Jump to content


More Than contents insurance won't pay


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4110 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi, advice please? I have made a claim on my contents insurance (1st claim in over 5 years), my son lost his mobile phone at a music gig, it is nearly 2 years old so he has not got the receipt just the box with iem number and charger and earphones. They say without proof of ownership they won'y pay! It doesn't mention this on my certificate nor did they say this when I took the policy out, and after thinking about it, I don't have receipts for over 90% of my possessions and home contents! so this makes my whole policy useless, it can't be legal surely?

Link to post
Share on other sites

How did you or your son buy it?

 

If it was by ebay or a card payment these will normally be enough.

 

Alternatively a lot of the High St chain stores can print a duplicate receipt if you ask them and they took your name and / or post code

Link to post
Share on other sites

Thanks for your reply, unfortunately it ws nearly 2 years ago and bought it with his birthday money, cash and he is not even sure which shop, but thinks it was a Comet! which is closed down, my point is, as I said that I only have proof of ownership of about 2% of my possessions, the ones I bought recently so my insurance is useless if they won't pay out!

Link to post
Share on other sites

Contact the network and see if they can provide proof of usage with the IMEI number - this should match up to the box and should be enough.

 

I deal with contents insurance, and you are expected to be able to evidence some things - mobile phone claims are one of the biggest areas for fraud which is why insurers often place a higher burden of proof on claims for them.

 

I would suggest though that you do a full inventory of your property (particularly the high value items), with photos in the event you need to make a claim.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...