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    • The reason for the photos is to show you weren't displaying a permit.  They are supposed to check that the permit hadn't fallen off the dashboard. There is no point in appealing to PPM.  The very people who deliberately set up the site with rubbish signage to catch motorists out are highly unlikely to find against themselves. You've said several times that you think the company who you met with called PPM in so these are the people you need to contact in writing to request they call PPM off.  Until you do so we're going round in circles. If you don't want them to have your e-mail address simply set up a secondary e-address.  
    • Please see attached redacted judgment for further infoVWFS (UK) LTD - Salisbury CC - Judgment - 20240507 V Final _copy redacted.pdf
    • Make sure the WS is sent 14 days before the hearing. You can e-mail the court theirs.  In the subject line put the case number, the names of the parties and "Witness Statement".  Obviously click on "Return Receipt". Send Simple Simon his by 2nd class post - all VCS are worth - and get a free Certificate of Posting from the post office.
    • The outlet is in Camden Town and was set up in 2006, a year after my husband established the business, in addition to selling at exhibitions, online, shows, events, and having licensing agreements in some places overseas.  The only thing I have stopped doing since I got ill is the physical stuff, which I’m working on. The business has not changed name or anything like that either. I’m not sure where the original contract with Camden is but the management must still have it. My husband died in Jan 2017, and until Sept 2018, I would take the stock in every week; after that I was sending it in by post. I went in now and then when possible to re-do the display but that was about it. No one had access to any files until 2020. Moved house in 2020 thought would have to pull it all, Covid had just hit as well. The person in question said he would be interested in taking over and paying the rent etc. so I said I would let him sell the pictures for nothing as long as he would ‘keep it warm’ for me.  Obviously, everywhere was closed for lockdown. During this time I was working out how to go forward.  In May 2022 I told him I couldn’t  give anything away for free anymore, and put in place the wholesale agreement.  I’ve disregarded any discrepancies from before this date. I sent over the jpgs electronically, so I’ve still got them too. He hasn’t got any original files like .psds negatives or memory cards etc, I’ve got proof of all ownership/copyright. A co-op is whereby a small number of neighbours work on a rotational basis so they each of them can have time off, that way everyone doesn’t need to be there at the same time, he had never been an employee of mine.  The only reason I allowed him to have the files in the first place as I didn’t want to lose that side of the business.  It’s a good, constant source of income. However, the rent was becoming crippling as I believed there was something fishy going on well before this as there’s so much cash dealt with there, and I couldn’t go in regularly in person, and I’m sure sales weren’t being recorded properly and cash was being pocketed. My husband was too busy to be doing any stock control properly, he wasn't really into paperwork, and the guy who was ‘helping’ me after my husband's death, was making things very difficult for me to implement a solid stock control system by refusing to co-operate on simple things like using email etc. which I thought was a smokescreen, so I severed ties with him just before I made the agreement in question. I sent about 100 images, jpg files, sent via We Transfer. I’ve got the confirmation of which files were sent with dates. I will have to go through closed bank accounts and previous tax returns to get a proper estimate.   Before I made this agreement, I was selling retail there, this is a wholesale agreement so I’ll have to do some calculations but it is definitely in the thousands.  I haven’t got his his home address, and I don't think he's got any sizeable assets. I’m also worried that he might send the files overseas and start selling them there. I know he’s not stupid enough to sell them online. He knows for sure how serious this is, but he’s been chancing it and thinks I’m stupid, if not soft and stupid. I don’t know if this would work but I am thinking that when he does contact me, I tell him we need to talk, tell him I know what he’s been up to, and strongly urge him not to order any more prints from wherever he is having them printed because it will make things much worse for him if he does. Then when I do tell him about the gravity of the situation, maybe a few days later, I think it will scare him into complying because the consequences definitely trump the few quid he thinks he is saving by getting his own printing done. Tell him an amount that I want back for lost revenue, and make it clear that if he doesn’t destroy the files and if I find out he is still doing it at any point down the line, I will seek prosecution for copyright infringement and fraud, which I will. I don’t know how I can enforce any of this without involving the courts though. I will be able to tell, though, and he will know this. And the only reason I am doing this now rather than before, is that I couldn’t prove anything until now.  It was screamingly obvious from the beginning though, as he wasn’t ordering enough from me to pay the rent, let alone make a profit. If I decided to come down like him lie a ton of bricks straight away, how would I go about a cease and desist, would I have to get one from the court? And what do I do about the stock he currently holds? It has also occurred to me that he might file for bankruptcy or similar if things get heavy, where would that leave me? I could put the feelers out for a brand-new person to take it on, obviously without giving them access to files, that is an option. But that comes with its own set of issues. Also, would there be any implications for me, if I kept quiet for now? Let him order again from me as if nothing has happened, as it will be any day and I want to get all my ducks in a row first ideally….   Thanks again
    • I’ve also just realised their online website they’ve got 12 photographs of my vehicle, including close ups of the inside?? Not sure why that’s relevant.  The time stamp on the first photo is 13:57, the PCN incident time is 14:12. 
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Tax Credits £5000 demand!!


