teh PO and stationary used from the total amount owing. Theyll soon shift.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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  • 3 weeks later...

These companies do not want you on a payment plan, but you need to make it clear to them that it is the only way you can clear the debt. Only agree to payments that you can afford to pay back, and don't take out any more loans.

 

What annoys me with payday loan companies is the fact you can go to 10 or more in a day and they all give you a loan!! That's just wrong.

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