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Stays & test cases to be heard


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Hi AC

 

Thanks for that - I'm still hoping a mod will come across this thread and let us store a spreadsheet of them all somewhere. I already got the list and added some more recent ones (really should have even more added) to bring the list up to 244 :D

 

Cheers

 

Michael

 

If needs be I can store it on my server and put a link on here.

 

Pete

I will not make any deals with you. I will not be pushed, filed, stamped, indexed, briefed, debriefed or numbered. My life is my own. Number 6

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If needs be I can store it on my server and put a link on here.

 

Nice offer Pete, thanks - do you want to PM me an email address to send it to?

 

Cheers

 

Michael

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Nice offer Pete, thanks - do you want to PM me an email address to send it to?

 

Cheers

 

Michael

 

It's in my profile Michael.

 

Pete

I will not make any deals with you. I will not be pushed, filed, stamped, indexed, briefed, debriefed or numbered. My life is my own. Number 6

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It's in my profile Michael.

 

D'oh, so it is - YGM :)

I've brought it up to date a bit with lit concluded posts from after 22nd October. Now up to 273 settled cases, with a tab for 29 Lloyds cases. Taken info directly out of the lit concluded forum, along with issue dates where given.

 

Cheers

 

Michael

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Well done Michael and Pete, list duly stored for future use!:)

 

Elsinore

BANK CHARGES CAMPAIGN CONTINUES - PLEASE SIGN THIS PETITION

 

Aktiv Kapital £300.00 SETTLED IN FULL

Capital One £741.47 SETTLED IN FULL

Citi Cards £1221.00 SETTLED IN FULL

LTSB(personal) £3854.28 SETTLED IN FULL

LTSB(business) £7487.97 SETTLED IN FULL

 

What poor education I have received has been gained in the University of Life

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Hi everyone,

 

I was wondering if anyone could give me any advice on how to proceed with my claim against NatWest.

 

Im claiming back around £1300 in penalty fees, and Natwest's solicitors eventually offered me £850 out of court if i accepted within 7 days. I declined their offer, stating that i required the full amount (plus interest and small claims court fee return) to settle.

 

Ive since received a letter from Swindon county court dated 31 October 2006, advising me that my case is now stayed to 31st March 2007. Ive read Mcuth's excellent letter in respect of his Lloyds claim for getting stays overturned, and would like to follow its wording if thats ok - but does anyone have the relevant information on Natwest test cases that i could insert into it?

 

Thanks in advance for your help. Am away for two days now so excuse any delay in replying - but im really hoping someone here can give me some advice how to proceed now.

 

Al

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Hi alciren

Ive read Mcuth's excellent letter in respect of his Lloyds claim for getting stays overturned, and would like to follow its wording if thats ok

 

By all means try it - but did you see the reply I got? I'd suggest that if you can afford to, submit an N244 to apply to have the stay lifted - see this post for some example wording (I used that post & a bit of my own stuff for my letter). As always, adapt the information for your own situation. I'm waiting to see what my reply to the court does....

 

but does anyone have the relevant information on Natwest test cases that i could insert into it?

 

NatWest settled cases will be listed in the spreadsheet, all you need to do is list them all. If you're talking about the "Lloyds TSB Bank PLC" section, then all you'd have to do would be change it to reflect the NatWest cases instead (and remove the Peter McNamara reference)...

 

HTH :):)

 

BTW, might be an idea for you to start your own thread anout your experiences in the relevant forum too?

 

Cheers

 

Michael

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Dear Michael,

 

Many thanks for the advice and links to the relevant info - im going to send in an N244 form, including Part C based upon your template, and £35 fee to Swindon Court and see if i can get the stay lifted.

 

I'll post on here the results, whether successful or not. I'll also look to put my claim experience on here soon.

 

Thanks

 

Al

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Al,

 

Chances are you will be successful. My Lloyds case was stayed by Swindon CC (District judge Karron) back in September. I applied for its removal and attended a hearing at which the district judge was very sympathetic to the issues and he lifted the stay. You may be called to a hearing too, in which case PM me if you need assistance.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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just to update you .. I spent part of Sunday evening filling in the N244 Application to have my stay overturned, was just about to post it on Monday morning and then the postman delivered a letter from Natwest's solicitors.

 

Natwest have caved in and paid claim in full - fees, interest and the £120 court fees i was claiming back.. just under £1300.

 

Im very pleased - persistance does pay off - but actually really surprised, as i thought the bank would take advantage of the stay that was put on my claim at Swindon County Court, and await some future test case.

 

Now to move on to the other banks and credit card companies that have charged me extortionate penalty fees ..

 

good luck everyone, and keep fighting for your money back..

 

Al

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Nice - congrats Al - wish Egg & Lloyds would do the same for me - getting bored of those two now :D

 

Cheers

 

Michael

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Cor reading all these letters it looks like a mine field out there not as straight forward as i was led to belive

 

Hi mickskie

 

It's not so much a minefield as simply the banks playing fast and loose with the system.

 

Stick to the tried and tested methodology and you will get your charges back - it just takes time. The process itself is quite straightforward, you just gotta have patience!

 

Pete

I will not make any deals with you. I will not be pushed, filed, stamped, indexed, briefed, debriefed or numbered. My life is my own. Number 6

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  • 2 weeks later...
Sent the following to the chap in the Listings Section today:

 

Let's see what this does....

 

Well, not a lot - got the following reply:

Dear {mcuth}

 

I write in reply to your letter dated the 14th November 2006.

 

Firstly, I am unable to provide any details of any test cases as I simply do not have any facilities to search such information.

 

Secondly, I'm afraid you must either pay the appropriate fee for an N244 application or apply for fee exemption, there is no other way around this issue.

 

Yours faithfully

So, my cases are stayed pending test cases that they know nothing about & they can't comment on whether I might get a fee exemption :rolleyes: :rolleyes:

 

Well, I guess my next step is to try for the fee exemption against Egg (Lloyds...er....isn't a concern anymore - shhhh ;)) and get the stay lifted :|

 

Cheers

 

Michael

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I am I being thick, or have I read that there is a spread sheet of all settled cases pending a test case? Some one point me in th right direction.

Barclays Bank - SETTLED - £4225.00

First National - SETTLED - £125.00

Lloyds TSB - SETTLED - £994.87

Capital 1 - SETTLED - £827.95

Online Finance - SETTLED - £349.60

Argos - SETTLED - £121.00

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I am I being thick, or have I read that there is a spread sheet of all settled cases pending a test case? Some one point me in th right direction.

 

See this post on this very thread.... not specifically "pending a test case", but all settled before a hearing.

 

Cheers

 

Michael

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  • 2 months later...

Folks - just FYI, there is now a sticky post with all the settled cases in, here:

http://www.consumeractiongroup.co.uk/forum/general/63522-spreadsheet-all-claims.html

 

I'll be keeping that one uptodate directly...

 

Cheers

 

Michael

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