Student Loan - think it maybe overpaid

[Lilythepink]

My student loan comes out of my salary, and I think it should be paid by now.

How do I find out if it has been paid off.

[dx100uk]

with whom SLC?

 

dx

[Lilythepink]

with the student loan place.

[dx100uk]

student loan company.

 

need lots more info

 

when is the loan from

 

how many years did you defer

 

how many years have you been paying since your wages were over £15k?

 

are you paying SLC , not link or thesis or anyone else

 

dx

[Lilythepink]

Will ring them, as I think I have overpaid them, as it was nearly paid last time I got a statement. thanks

[jo5ephedward5]

I did overpaid mine last year too, I called them and was told it was probably paid but they continued taking it for a year...basically they base this on what you tell them you pay each month but until they have the proof from the tax man that its actually be taken out of your salary they keep taking it.

 

You can see your balance on there website if you log in.

 

They were basically 2 years behind with my information from PAYE - send them copies if your last few P60s and they will post you a cheque for any monies over paid...send it recorded cause they 'lost' 3 of my letters (2 of which were recorded!).

[Lilythepink]

oh my goodness, I will get straight onto them tomorrow, can't remember my login details or anything...

Did you get your overpayment back?

[jo5ephedward5]

I did eventually - they said they didn't get first letter, they signed for the following 2 copies and said they'd never had those either so I wrote an official complaint and within 3 weeks had a cheque for over £700! Then a month later a response from the complaint saying they'd honoured my refund and a cheque for £12 to cover my phone bill (I'd sent them a letter and said it was ridiculous to pay to use their service).

 

I dislike that they can take over-repayments but you have to challenge it to get it back and they don't give you interest yet every day that you owe them they add in interest...something which is not made clear when you take out student loans! - it's said to be 'free money' but 4k cost me 7k to pay back however it's dressed up.

 

Rant over - good luck!

[Lilythepink]

I will get in touch with them, because I have overpaid, I know I have. So thank you for the advice. Why do this to students, when there are no jobs etc.

thank you again