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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • FTMDave
      Parking Eye ANPR PCN claimform - Lake Street Leighton Buzzard.

      By FTMDave · Posted

      Thanks for coming back and letting us know. Obviously we totally disagree with their decision.  Their remortgaging could only have gone wrong if they had ended up with a CCJ.  And how do you get a CCJ?  If you lose in court and then defy the court and don't pay.  Even if you lose in court, you don't get a CCJ as long as you pay within the 30 days ordered by the court.  Even had they lost in court the judge would have disallowed the interest and the £70 Unicorn Food Tax that PE made up.  There was no advantage whatsoever for giving in and paying now. But thanks to you for letting us know - a hell of a lot of users don't.
    • TiredDodo
      Caught using mother’s 60+ Oyster card - 50+ uses - SJPN Court

      By TiredDodo · Posted

      Hi everyone.   Before I say anything, TFL finally responded to the email I sent last week:   Thank you for your email, we acknowledge the signed documents you have returned in preparation for your hearing.   We note that this matter is causing you some stress and anxiety, however this is not a reason for TfL to discontinue proceedings. It is not unusual for passengers that have been summonsed to court to experience these symptoms, and we do have some empathy with your concerns.   However, as previously stated, TfL do not accept out of court settlements, and you will have the opportunity at your hearing, to provide your mitigation to the court prior to a decision being reached by them on how they intend to deal with this matter (usually a fine).   I am sorry that this decision is not more favourable.   Yours sincerely   James Vallis     At least he sounds more sympathetic in this email…   Only one week to go until the court hearing and I am so so nervous. I’ve prepared some questions and answers in preparation for what to say to the magistrate. It will help calm me down if I know roughly what to expect. If you could give feedback on it that would be great. If you have anything to add please do let me know.   As far as I know the court hearing will happen in these stages: Introduction and statement of facts Pleading guilty for the journeys I made with my mother’s card Penalty sentencing Appeal (if charged with a criminal record)   Am I guilty? Yes.   Why did I not pay the fare legally? Last year there was a lot going on in my life and I was struggling financially so to relieve some of this I used my mother’s Oyster card. I know it’s not an excuse and it’s still wrong.   Why do I not accept a criminal record? I really don’t want it to affect my chances of finding a job in the future. I will be the one earning money in my family so I am doing my best and studying hard to be able to get a good job. A criminal record would mean that regardless of how hard I’m working I won’t get the job I want after I graduate. This fills me with so much regret, sadness and disappointment in myself. I just want to be a good daughter for my mother because she’s already had to deal with many hardships in her life and I don’t want to make it any harder for her.
    • FTMDave
      Highview/DCB(L) ANPR PCN - Letter of Claim - Now Claimform - overstay - Riverside Retail Park in Norwich, Norfolk.

      By FTMDave · Posted

      So you need to get AOS done and a CPR request sent.
    • ChrisS1968
      Parking Eye ANPR PCN claimform - Lake Street Leighton Buzzard.

      By ChrisS1968 · Posted

      HI all, This is done now. My daughter and her fella are currently in the process of remortgaging so they just paid it out of panic. Thank you anyway DX
    • lolerz
      Brittania/DCBL ANPR PCN - PAPLOC - claimform - appeal refused - St Johns Road West Birmingham

      By lolerz · Posted

      MCOL will tell you once they've filed it with the courts so just check there. I'm sure the courts are massive fans of DCBL using official documents to harass and scare people (Not! ) Remember that the courts call the shots now, not the claimant.  

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Tax Credits £5000 demand!!

spinningfish

By spinningfish
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spinningfish

spinningfish

Posted
Posted

Hello all

 

During the tax years of 2010 and 2011, I claimed Working Tax Credit as I was self-employed, on a low income and worked the required amount of hours.

 

Last year HMRC decided to review my case, and as I was not being paid an hourly rate, and being paid a lump sum per invoice, I was no longer entitled to WTC, even though I could easily show I was working the required number of hours weekly.

 

I did not have the stomach, nor the time, to keep arguing the toss with them so allowed my WTC to stop.

 

Just yesterday a bill from HMRC for just shy of £5,000 landed on my mat, asking for immediate payback or debt collection! Being self-employed they all my address details and this is the first bit of correspondence I've had asking for payback to something I was genuinely entitled to!!

 

They have not given me the option to contest this on the letter, but I darn well will. I didn't steal this money - I needed it when business was waning and I have worked bloody hard to improve my business in challenging times.

 

Hopefully, one of you lovely people can offer some advice of where to begin...

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honeybee13

honeybee13

Posted
Posted

Thank you for that.

 

It's not something I know a lot about, but I'd have thought you're entitled to see how they've worked out the amount they say is owed. I think it's worth asking. Is there a contact number on the letter they sent you?

 

I wonder if the CAB might have experience of dealing with this sort of thing. Sometimes they can speak to HMRC for you.

 

HB

Illegitimi non carborundum

 

 

 

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  • 2 weeks later...
Old Cogger

Old Cogger

Posted
Posted

Hang on I had a Revenue Demand once for £5,000, as I had started part time business after not making much money after 18 months I gave up but held accounts for the period, I then received one of those demands, and went into to Revenue and pointed out the accounts for that period and they copies and stated well the £5,000 was a general figure for which we expect to be adjusted in regards of actual circumstances/accounts and relevant allowances. Basically it is a figure they churn out as they have no [previous idea of any figure to start on, so you will have to shows invoice details etc. no doubt. They wrote mine off as it was a break even situation.

:mad2::-x:jaw::sad:
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  • 1 year later...
spinningfish

spinningfish

Posted
  • Author
Posted

Hello there

 

I was fully entitled to and received WTC during 2010 and 2011.

