Jump to content


  • Tweets

  • Posts

    • The world's largest economy grew less than expected but rising inflation may delay a rate cut.View the full article
    • Hello, Following the submission of my defense, last night I received an email from DCBL indicating that the claimant intends to proceed with the claim (I've attached a screenshot of the email for reference) along with the N180 directions questionnaire. I'm unsure how they obtained my email, but I suspect it was through the courts' form when I completed the Acknowledgment of Service. This email almost slipped my attention. I have also today received a letter from court to state they have received my defense.  It appears they are requesting an online telephone hearing with the court. Could you please advise me on the necessary steps I should take at this point? Thank you for your assistance. Letter-Email 25-04-24.pdf N180 - Directions questionnaire (Small Claims Track).pdf
    • Default Amount £9237.88, all this started in 2006 Admitted debt £9075.65 Weightmans added £1515.01 immediately they became involved, no explanation The Statement shows when Marlin bought debt in May 2011 £10439.25 Their statements, not received until the SAR, are based on this. Cabot deducted £1515.01on their statements in January 2019, again did not find this out until SAR. Weightmans added in  2007 after the CH1 etc was confirmed by the court £741.50, made up of Process server fees, Court Fee (they tried for bankruptcy), Solicitors fee and Land Registry fee. Unspecfied Legal costs were added by Marlin in March 2015, again I did not know this until statements received with SAR I had been paying monthly, without exception until December 2018. I am minded to take the property charge, CH1 amount ,deduct all my payments and the subsequent fees, and request/demand a refund on the final payment made? I consistently disputed Weightmans balances, but they never responded. I also told Mortimer Clarke/Cabot that I disputed their amounts.  
    • Just follow this link and have read of some threads so your familiar with the process https://www.consumeractiongroup.co.uk/topic/347310-legal-n180-directions-questionnaire-small-claims-track/#comment-5178739
    • Sorry,  I'm not familiar with terminology.  Direction questionnaire is what I've seen online as next step. Witness statement: I haven't gone that far, that's why I put the question marks.
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Martin Kay's memorial fund - now closed. Total about £3000. Thank you


BankFodder
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4081 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Done, RIP Martin.

 

aa

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

Link to post
Share on other sites

  • Replies 133
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Done, RIP Martin.

 

aa

 

Received

 

Thanks

Link to post
Share on other sites

Done, please leave real name off, thanks

Sorry - but I'm not sure which one that is

Link to post
Share on other sites

Forum name only please

CAG has helped me so much since I joined. Based on what I have learnt from others on here and my own experiences, I try to chip in and help others from time to time. I am not an expert and give my opinion only. Always check with the more experienced CAG members before making important decisions.

:-)

Link to post
Share on other sites

Forum name only please

Received. Thanks

Link to post
Share on other sites

Just Donated

 

RIP Martin and Thank you for being there

 

done, ok to use real name.

Will be missed by all of us.

 

Received

Thank you

Link to post
Share on other sites

Done, please leave my real name off.

 

Out if interest, as Martin's Mum's address is given, and it is likely she'll be at the funeral : please ensure someone is at her address during those periods, so that no scrote will think "ohh, that address will be empty and open to rob"

 

Sadly, its not unheard of for people to get back from a funeral to find they've been robbed. Some lowlifes have no respect / decency. Whilst I don't think any CAG regulars might, its an open website, and anyone "just passing through" can see the details.

 

BazzaS, His mum's address is not on this thread but it was given somewhere else on the forum for people to write to her if they wished. I think you are right to be wary of burglars. There are some absolute scumbags out there who see someone's sad death as a business opportunity, so it's always best to get someone to stay in the house.

 

DD

Link to post
Share on other sites

BazzaS, His mum's address is not on this thread but it was given somewhere else on the forum for people to write to her if they wished. I think you are right to be wary of burglars. There are some absolute scumbags out there who see someone's sad death as a business opportunity, so it's always best to get someone to stay in the house.

 

DD

 

The address given for people to send cards etc is not his mums address, it's the address of the church

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites

I am not referring to the church address but to 41 C..... Street which was posted on one of the threads last week and is not the address of the church.

 

Where is that posted ?

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites

It was included in an announcement about the funeral which was sent out last Friday morning headed 'Martin3030 - Funeral arrangements'. I received it at 10.50 a.m. It gave details of the church, timings, said anyone was welcome to attend, fund, and then said that if anyone wished to write to his mother, she is at 41 C Street. I didn't click to go on the forum as all the info was in the email which I assume was sent out to everyone on the emailing list.

Link to post
Share on other sites

Done, First name only please

 

R.I.P Mr Kay

Received, thanks

Link to post
Share on other sites

Sorry it can't be more, but given with gratitude to his selfless efforts. OK to use real name.... Keith

 

Sorry it's small but I have put a note to seller with my forum name in so take my first name from the invoice thingy. First 3 letters ok to use.

 

Just read this and it sounds daft. Yes, use my real name.

 

Received. Thanks

Link to post
Share on other sites

Small donation given. RIP.

 

Small donation given - please don't use my full name. Thanks

 

Done. Full name is OK.

Received. Thanks

Link to post
Share on other sites

Donation gladly given... Please pass my condolences from myself and my daughter in our own names, Lynda and Emily...xxx

 

"A candle...

 

In a sweet corner of the valleys a candle burns tonight,

A humble remembrance of the souls that lost their plight;

For everyone that's lonely and have no comfort now,

Remember in the morning they'll still be with you now...

I listen to the bells of the church that's close to me

And remember what our Jesus showed us just what we can be...

Our hearts are full of love and grace,

So let us show the world our face...xxx"

  • Haha 1
Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4081 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...