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    • The card number at the top right of the Advanced Application Form and Agreement does not reflect the same card number the number is 546780 and ends 5931 (however that card was taken out in 2005) the card number on the POC - there isn't one it is just the reference number that they use or they call the 'original account number'.   As for the statement (excel spreadsheet type) that has the same reference number but not credit card number.  However this is different to the spreadsheet paperwork they have sent previously to me. Which looks like it comes from Lloyds and shows the debt being written off by them. I've attached that here.   I wrote to Lowell asking for the deed of assignment and they haven't furnished us with it either. They did state that they don't have it as it is too old or something in the offer letter.      new doc 2021-02-25 08.15.42.pdf
    • Hello All   Update   As per post #83, I had mentioned that for some unusual  reason, there had been two deadlines from the court for responding, namely the 18th of January 2021 and 1st of Feb 2021.   With everyones great help I filed in the response by the18th of Jan 2021. I think I was bit concerned that the claimant, Mike Ashley may use the second deadline as a chance to add a supplementary statement in response to my defence.    Well, Mike Ashely has in fact does exactly this. He has responded and filed a supplementary witness statement and has responded to all the defence points. He has addressed most the issues I had raised in my defence.     His Supplementary WS is dated 30 January 2021 and his solicitors emailed it to me on the 17th of February 2021.   Not sure what to do, but he seems to have amended everything which i could have used as a loophole leaving me with the thought of , should we have waited till the 2nd deadline ie 1ist Feb2021 and submitted the defence rather than the 18th January 2021. this would have deprived him of the chance to response with a supplementary WS. Thats what really had a worried me and I raised it a few times on this platform.     Not sure now because he has kind of amended a few things, removed the incorrect exhibit ( where the signages had belonged to a different site, and called it a clerical error).   Will post his redacted supplementary WS later as at work now.   Thanks all
    • An eye-opening new report from the payment processor Worldpay found so-called 'mobile wallet' payments were used for just under a third of all online transactions in 2020. View the full article
    • Adding to all the other difficulties (address for service, proving an agreement, obtaining enforcement even if you succeeded) that have been raised: Has the obligation to repay yet arisen?   You say the agreement was repayment once the divorce settlement occurred, but then point out settlement has yet to occur!.
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 33 replies

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The Ministry of Defence has today confirmed the newly-designed Arctic Star and Bomber Command gold clasp will be available to almost a quarter of a million veterans or their families within weeks.

 

http://www.dailymail.co.uk/news/article-2284517/At-medal-fit-Arctic-heroes-Design-unveiled-honour-veterans-Russian-Run-Second-World-War.html

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17 Port & Maritime Regiment RCT

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This really is smashing news. I know they were only doing their job, but even so the bravery, especially of those convoys, should be rewarded with a big 'thank you'.

 

It should really be the Russians who say thank you.

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It should really be the Russians who say thank you.
They tried to by offering a medal of their own but HMG refused. :(

 

http://www.telegraph.co.uk/history/world-war-two/9801118/UK-veterans-denied-Russian-WWII-bravery-medal-for-Arctic-convoys.html

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17 Port & Maritime Regiment RCT

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Standard policy is that foreign medals cannot be worn by UK citizens (not just Armed Forces), unless authorised by HM Queen. It's a good idea - we don't want to start looking like Americans! I have two non-UK medals - the UNPROFOR medal, which is authorised for wear, and the NATO Afghanistan medal (x2), which isn't. The usual reason why a foreign medal isn't authorised for wear is when a UK medal is issued for the same conflict - so using the example of my medals, the UK didn't issue a campaign medal for the Balkans, but issue the Operational Service Medal for Afghanistan. Similarly, my time in Bosnia doesn't count toward the Accumulated Campaign Service Medal, but Afghanistan does. Of course, outside the forces no-one checks, but in this case the Russians wanted the medal distributed officially, and the govt refused. The argument was that those involved in the Arctic convoys, and Bomber Command aircrews would have been awarded the 1939-45 Star. It's good to see that the exceptional circumstances in which both groups operated have been recognised now, though.

 

If the Russians want to say thank you, a hefty donation to the RBL would do the job.

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The sad fact is the russians treat the artic convoy veterans better than our own goverments since WW 11

Even the cold war did not interfere with how they viewed merchant seamen.

RUSSIAN BRITISH, CANADIAN were all seen as brothers in arms against a common foe for which the russians hold these brave men in the highest esteem.

 

Shame on the UK for not recognising their sacrafice better for which the war would have probably have been lost. I consider hitler lost the war after stalingrad through resources shipped to russia from the allies.

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I've been going through my late FiLs discharge papers and see he was in the MN until '41 then joined the RN until Oct '46, the daft thing is looking at his discharge papers all the ships he served on are all listed as shore stations i.e Duke, Pembroke, Victory, Copra etc yet he has a rack of medals including the Atlantic Star & clasp as well as the Italy Star.

 

It looks as if I'll have to do a bit of digging to see if he's entitled to the Arctic Star.

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17 Port & Maritime Regiment RCT

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I am so pleased to hear this. I don't know too much about the Arctic convoys but if they were anything like Alistair Maclean's HMS Ulysses, a book I have read many times, then these men were the bravest of the brave and many died horribly. Finally they have recognition.

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60 odd years late. how many are dead and gone this country attitude stinks on these type subjects, seems like Oh! by the way here you are if you are around. Like out Active Service Medals in the 60s, just pop down to the Armory when you are passing and collect your Medal, no parades like now.

:mad2::-x:jaw::sad:
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The decision to hold a medals parade is one for Commanding Officers. Some units don't hold them at all. One unit I deployed with held a medals parade, but didn't invite any of us who were individual augmentees - my OSM Afghanistan came in a jiffy bag through the post. My OSM Iraq arrived the same way, several months late, after the MOD Medals Office sent it to the wrong unit.

 

Plus ça change, plus c'est la méme chose...

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