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    • Hello all,    I have received a letter from Advantis in regards to an overpayment of carers allowance I received when I got a job whilst I was caring for my mother. I did not know I had to inform them etc.    Long story short, I had a compliance phonecall with carers and nothing more was said.    I stopped caring for my mum shortly after and cancelled my carers allowance too.    I was employed for 4 months at the beginning of 2018.    Apparently the DWP and carers have sent letters but I haven't responded so they've gone through Advantis to recover the amount owed. I moved house shortly after cancelling everything and had no contact from them at all.    They sent letters to my previous address so they told me that's why it's been passed onto Advantis.    Today DWP told me that the only thing they can do is take payment in full, or deal with Advantis to come up with a payment plan.    I spoke to Advantis who asked me to pay in full or in two installments, I refused and they then said they've put my account on hold for 30 days whilst I go away and work out my monthly income etc so they can go through an affordability assessment to work out how much I can pay back and how often.      What shall I do? DWP tell me there's nothing they can do as it's been passed onto Advantis.    Advantis tell me they are working on behalf of the DWP... Nobody will tell me who owns the debt.     What shall I do?    Thank you all in advance for your amazing help.     
    • Hi, I have just received a pcn from Euro Car Parks saying that my car was in one of their car parks for 13 mins without making a payment. The reason being is that my husband was waiting for me, but where he thought I would only be 5 mins I was longer because of health issues and I had to take a rest. As if this wasn't enough, unbelievably I have just received ANOTHER notice saying I had not paid for a ticket on the 9th of September. I would like to mention the car park charges are so cheap, at £1:20 all day, it would be insane not to pay. We have used this car park only around 4 times and have always paid, excepting th time the car was waiting for 13mins. What a shock I have got receiving these notices. I wonder if I accidentally keyed in my registration incorrectly? Please can someone advise.
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    • I've just had this emailed from CarMoney. I'm so confused, I really don't know what I'm supposed to be doing and with whom. "Apologies for the delay in response. I have spoken to Oodle regarding the complaint and unfortunatly, they would require an independent report to be carried out on the vehicle. The burden of proof would lie with yourself.   I can certainly help by giving you the details of Scotia, who is the company that we use."   Everything I've read says that I did the right thing by exercising my rights under the CRA 2015 with the dealer. That was done within the six-months, so the burden of proof should be on the dealer still? Or am I completely wrong??
    • Heard nothing for 6 & half years until last week. A big fat letter from Barclays upholding my PPI claim which had gone to the Ombudsman (news to me) and enclosing all the waffle and finally at the end a cheque for £3659.20 and advising that £454.85 was taxed - this I can reclaim as I don't pay tax currently.
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shreddies2

Becoming evicted, advice please on temp accomidtion/homeless

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I got my court letter for posseion today on our property, the date is march 13th although eviction will probably be a few weeks after so we'll be here through march I think.

 

We have been told we will be put in temp/emergency accomidation, which was expected, we cant afford to move out and as we work we are not entiltled to much housing benefit.

 

I just want to know if anyone else has been through this as I dont know anyone who has before, I already have storage sorted for my furnature, but I really have no idea what to bring with me.

 

Please dont judge me, just because we work we can still not afford to move out, we have been down this road with our local council who also agree.

 

Please advice anyone?

 

And also anyone else going through the same please feel free to chat!

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Hello there Shreddies.

 

I've flagged this for the site team in case anyone can help.

 

My best, HB


Illegitimi non carborundum

 

 

 

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Shreddies, sorry to hear this. No one will judge you. Circumstances beyond control happens and it must be a very scary place you are in at the moment.

 

I am sure others will pop in and advise from either experience or knowledge and hopefully things will soon get better for you.

 

If you want, you can contact Shelter.. they dont simply deal with homeless people and have a wealth of advice on their website and you can also contact them by telephone.

 

http://england.shelter.org.uk/get_advice


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Shreddies, is this a rented property you are being evicted from ?


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Shreddies, is this a rented property you are being evicted from ?

 

Hi thanks for replies, it is and assured shorthd tendency. I have a new landlord he wants us out for no reason, we don't owe any rent no arrears etc our flat is in better condition as we have decorated it, I don't see his point but he did want to put the rent up to £ 800 this Is for a 1 bed.

 

I have a young son of 7 and was just looking through his school newsletter and think this should be happening (the eviction) in the Easter holidays...I can't bear to put him through this.

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Shreddies, just to add to CB's mention of Shelter, who have a good name, there are some other links in the stickies on the front page of this specialist forum that might be helpful.

 

HB x


Illegitimi non carborundum

 

 

 

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Shreddies, just to add to CB's mention of Shelter, who have a good name, there are some other links in the stickies on the front page of this specialist forum that might be helpful.

 

HB x

 

 

We don't have shelter in my area but we do have something similar called housing trust its just the same I have been told and I have a case worker there who is very good and is trying to keep us in our area.

