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    • @bankfodder I will redo and attach once I've done school run thank you x
    • To add to the above, I think you are going to find it very difficult to challenge something like survey which to a certain extent is going to be a statement of opinion. In order to challenge it, you're going to have to get a corroborative opinion which means getting someone else to assess the property, says the survey report which you have received and to tell you whether or not it is flawed in the way that you think. I don't see any other way to do it. More complicated than that – if you do find that an independent evaluation of your report confirms your view that it is of poor quality, then probably you will need to get a second view as well. These independent assessments won't come for free and you may well find that you are having to pay the same amount again and again. Also, I can imagine that independent experts may be rather low to start contradicting fellow professionals. In terms of not paying off your credit card, you are getting into a very sticky position because the credit card company will turn on you and rapidly blight your credit file and turn it into a debt collection process. This means that you will find yourself in conflict not only with the surveyor, but also with your credit card company. If you want to do this, then you should pay off the credit card company so that there is no issue on that score and then get the necessary evidence before mounting a challenge. If you do any other way, you're going to find yourself with an accumulating assortment of problems which you will find it very difficult to deal with
    • Morning, I received confirmation from the court, a day after sending my defence to the court. It gives them 28 days to reply as standard. However, a few days ago I received a letter from SM, dated 22/4/21 but only arrived at the weekend? I’m confused, because it’s not asking me to make an arrangement to pay, and would have been sent before I sent the defence, but the wording doesn’t make sense. It’s sent after the claim was lodged by them, by about 3 weeks I’d say, but asking for me to make an arrangement to pay.  I’m assuming I don’t contact them, because then I’ll be liable for the whole amount?  Also, I had to acknowledge and defend the claim before this arrived, so are SM right to have sent this to me when they did? It seems strange that this is only the first letter I’ve received from them, which they send some time after sending me a claim form and after the deadline for replying to the claim. PS redacted this time! SM letter .pdf
    • Personally I would skip all the outrage of finding things amusing and insulting et cetera. As my own personal style but I would tend to keep the emotion out of it simply states actually that you consider that the requirements are intended to place a deliberate obstacle in your path and probably a breach of the data protection rules as they clearly have all the necessary information to identify you because they have been writing threats et cetera for some considerable time, not to mention correspondence with the FOS. I think I'd then point out that if they do exceed the deadline that not only will you bring an action on that basis but also that they have raised unlawful obstacles. I will try to keep it deadpan
    • BazzaS, My brothers life is ruined by Gp negligence, it should never have happened. Justice for my brother. Gps involved need to be investigated by approproiate medical bodies. If that means the Gp's involved need to be repremanded then be it. If it's happened to my brother, how many other people has the same thing happened/happening at the Gp practice involved. Maybe other patients in a similar situation have not raised the issue?   I've seen the entries online which show Gps name, date sleeping tablets were presribed, reason poor sleep, and possible agitation etc. This is the Gp's reasoning.   The pharmacy which sent the medication is also negligent by not providing medical instructions with the medicine. If medical instructions were provided. There is possibility his family would have read the instructions and seen urinary retention as warning and not given the medication.   BazzaS, The sleeping tablets precipitated pushed foreward urinary retention, it was going to happen sooner or later given the prostate issue. The sleeping tablets just made the urinary retention happen quicker. If it wasn't going to happen now it would have happened maybe in a few weeks/months time. The consultant said this. Does the below letter need more tweaking before its sent to the Gp asking for an explanantion?   Please can you provide an explanation why GP1 (name here) on xx/xx/xx, GP2 (name here) on xx/xx/xx and GP3 (name here) on xx/xx/xx prescribed (medication) to my brother? What was the reasoning behind the prescripton?          
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    • Ebay Packlink and Hermes - destroyed item as it was "damaged". https://www.consumeractiongroup.co.uk/topic/430396-ebay-packlink-and-hermes-destroyed-item-as-it-was-damaged/&do=findComment&comment=5087347
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
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    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
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This video was uploaded in 2007. In the video, it is said to expect to see this innovation taking off. It is now six ears since this video and I wonder why it's taking so long to give us this economical, pollution free free, not to mention the minimal cost fuel? If anyone knows more about this, please tell.

 

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Simple really. Oil companies and politicians.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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petrodollars, one reason for the invasion of iraq. ie saddam threatened to trade oil in euros rather than us dollars.

