Falsely obtained joint account - how to close?

[KeefG]

Hi all,

 

Hoping somebody can help, I'm posting this on behalf of my girlfriend.

 

Sometime last year, an ex she was seeing opened a joint account at Santander in his & her names, at her address which she only found out about recently when a cheque book, debit card (she has never used these and tore them up immediately) and paper statements started to arrive at her address.

 

She opened the statements and discovered the account is very very badly managed, into an overdraft with charges being levied on the account regularly, she is now worried that if this guy decides to stop having his wages paid in she is going to be liable for the debt due to it being registered at her address.

 

A while after they split, she completed a form to have her name taken off the account which this guy was meant to have handed in but clearly hasn't, and no amount of phone calls to Santander has helped, culminating today in them telling her that they cannot take her name off the account without his say so, however he no longer speaks to her and wont return any calls or messages on the issue.

 

Can anybody advise what options she has?

[lookinforinfo]

The bank would not allow her to name to be removed when the account is in the red even if both signed the require forms.

 

i suspect her best chance would be to inform Santander that she did not know that an account had been opened in her name. However that would

probably mean that she would have to brand her ex as a forger and fraudulent.

[stu007]

Hi

 

Did the friend Sign any of the Joint Bank Account Documents?

 

If this has been done fraudulently have you reported this to the Banks Fraud Department and the Police?