 

Thanks

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We don't have shelter in my area but we do have something similar called housing trust its just the same I have been told and I have a case worker there who is very good and is trying to keep us in our area.

 

Thanks

 

Well that's something in your favour, I hope they can help you. Shelter have a helpline if you need someone else to speak to. And we're here for support as well. :)

 

HB


Illegitimi non carborundum

 

 

 

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Hi there Shelter's helpline number is 0808 800 4444 they are fantastic with cases such as yours. The lines are usually quite busy so you would have to keep trying, but don't give up, it will be worth your while talking to them.


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Thanks for the replies everyone I really really appreciate you all!

 

One thing aswell which is bothering me is that around 6 months ago we got virgin media, will I have to cancel this? I know do silly but I was thinking about it as I am every little thing.

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Thanks for the replies everyone I really really appreciate you all!

 

One thing aswell which is bothering me is that around 6 months ago we got virgin media, will I have to cancel this? I know do silly but I was thinking about it as I am every little thing.

 

Not silly at all, it is things like this that will need sorting out.

 

Is this for broadband/telephone or television as well ? I will ask someone to look in on you for this specific query as you will certainly have to let them know that you have moved. I am not quite sure how that works.


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Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Not silly at all, it is things like this that will need sorting out.

 

Is this for broadband/telephone or television as well ? I will ask someone to look in on you for this specific query as you will certainly have to let them know that you have moved. I am not quite sure how that works.

 

 

It's for all as a package. And thank you !

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I have been asked to advise you that you should at the very least contact VM and explain the situation and ask if they will waive any cancellation fee in the circumstances.


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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I have been asked to advise you that you should at the very least contact VM and explain the situation and ask if they will waive any cancellation fee in the circumstances.

 

Thanks I will contact them about it, it's so embarrassing for me though, every time I have to share information about this with people I feel like a lose a piece of my sanity...if that makes sence.

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Hi

 

I have to agree ask VM due to your vunerable situation if they could waive the cancellation fee put this in writing and get proof of posting.


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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

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Shreddies, don't feel embarrassed, they don't know your full story.

 

And you're doing this responsibly, I admire you for that.

 

HB x


Illegitimi non carborundum

 

 

 

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Shreddies, don't feel embarrassed, they don't know your full story.

 

And you're doing this responsibly, I admire you for that.

 

HB x

 

Thanks so much again for replying.

 

I am really trying to sort this out in a 'keep your wits' kind of way, but every now and then I panic, it's terrible my heart mate just goes straight up out of no where and I just feel as though I want to really cry or smack my head on something. It's a really tough mood to be in, I work with young children and last thing I want is this affecting my work, I really cannot afford to lose my job, and then with a thought like that I bubble over and panic again.

 

Thanks for all your kind comments and help. Out of everything that's happening its the replies and support I get on here that keeps me going.

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We're here for you shreddies. Are you going to contact Shelter tomorrow or do you have other plans to move forward?

 

HB x


Illegitimi non carborundum

 

 

 

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We're here for you shreddies. Are you going to contact Shelter tomorrow or do you have other plans to move forward?

 

HB x

 

 

Tomorrow I have to give the possession order to the housing department at the council, at that point I think I have to fill out a homeless form.

 

On Thursday I've got an appointment with my case worker at the housing trust, I'm hoping he can support me with staying within my area as apparently there is not much temp accommodation to go around, I understand this but Surely there should be something out there for a family with no transport....? I think I might possibly need to take time out aswell to see my doctor though I'm not sure.

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Tomorrow I have to give the possession order to the housing department at the council, at that point I think I have to fill out a homeless form.

 

On Thursday I've got an appointment with my case worker at the housing trust, I'm hoping he can support me with staying within my area as apparently there is not much temp accommodation to go around, I understand this but Surely there should be something out there for a family with no transport....? I think I might possibly need to take time out aswell to see my doctor though I'm not sure.

 

 

Here's an update..

 

I went to the council. They told me there's no forms to fill out my housing options officer makes a referral to the homeless department.

 

I was told by my housing trust that I have to wait until bailiffs evict me but this is not so, wether its changed or just my council I'm not sure but I will be leaving around 12-13 th into temp accomidation.

 

It's all very scary I don't know how I'm keeping it together.

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Hi shreddies,

 

Which borough do you live in? (Apologies if you have said above and I have missed it.)

 

DD

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Hi shreddies,

 

Which borough do you live in? (Apologies if you have said above and I have missed it.)

 

DD

 

East sussex

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Hello again Shreddies.

 

It's up to you how you deal with this of course, but if it were me, I'd think it was worth a call to Shelter to get an alternative view. I believe they can advise on various issues around homelessness.

 

Sorry if you already did this and I missed it.

 

HB x


Illegitimi non carborundum

 

 

 

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I will do a bit of research about local charities. I don't think there are that many in East Sussex, but I will see what I can find and come back to you.

 

Which is your largest big town?

 

DDx

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style="text-align:center;"> Please note that this topic has not had any new posts for the last 1674 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

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