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HFC Offer Not Right


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Hfc sent a letter after a claim asking for copy of the agreement and proof of final payment.

 

The offer they have made falls short.

 

I tried to phone the number but the guy I spoke to does not appear to understand what I'm saying.

 

Again a call centre abroad.

 

Can you look at this agreement and figures my spreadsheet so simple but they cant seem to accept it.

 

They have stated total payments £526.75 = 8% 388.93 Total 915.68

 

Falls short according to my spreadsheet .

 

They cant tell me where they got figures from in fact no help at all .

 

Just need it checked prior to me sending a letter requesting breakdown.

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thats a huge 5mb of one sheet with a few lines not the full spready?

 

can you not attach your spready directly.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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so that one settled a pevious loan ...

 

what is the last figure 771.34?

 

where does that come from?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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well the agreement already told you the PPI was £27.38

 

was the settlement for the loan 7225 in red then

 

not too clear as thats 2 doc a cheque & an agreement

and the numbers dont match.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I have covered the address part with the receipt for the settlement of 4703.32 which was paid 22/12/2003 so took 16.4% of that to get the PPI settlement figure from that amount which was paid . I have no paperwork at all for the other loan so HFC say cant claim .

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darn thats a shame.

 

is this HFC saying they dont have it?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

their offer is wrong.

 

have you ever asked them specifically for details on the red one?

 

we now know HFC do hold basic info back to the year dot

but prob not statements or agreements

 

see the UKDARREN or DAVEIB threads

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I got info going back to 1995, including account set up paperwork. I had to ask more than once. They can be very hit and miss though, they had an agreement from 1995 and 1997, but not 1996 (luckily I had the original of that) seems to me they have copies of everything that they feel won't be of any use to you, only them.

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  • 1 month later...

wow...

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Yep DX really love helping my friends will see them soon and request a donation when the money arrives. Now Halifax who are giving me a really hard time 2 loans paid up straight away credit card and mortgage PPI a no no! putting copy of latest letter up shortly on my thread but a win Spurs me on !!!!

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  • 3 weeks later...

opps not resolved this thread title yet

 

can we confirm what you got please

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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HFC Sent a breakdown Friend still waiting for payment if I remember rightly was over £1000 sorry I dont have paperwork any more gave it back to him . but definately correct.

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