 

Last year, out of the blue, I received a demand for nearly £5,000 for allegedly overpaid WTC during 2010-2011. I thought this was odd and called them and they advised they didn't receive my proof of entitlement at the time. Very strange as they had had everything at the time. I sent it all in again and didn't hear from them again, so thought that was that.

 

Last week I received the same demand again and couldn't believe it. They have had all my proof twice now, but the only communication I get seems to be a yearly demand.

 

To add insult to injury, they have already passed my account to debt collectors Fredrickson International, who are also bombarding me with texts and calls.

 

To say I'm livid is an understatement!! I seemingly need to trawl through all my 3-4 year old paperwork AGAIN!

 

I need to deal with this once and for all, so was wondering what my best course of action is? I would like to communicate with someone more senior at HMRC. It's really not on!!

 

Any help would be very much appreciated.

 

Many thanks

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  • 2 weeks later...
spinningfish

spinningfish

Posted
  • Author
Posted

Thanks for the info guys. I sent two letters to HMRC - one a dispute letter (see below) and an SAR. Both signed for on the 14th July 2014.

 

The crux of the dispute letter was the following:

 

"I dispute responsibility for all alleged tax credit overpayments in my name. Please provide a complete breakdown of how these alleged overpayments occurred, what changes and calculations were made to these awards, where you got the information from for these calculations and all other figures involved including current balances.

 

As I am now disputing the alleged overpayments, all threats to pursue ‘further action’ must now cease as per your own code of practice (COP26)."

 

Guess who's still calling and texting? Guess you sent me a Letter Before Action this morning? You got it - Fredricksons.

 

There are words I'd like to use to describe them, but I'd offend even the hardest of ears...

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spinningfish

spinningfish

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Posted

Thanks for the info guys. I sent two letters to HMRC - one a dispute letter (see below) and an SAR. Both signed for on the 14th July 2014.

 

The crux of the dispute letter was the following:

 

"I dispute responsibility for all alleged tax credit overpayments in my name. Please provide a complete breakdown of how these alleged overpayments occurred, what changes and calculations were made to these awards, where you got the information from for these calculations and all other figures involved including current balances.

 

As I am now disputing the alleged overpayments, all threats to pursue ‘further action’ must now cease as per your own code of practice (COP26)."

 

Guess who's still calling and texting? Guess you sent me a Letter Before Action this morning? You got it - Fredricksons.

 

There are words I'd like to use to describe them, but I'd offend even the hardest of ears...

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renegadeimp

renegadeimp

Posted
Posted

Dont just ignore them. If they take you to court they would likely win.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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spinningfish

spinningfish

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Dont just ignore them. If they take you to court they would likely win.

 

Another poster above suggests I ignore them, so now I'm a bit confused.

 

Also, how would they win in court if my evidence stacks up that I was fully entitled, I've sent my evidence before, and was ignored, and I am disputing this. Surely there must be something in law that if it under dispute recovery action should be stayed?

 

If I contact these people I will have to make payments, effectively acknowledging a debt I don't acknowledge!

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renegadeimp

renegadeimp

Posted
Posted

Nope. Keep pushing to find out how they came about to the amount you allegedly owe. If DCA's come on the scene, tell them to do one. Freds are one of the lowest rated DCA's and rely on threats and intimidation. They couldnt care less about what you say.

 

All they see is the big number on the spreadsheet and they get greedy.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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spinningfish

spinningfish

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  • Author
Posted
Nope. Keep pushing to find out how they came about to the amount you allegedly owe. If DCA's come on the scene, tell them to do one. Freds are one of the lowest rated DCA's and rely on threats and intimidation. They couldnt care less about what you say.

 

All they see is the big number on the spreadsheet and they get greedy.

 

Thanks for the advice. How do I go about telling them to naff off and is it them I should be asking how they arrived at that amount?

 

Really appreciate your help.

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renegadeimp

renegadeimp

Posted
Posted

Send a prove it letter or keep pushing with HMRC. It is their responsibility to prove you owe a debt. Not yours to prove you dont.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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  • 1 month later...
spinningfish

spinningfish

Posted
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Hi Guys

 

Had the SAR pack back, plus phone recordings. Got a load of stuff to go through, but the phone recordings pretty much are just myself calling with other enquiries, so nothing to report there.

 

HMRC have NOT responded to my dispute letter, despite it being signed for back in July. Fredrickson continue to bother me with calls every day, but I've now started making small payments directly to HMRC.

 

Should I write again, or initiate some kind of an escalation?

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blondebubbles

blondebubbles

Posted
Posted
Hi Guys

 

Had the SAR pack back, plus phone recordings. Got a load of stuff to go through, but the phone recordings pretty much are just myself calling with other enquiries, so nothing to report there.

 

HMRC have NOT responded to my dispute letter, despite it being signed for back in July. Fredrickson continue to bother me with calls every day, but I've now started making small payments directly to HMRC.

 

Should I write again, or initiate some kind of an escalation?

 

The normal tax credit helpline can check the progress of any dispute and advice of current timescales.

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  • 2 months later...
spinningfish

spinningfish

Posted
  • Author
Posted

So, after four months they finally replied to my dispute letter and it looks as though they're giving me the option to prove I was working 30 hours per week. In fact, this is the first time that I have actually got to the bottom of why they decided I was ineligible. They claimed they had never received any proof, despite me sending it in twice.

 

The question is, how on earth do I prove everything I did during a working day four years ago? I know what I did, because it's the same as I do now. Can I prove it? With difficulty.

 

Letter below:

RCletter.jpg

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