Jump to content


  • Tweets

  • Posts

    • How was the "receiver" appointed and what is their role? Appointed by the lender under the terms of their security on the loan (sometimes referred to as "LPA Receiver")? Or are they acting for you in insolveny? What's the current role of the agent?
    • Wait for more replies, but that letter to me can be interpreted as a letter before action. Ignoring it can have consequences. The court to impose sanctions for failure in responding to a letter of claim.
    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

G24 - complete liars


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4085 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

So, we have had a letter from G24 stating that we stayed in a car park for over 4 hours on a recent Saturday with photo's of us going in and then out again. Whilst we did enter the car park at 12.30pm, we also left (having met my parents there) about 7 minutes later.

 

We then went back to the car park at about 16.50 to visit Toys R' Us to buy a game.

 

They have then included the photo of us leaving the second time and arriving the first time. I sent them a letter stating all the details of what happened on the day, and they are still pressing ahead with the penalty charge notice - can't say i'm surprised, but as its blatantly a complete lie and verging on fraud (if indeed it isn't fraud or deception) i'm wondering what we should do with regards to the second letter.

Edited by phattbloke
Link to post
Share on other sites

Hmm, so they have you going into the car park on the first visit - but not coming out.

 

They have you coming out of the car park on the 2nd visit - but not going in.

 

Do you have anything at all that can prove that you were not in the car park for that amount of time.

 

You shopped else where and have a timed ticket - you met up with friends for coffee, etc, etc. ??

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

Something similar happened to another cagger.. I have sent out an S.O.S.

Edited by citizenB

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

We met my parents at the car park (Toys R Us near blackheath on the Wolverhampton Road) and then left to go to Ma Pardoes. We paid for everything on my wife's card, so we can prove we were at a pub about 7 miles or so away. My wife, stepson and parents would all happily testify in court that we went to Ma Pardoes and then went back to buy a game from Toys R Us. Also, isn't it illegal under the data protection act, for them to have deleted any photo's the camera's took on the day? Therefore, they must surely have the photo's on their system...

 

The odd thing is my parents did exactly the same thing we did - met us there, went to Ma Pardoes in their car, and also came back with us to Toys R Us later, but they didn't get anything!

Link to post
Share on other sites

We met my parents at the car park (Toys R Us near blackheath on the Wolverhampton Road) and then left to go to Ma Pardoes. We paid for everything on my wife's card, so we can prove we were not in the car park. My wife, stepson and parents would all happily testify in court that we went to Ma Pardoes and then went back to buy a game from Toys R Us. Also, isn't it illegal under the data protection act, for them to have deleted any photo's the camera's took on the day? Therefore, they must surely have the photo's on their system...

 

Excellent so you can prove they are attempting to mislead. I would say yes, if they have indeed removed images from the CCTV in order to issue a parking ticket then that could probably cause them a lot of grief! I am sure others will advise on how best to handle this.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

I get the feeling they have a stock reply, which not only doesn't conform to the BPA CoP, but also doesn't give you a POPLA verification code which according to the POPLA site they have to do.

I also mentioned in the letter to them about the photo's and data protection act, along with us being able to prove where we were, but we have still had a letter stating they are going to continue with pursuance of this.

Link to post
Share on other sites

You have a choice:

Appeal to POPLA, details of how to should have been included in their rejection letter together with a POPLA code.

This will cost them £27 +VAT and even if rejected by POPLA, their decision is not binding on the motorist and you can ignore them

 

Or

Having given them a full explanation, just ignore them from now on.

 

In each case they can only enforce it by issuing a claim in the county court, where the burden of proof is on the balance of probabilities .

 

They would be very foolish to try

Link to post
Share on other sites

I get the feeling they have a stock reply, which not only doesn't conform to the BPA CoP, but also doesn't give you a POPLA verification code which according to the POPLA site they have to do.

Gets better and better.

I also mentioned in the letter to them about the photo's and data protection act, along with us being able to prove where we were, but we have still had a letter stating they are going to continue with pursuance of this.

 

They may well, but certainly not as far as a court.

Link to post
Share on other sites

Thanks Michael - they didn't send a POPLA code. I've asked for one in the letter i'm about to send - this will be the last correspondence i enter in to with them.

