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Natwest overdraft charges and default removal


skinswins
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Hi can anyone help reassure my thinking.

 

I have been in financial difficulty and incurred loads of overdraft charges from 2007 to 2011.

 

I want to reclaim under financial hardship, however because they are joint accounts with an ex partner she won't agree to use FOS. So court it is I think.

 

I have written to them asking for everything back and documents just got standard reply.

 

Also on my credit report the default date is not the same as statements default fee date.

 

Any thoughts?

 

Particulars for a claim anyone or link to similar case also?

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You would need to make a Subject Access Request (SAR ) to get the information you want.

 

The fee date is the issue date of the DN not the actual date the default is registered.

 

BTW none of this is grounds as far as I can see for a default to be removed.

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tried BCOBS a complaint?

 

and were benefits involved in this?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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