Edited by Ford

IMO

:-):rant:

 

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:-(

 

Let's hope they can work out it's needed sooner rather than later

 

Honestly, they dont care. They are making BILLIONS and they know that right now, we cant live without oil. The technology is there to use renewable energy, but in its initial phases, it is prohibitively expensive for small companies to explore. It needs the backing of a major company in order for them to get the tech to a point where it is commercially viable.

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  • 2 weeks later...

The good news is, hydrogen fuel cells are STILL in use.... THough under development due to their instability, they're still widely being researched. Oxford University have several programs researching them, as are MIT and several Japanese companies. Hope isn't lost yet :) Oddly enough, of all people, the fuel producing nation of Saudi Arabia are excelling at Hydrogen Fuel Cell development... In regards to electrical power, take a looka t top-gears review of the Tesla...

 

Thats some piece of machinery!

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They can be researched all they want. THey might even get to production phase, but if the governments wont allow them for sale, then its pointless.

 

Thats why so many renewable energy sources are extremely viable, but most governments do everything they can to stop them.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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totally agree, the tax put on fuel is silly.. and no way in hell will they ever allow a 'tax free' fuel to come about... It'll take a hell of a load of resistance from us to get it there...

 

What is odd, teh government tries to front themselves as being eco friendly buy giving government loans to 'green aware companies', i.e. in my case my second company designs energy monitors and got pounded by funding as it's 'green aware'... Then again, if I were a newborn version of BP, I'd be ROLLING in it!

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The obvious reason is COST. Electric cars have bombed despite a massive subsidy and free road tax. there is another technical problem and that is exhaust fumes from ordinary cars destroy the fuel cells so they wont work properly until everyone has got one. Bit of a chicken and egg situation.

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Actually its not cost. The cost is nothing. The reason is oil companies have a huge monopoly and make BILLIONS in profit every year. The governments around the world then buy it off these companies and tax the hell out of it. You seriously dont think they would give up all that money do you?

 

Especially when oil is actually finite, and hydrogen production is infinite and would cost hardly anything once the base understanding is acheived.

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I suppose it's all about a total re think as where we are going as humans and changing the mind set of what is important in life. We are not here long and for the world to have cheap sustainable energy is a step towards money not being the God but a good quality of life being the goal. All new houses should be built with energy efficiency paramount i.e geothermal heating. We can but hope.

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I'll repeat what i said before. THe main reason we dont have abundant, cheap, renewable energy resources is due to politics and corporate greed. It really is as simple as that.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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I'll repeat what i said before. THe main reason we dont have abundant, cheap, renewable energy resources is due to politics and corporate greed. It really is as simple as that.

 

Greed:-(

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Lets take Diesil engines as an example. When they were designed, they ran on vegetable oils. Mainly peanut oil. However, since oil started to get more common, it was refined and since diesel fuel became cheaper ( due to companies researching it, and not vegetable based oils), and more readily available ( companies forcing it on the public), the new oil became the fuel of choice.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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looks good. the tesla came in for some stick, but this vw idea is more mainstream ie deisel electric (still part oil :)) is prob the next step forward. as on top gear, deisel on board to recharge the electrics/battery.

IMO

:-):rant:

 

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not to pose as an eco-warrior or anything, but oil will run out one day... That crossed my mind when I watched 'I am legend' for the third time last night.

 

I can see most of the energy companies closing down, the green 'sustainable' companies charging 100 fold what they charge, and it being a corporate empire.. Much like how things showed up in 'robocop' LOL

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We all know oil will run out. Thats why oil companies have colossal stockpiles ready, so when the time comes, they can jack the prices up sky high, knowing that governments and regulators wont authorise research etc into renewable fuels.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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plenty of oil still to come; antarctic (they're currently fighting over it), arctic (when it melts), alaska, africa (fighting over it), usa, etc. the usa have played it, mostly using everyone elses oil (partic as that oil still traded in us dollars) and when that runs out explore their own and exploit. of course if by then other means haven't become mainstream.

chick dung (lots of it?) sounds good though, until the chicks run out (into the road) :). how about cow dung?

Edited by Ford

IMO

:-):rant:

 

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Top gear proved that you can run a vehicle on methane gas. It doesnt accelerate as fast or reach as high of a speed as a regular oil powered car, but its good enough for the roads. If more money was invested in research for things like that, then there wouldnt be such a dependancy on oil, as there is in the USA.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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