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DN - required to remedy within 14 days of service of this notice


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Hi Gaggers,


I remember several years ago reading this extremely long DN thread, started by Pinky i believe..

I think someone said that any DF which states that you are required to remedy within 14 days of this notice is defective.


Can anyone advice me about this.




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The Default Notice is a statutory document and parliament increased the original 7 days to 14 in December 2006.


The remedy time should give you 14 clear days with an allowance for postage of..


2 working days for 1st class and 4 working days for 2nd class/UK/TNT mail. Working days do not include weekends or bank holidays.


So if a DN is dated with a Friday date - then you start your time count from the Monday.. if that makes sense ?


I have attached a couple of pdfs with information because for some reason when I try to copy and paste it ends up with dodgy formatting !!


If you are can it might be better for you to scan in a copy of the document and we can tell you if there is something wrong with it. follow the instructions below :)


Dx100 – Instructions on uploading pdfs


scan the requiredletters/agreements/sheets

as a picture file

remove all pers info inc barcodes etc using paint

but leave all figures and dates.

goto one of the many free online pdf converter websites

convert the image to pdf format.

or ir you have PDF as an installed printer drive use that

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

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the date must also be in the format DD/MM/YYYY


not 14 days from the date of this letter



please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks citizen and dx

It does make you wonder why they would write 14 days from the date of this letter when it would immediately become a defective Default Notice.


So they haven't closed my account yet. Even after 4 years chasing me. They just passed me onto Lowell. My only concern is if i now go the unlawful rescission route, WITHOUT them closing the account, they could always send a new DN and i would be cornered.


Would you suggest i file and ignore for now, send them the UR letters...?

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Yes don't let on that the DN is defective, you say they haven't closed the account, do you mean they have been chasing you for 4 years without terminating the agreement, thereby allowing them to continue adding interest and charges as laid out in the original agreement?


Have they ever demanding the full amount outstanding? If so then that is them terminating the agreement, how much is charges and/or fees?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!



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