Hfc January 1986

[davsib]

I found an old HFC Loan Agreement from 1986 not sure if anyone has claimed back that far.

Will be sending the doc's off today will keep you informed.

It's Ironic that at the top of the agreement it says TRUST would you trust them:roll:

davsib:-)

[Lastlaugh]

Wow that's an old document good luck Davsib Nope I wouldn't trust them one bit

[ims21]

If it is of any boost to you, HFC coughed mine up back to 1988/89.

[davsib]

If it is of any boost to you, HFC coughed mine up back to 1988/89.

They are going to cough up for my other claim 1989 only offered 3k, it should be 6k so rejected it, just waiting for their reply.

Yep its an old doc missed it the first time searching the loft:shock:

davsib:-)

[davsib]

UPDATE

 

 

Telephoned HFC today to see what was happening with my claim,.

You’re not going to believe this but they say they haven’t received my claim.

 

I told them I had sent it recorded on 5th February. They have told me they would sendout a claims for out to me and the 8 weeks turnaround time scale started fromtoday.

 

Here’s the post office tracking:

 

Your item with reference AI8941*****GB wasdelivered from our COVENTRY SOUTH Delivery Office on 07/02/13

 

Just more delaying tactics by HFC

 

davsib:-)

[ukdarrenfan]

Oh that old chestnut! When I sent my SAR request we were backwards and forwards for ages. We haven't received your proof of ID, we haven't received your cheque. Even though it was all sent together they swore blind they didn't have it. One department sent back all the info and the cheque saying they didn't have proof of ID and another sent paperwork and proof of ID saying they couldn't do anything without a cheque! Total idiots. I think the only reason they coughed the old agreements was when they realised I wasn't going away. They even gave me back my £10! Let's see how they feel when my claims turn up!

[davsib]

I keep getting someone called Dexter,

he keeps telling me they only go back 6 years, he must say it that many times a day. I think he just presses a button, then if you ask for a supervisor I always seem to get Anita, then we have to go through all the questions over and over again. They seem to be nice people but think they have been told what to say.

I for one will not go away

davsib:-)

[ukdarrenfan]

Me neither Go get 'em, I'll be following right up behind you soon!

[Fur]

They are insisting I send in my bank statements to show that the loan payments were actually made, despite sending a SAR saying they had no records, and me sending through a copy of the loan agreement etc etc so many times. They have offered me 1 months premiums plus interest to date as I only sent them one bank statement (I did that to prove I did have records), and now think I should take mickey and send them very second one for 48 months, and then the rest when they have recalculated just to keep them busy. The said I cannot take it to FOS but instead to the FSCS or something. The loan was a loan rather than a finance leasing agreement so I think they are wrong on that score.

[davsib]

They have asked for my bank statements I do have most of them. I keep telling them if I hadn't paid it off they would have been chasing me for thedebt.

 

I'm just about to go to FOS with my other claim with them, think they justtry to make it as difficult as they can so you give up. I will not be givingup, I have waited this long so another years not going to bother me.