We have overwhelming proof we weren't there in between, but even when I put it all down in black and white, they have ignored it. I assume these things almost never make it to court.

 

This is the letter i'm about to send:

 

Dear Sir/Madam

Re: Contractual Parking Charge Notice number:- xxxxxxxxxxxx

I’m writing to you again regarding you decision to pursue this matter further. I will not be providing you with anything that you ask for, as you have all the information on your camera system as to when we entered, and exited the car park on both occasions. If you don’t, then your system is obviously faulty and the matter will be thrown out of court anyway, which is the next step as far as we are concerned.

You may also wish to know that both your Parking Charge Notice and the letter you sent dated 1st Feb 2013 don’t comply with the BPA CoP. You say I have 14 days from the date of the letter, but as you can see below, this is not correct:

The BPA CoP Section B 19.7 states that (quote) ‘Prompt payment’ is defined as 14 days from the date the driver or the keeper received the notice.' Furthermore, the Protection of Freedoms Act provides a legally binding definition for 'the date the driver or keeper received the notice' as, '(6) A notice sent by post is to be presumed, unless the contrary is proved, to have been delivered (and so “given” for the purposes of sub-paragraph (4)) on the second working day after the day on which it is posted; and for this purpose “working day” means any day other than a Saturday, Sunday or a public holiday in England and Wales.'

Judging by the many posts on the ConsumerActionGroup website, you try this prank on with many people. Well, good luck with them, but sadly this is someone you won’t be getting a penny out of.

Also, can you explain why there was no POPLA code in the rejection letter you sent? As it states on the POPLA website: An appeal form, containing your verification code, should be sent by the operator with the rejection of your representations. If this form is not enclosed, the operator should be contacted to obtain one. You must appeal to POPLA within the 28 days. As you have failed to do this, I therefore have to ask you to send one so that I can appeal to POPLA. I very much doubt you will – which the courts will love!

I’ll also be sending complaint to the BPA along with McDonalds & Toys’ R Us who have shops on the site to make sure they fully understand just how you operate.

I look forward to you ignoring this letter, and sending

Link to post
Share on other sites

Thanks Michael - they didn't send a POPLA code. I've asked for one in the letter i'm about to send - this will be the last correspondence i enter in to with them.

We have overwhelming proof we weren't there in between, but even when I put it all down in black and white, they have ignored it. I assume these things almost never make it to court.

 

G24 have never been known to issue a single court claim.

Link to post
Share on other sites

Send the letter without a stamp (just to cost them a bit) but to ensure they accept it address the first line to 'Payments Dept' or similar.

 

To realise the total money making sсam instead of fair 'penalties', look at their WebSite -

 

"As well as being able to offer traditional revenue generating parking management services, G24 can also help you identify and realise any additional potential your site may present. With data collated onsite, G24 can monitor and assess parking space usage and identify opportunities for you to make incremental revenue"

Link to post
Share on other sites

I am aware that a number of complaints have recently been lodged with the DVLA about G24s operating methods - it would do absolutely no harm therefore to add your complaint into the mix.

 

email; [email protected]

 

Now Mike Butler is one of the data sharing department managers at the DVLA, and unfortunately (as as you might expect from a former double glazing salesman) he has great difficulty in managing the obvious conflict of interest that arises whenever complaints are made against PPCs who his department has just sold data to.

 

What I am saying is that it might take a couple of fairly pointed emails to get beyond the usual default and knee jerk position of DVLA fob-off.

 

Good luck.

Link to post
Share on other sites

Hmm, so they have you going into the car park on the first visit - but not coming out.

 

They have you coming out of the car park on the 2nd visit - but not going in.

There is a very similar case on youtube regarding a Mcdonalds car park. [sorry can't find the link, it's on bbc watchdog]

 

The problem that the PPC had is that it was a company vehicle with GPS tracking so the company could prove that the vehicle had entered the car park then left and then at a later time re-entered the car park and then left, all within the allowed times.

 

This shows that the so called photo evidence that these PPC's use is at the least dubious and at the worst fraudulent.

Illegitimi non carborundum

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...