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    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
    • In anticipation of lodging my court claim next Weds 1 May (14 days after advising P2G that was my deadline for them to settle my claim) I have completed my first draft POC as below: Claim Claim number: xxxxx Reference: P2G MAY 2024   Claimant xxxxx   Defendant Parcel2Go 1A Parklands Lostock Bolton BL6 4SD  Particulars of Claim The defendant has failed to arrange for the safe delivery of the claimant's parcel containing a 8 secondhand golf clubs (valued at £265) that was sent to a UK address using their delivery service (P2G Reference xxxxx). The defendant contracted Evri to deliver the parcel (Evri Reference xxxxx) and refuses to reimburse the claimant on the grounds that the claimant did not purchase their secondary insurance contract. The defendant seeks to exclude their liability in breach of section 57 Consumer Rights Act. The secondary insurance contract is in breach of section 72. The claimant seeks reimbursement of £265, plus P2G fees of £9.10, plus postage costs for two first class letters to P2G of £2.70, plus court fees, plus interest. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from xxxxx to xxxxxx on £276.80 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £xxxx   Details of claim Amount claimed £276.80 I look forward to your thoughts and comments guys! As ever, many thanks - G59    
    • Hmm, that's strange how they got my email then.  I assume the below is ok to send to DCBL, Nicky?  Hello, I am writing regarding our ongoing dispute and the upcoming court claim reference xxxxxxxx. To ensure fairness and transparency in our communications leading up to the court hearing, I request that you use postal mail exclusively for all further correspondence related to this claim. Please refrain from sending any communication or documents via email. Thank you for your understanding and cooperation. If you have any questions or need clarification, please feel free to contact me via postal mail at the address provided above. Yours sincerely, xxxx
    • In the SAR, I received the original application, lots of computer print outs, yearly statements from 2013 and the new emails regarding my complaint. They sent me a £50 cheque after I chased them for the SAR after the 30 days. They said they was waiting for me to respond to an email (which I never received) before sending the SAR
    • classic P2G. I'm sure dianne and Lesley will pop an email to you at some point.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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Armed forces redundancy/Tax credits.


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My husband has been made redundant from the Armed Forces. His payment for redundancy was above 30K,this was all TAX FREE!!! Can anyone tell me how much of this should be declared to tax credits,if any of it should be? This was a tax free lump some,no pensions etc until 65. We are currently not claiming any benefits and are living off this money.

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Hi, you would need to contact HMRC to get the exact answer to this every case is different, your local tax office should be able to get a difinitive answer for you.

 

I have recommended the course to others in this situation with good results.

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Hello there.

 

Have they given you a breakdown of how the figure is made up please? There may be a reason that over £30k is tax-free. I'm not sure if that is your query though.

 

If your question is only about tax credits, I may move your thread to the HMRC forum.

 

My best, HB

Illegitimi non carborundum

 

 

 

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The tax office is the best way to get the definitive answer every case in these redundancies is different.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Just spoke to the Tax office, he said not to take his word for it but he thinks its Taxable income they take into account. Why is it, you contact the people who should know and they dont. I was told by Tax credits to just "Put it on annual declaration". Seems daft that nobody knows.

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Hi odydog I've just had a word with a colleague at the garrison here the tax office have given you the correct information it is best to declare all finacial assets then you cannot be held responsible for with holding the information at a later date.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Can you explain a bit more please?

 

The payment received is counted as savings and not income, and therefore does not need to be declared as income for tax credits. What you do need to declare each year is any interest above £300 you make off of your savings. So you won't have earned interest from it yet, but say next April when you get your annual tax credits declaration, if had earned £365 interest in total from all your savings, then you would declare £65 income from capital for the year on your declaration form. (be aware the £300 earnings from capital will also include things like dividends from shares etc).

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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The biggest problem is these unnecessary redunancies antd the consequences of them have not been properly thought out MOD as usual foul up.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi.

 

Your best option to clear this matter up for you is either speak with the Royal British Legion or better still

 

contact the Armed Forces Paymaster as they will be able to clear that up for you as they deal with HMRC.

 

I am not 100% positive on this but as this is a tax free lump sum i am sure they cant touch it but you really need to clarify this by contacting the Armed forces paymaster.

 

This is their link: www.xafinity.com/.../Xafinity-Paymaster/Contact/.../Armed-Forces.as...

 

If you receive an Armed Forces pension from Xafinity Paymaster you can telephone us on 0845 1212 514 or e-mail a general enquiry to:

 

 

Armed Forces Redundancy Scheme 2010(AFRS 10)

  • This scheme is for the members of the Armed Forces Pension Scheme 1975 (AFPS 75).
  • Special Capital Payment (SCP) - A tax-free lump sum that is only available to AFRS10 participants and is paid in addition to AFPS 75 benefits.

Edited by stu007
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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

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I have just emailed a contact at AFF,hopefully they will be able to shed some light. Not only that,they may be able to do an article in the magazine for families in the forces. Thanks guys.

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