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Hello all

 

During the tax years of 2010 and 2011, I claimed Working Tax Credit as I was self-employed, on a low income and worked the required amount of hours.

 

Last year HMRC decided to review my case, and as I was not being paid an hourly rate, and being paid a lump sum per invoice, I was no longer entitled to WTC, even though I could easily show I was working the required number of hours weekly.

 

I did not have the stomach, nor the time, to keep arguing the toss with them so allowed my WTC to stop.

 

Just yesterday a bill from HMRC for just shy of £5,000 landed on my mat, asking for immediate payback or debt collection! Being self-employed they all my address details and this is the first bit of correspondence I've had asking for payback to something I was genuinely entitled to!!

 

They have not given me the option to contest this on the letter, but I darn well will. I didn't steal this money - I needed it when business was waning and I have worked bloody hard to improve my business in challenging times.

 

Hopefully, one of you lovely people can offer some advice of where to begin...

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Thank you for that.

 

It's not something I know a lot about, but I'd have thought you're entitled to see how they've worked out the amount they say is owed. I think it's worth asking. Is there a contact number on the letter they sent you?

 

I wonder if the CAB might have experience of dealing with this sort of thing. Sometimes they can speak to HMRC for you.

 

HB

Illegitimi non carborundum

 

 

 

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  • 2 weeks later...

Hang on I had a Revenue Demand once for £5,000, as I had started part time business after not making much money after 18 months I gave up but held accounts for the period, I then received one of those demands, and went into to Revenue and pointed out the accounts for that period and they copies and stated well the £5,000 was a general figure for which we expect to be adjusted in regards of actual circumstances/accounts and relevant allowances. Basically it is a figure they churn out as they have no [previous idea of any figure to start on, so you will have to shows invoice details etc. no doubt. They wrote mine off as it was a break even situation.

:mad2::-x:jaw::sad:
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  • 1 year later...

Hello there

 

I was fully entitled to and received WTC during 2010 and 2011.

 

Last year, out of the blue, I received a demand for nearly £5,000 for allegedly overpaid WTC during 2010-2011. I thought this was odd and called them and they advised they didn't receive my proof of entitlement at the time. Very strange as they had had everything at the time. I sent it all in again and didn't hear from them again, so thought that was that.

 

Last week I received the same demand again and couldn't believe it. They have had all my proof twice now, but the only communication I get seems to be a yearly demand.

 

To add insult to injury, they have already passed my account to debt collectors Fredrickson International, who are also bombarding me with texts and calls.

 

To say I'm livid is an understatement!! I seemingly need to trawl through all my 3-4 year old paperwork AGAIN!

 

I need to deal with this once and for all, so was wondering what my best course of action is? I would like to communicate with someone more senior at HMRC. It's really not on!!

 

Any help would be very much appreciated.

 

Many thanks

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  • 2 weeks later...

Thanks for the info guys. I sent two letters to HMRC - one a dispute letter (see below) and an SAR. Both signed for on the 14th July 2014.

 

The crux of the dispute letter was the following:

 

"I dispute responsibility for all alleged tax credit overpayments in my name. Please provide a complete breakdown of how these alleged overpayments occurred, what changes and calculations were made to these awards, where you got the information from for these calculations and all other figures involved including current balances.

 

As I am now disputing the alleged overpayments, all threats to pursue ‘further action’ must now cease as per your own code of practice (COP26)."

 

Guess who's still calling and texting? Guess you sent me a Letter Before Action this morning? You got it - Fredricksons.

 

There are words I'd like to use to describe them, but I'd offend even the hardest of ears...

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Thanks for the info guys. I sent two letters to HMRC - one a dispute letter (see below) and an SAR. Both signed for on the 14th July 2014.

 

The crux of the dispute letter was the following:

 

"I dispute responsibility for all alleged tax credit overpayments in my name. Please provide a complete breakdown of how these alleged overpayments occurred, what changes and calculations were made to these awards, where you got the information from for these calculations and all other figures involved including current balances.

 

As I am now disputing the alleged overpayments, all threats to pursue ‘further action’ must now cease as per your own code of practice (COP26)."

 

Guess who's still calling and texting? Guess you sent me a Letter Before Action this morning? You got it - Fredricksons.

 

There are words I'd like to use to describe them, but I'd offend even the hardest of ears...

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Dont just ignore them. If they take you to court they would likely win.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Dont just ignore them. If they take you to court they would likely win.

 

Another poster above suggests I ignore them, so now I'm a bit confused.

 

Also, how would they win in court if my evidence stacks up that I was fully entitled, I've sent my evidence before, and was ignored, and I am disputing this. Surely there must be something in law that if it under dispute recovery action should be stayed?

 

If I contact these people I will have to make payments, effectively acknowledging a debt I don't acknowledge!

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Nope. Keep pushing to find out how they came about to the amount you allegedly owe. If DCA's come on the scene, tell them to do one. Freds are one of the lowest rated DCA's and rely on threats and intimidation. They couldnt care less about what you say.

 

All they see is the big number on the spreadsheet and they get greedy.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Nope. Keep pushing to find out how they came about to the amount you allegedly owe. If DCA's come on the scene, tell them to do one. Freds are one of the lowest rated DCA's and rely on threats and intimidation. They couldnt care less about what you say.

 

All they see is the big number on the spreadsheet and they get greedy.

 

Thanks for the advice. How do I go about telling them to naff off and is it them I should be asking how they arrived at that amount?

 

Really appreciate your help.

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Send a prove it letter or keep pushing with HMRC. It is their responsibility to prove you owe a debt. Not yours to prove you dont.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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  • 1 month later...

Hi Guys

 

Had the SAR pack back, plus phone recordings. Got a load of stuff to go through, but the phone recordings pretty much are just myself calling with other enquiries, so nothing to report there.

 

HMRC have NOT responded to my dispute letter, despite it being signed for back in July. Fredrickson continue to bother me with calls every day, but I've now started making small payments directly to HMRC.

 

Should I write again, or initiate some kind of an escalation?

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Hi Guys

 

Had the SAR pack back, plus phone recordings. Got a load of stuff to go through, but the phone recordings pretty much are just myself calling with other enquiries, so nothing to report there.

 

HMRC have NOT responded to my dispute letter, despite it being signed for back in July. Fredrickson continue to bother me with calls every day, but I've now started making small payments directly to HMRC.

 

Should I write again, or initiate some kind of an escalation?

 

The normal tax credit helpline can check the progress of any dispute and advice of current timescales.

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  • 2 months later...

So, after four months they finally replied to my dispute letter and it looks as though they're giving me the option to prove I was working 30 hours per week. In fact, this is the first time that I have actually got to the bottom of why they decided I was ineligible. They claimed they had never received any proof, despite me sending it in twice.

 

The question is, how on earth do I prove everything I did during a working day four years ago? I know what I did, because it's the same as I do now. Can I prove it? With difficulty.

 

Letter below:

RCletter.jpg

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