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    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
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    • Oven repair. https://www.consumeractiongroup.co.uk/topic/427690-oven-repair/&do=findComment&comment=5073391
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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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I have just noticed the announcement and I cannot express my sympathy and deepest shock enough.

 

I have met Martin on a couple of occasions and his wit and wisdom was beyond measure.

 

He will be truly missed by everyone here on CAG I am sure.

 

R.I.P Martin :(

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I have just noticed the announcement and I cannot express my sympathy and deepest shock enough.

 

I have met Martin on a couple of occasions and his wit and wisdom was beyond measure.

 

He will be truly missed by everyone here on CAG I am sure.

 

R.I.P Martin :(

 

I also noticed the "sticky" announcement aswell, I also noticed bankfodder had put the wrong date as the 1st today (Fri) and not Saturday.

Either way its a sad loss.

 

RIP Martin3030 ( Martin Kay) x

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I also noticed the "sticky" announcement aswell, I also noticed bankfodder had put the wrong date as the 1st today (Fri) and not Saturday.

Either way its a sad loss.

 

RIP Martin3030 ( Martin Kay) x

 

Sorry. It has been a stressful day.

It has been corrected now.

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Hi

 

Just read sticky what a sad loss to CAG and my condolences to his family.

 

RIP

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So sorry to hear this. My thoughts are with his loved ones. Condolences to the site team too, I'm sorry for your loss.

"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

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I am shocked and sadened to hear we have lost such a vibrant, helpful and amazing character. My thoughts are with Martin's family and friends and with Martin, you will be missed so much.

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So sad to hear the loss of Martin he will be greatly missed my thoughts go out to his family...RIP Mart xx

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Gutted..... :sad:

Martin and I have been friends since 2006, but sadly we never met...

 

Twice now, I have answered a knock on the door from our postman wanting a

signature for what has turned out to be premium vodka from the Ukraine.. From Martin!!!

 

We had promised ourselves last year that 2013 would be the year that we met up and

had a good drink... And put the world to rights... This has finished my weekend.. :-(

 

Martin..... Thank you Sir for the inspiration that you shared with me when I was at my

lowest point, for helping me to bring myself back from the edge of despair, and for inspiring

me to learn to help many others too.. Thank You Sir, for being a Good Friend.

 

God Bless Martin, Rest in Peace Sir...

 

I'm heartbroken that we never met... :-(

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If in any doubt professional legal advice should be sought.

 

I do not profess to be in any way legally trained, I am a big

oily truck driver and all I know has been learned within the

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R.I.P Martin, my thoughts and prayers go out to you and your family

If I owe you money, take a number and join the queue. If you owe me money pay up and shut up

 

 

 

 

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Gutted..... :sad:

Martin and I have been friends since 2006, but sadly we never met...

 

Twice now, I have answered a knock on the door from our postman wanting a

signature for what has turned out to be premium vodka from the Ukraine.. From Martin!!!

 

We had promised ourselves last year that 2013 would be the year that we met up and

had a good drink... And put the world to rights... This has finished my weekend.. :-(

 

Martin..... Thank you Sir for the inspiration that you shared with me when I was at my

lowest point, for helping me to bring myself back from the edge of despair, and for inspiring

me to learn to help many others too.. Thank You Sir, for being a Good Friend.

 

God Bless Martin, Rest in Peace Sir...

 

I'm heartbroken that we never met... :-(

 

Thank you for your comments Dave, I know you were great friends. It's a shock to all of us.........:-(

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Is there a charity donation instead of flowers Mr Lex ?

If my post was helpful don't forget to click the star!

Advice is offered freely, without liability and without prejudice.

If in any doubt professional legal advice should be sought.

 

I do not profess to be in any way legally trained, I am a big

oily truck driver and all I know has been learned within the

Consumer Action Group.

 

FAQ's

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

 

Trying to stop smoking?

http://www.consumeractiongroup.co.uk/forum/give-up-smoking-here/

 

A dummies guide to the forums

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Is there a charity donation instead of flowers Mr Lex ?

 

I am sure we will let you and everyone else know Dave, we really don't were we stand untill we have spoken to all Dave........

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HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

 

Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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So so sad, Martin's passing is a great loss to many.

 

I only met Martin on a couple of occasios but loved every minute in his company, his dedication to CAG was exceptional, from running Site Team to his tireless efforts helping many thousands of CAG members.

If you ever had any problems or worries about anything Martin was always there to offer help and advice, if he thought you were in trouble or had something worrying you he would always give you a phone and help when he could.

 

My thoughts are with his family.

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Any advice I give is honest and in good faith.:)

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Help keep it up and active, helping people like you.

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RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Goodbye Sir Martin... I'm heartbroken that I never got to meet you...

 

185778_10150092345803870_1532551_n_zpsc4b4d3bd.jpg

If my post was helpful don't forget to click the star!

Advice is offered freely, without liability and without prejudice.

If in any doubt professional legal advice should be sought.

 

I do not profess to be in any way legally trained, I am a big

oily truck driver and all I know has been learned within the

Consumer Action Group.

 

FAQ's

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

 

Trying to stop smoking?

http://www.consumeractiongroup.co.uk/forum/give-up-smoking-here/

 

A dummies guide to the forums

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

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http://www.bornfree.org.uk

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Good bye my friend, you were so understanding and so patience with me. I will never forget what you have taught me.

 

I will miss you and our friendship. I hope you are in a much better place than you have been over these past few months. Hugs and much love to you. :hug:

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I know we shared a common goal. Your entire family can be proud of the legacy you leave having been such a major part of CAG.

 

We've shared many good and interesting times both on and off the forum.

 

RIP Martin.

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Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Rest now Martin - may your legacy be that thousands of people will have gained strength to fight their corner thanks to your knowledge, help and words of wisdom. You were a friend to many and an inspiration to countless others.

 

Sad day :-(

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I had the pleasure of meeting Martin and he was a lovely man and friend of mine on Facebook.

I knew he was poorly but never in a million years did I think he would be taken from us.

RIP my friend, sleep well

Di xxx

I QUESTION THEREFORE I AM!! [sIGPIC][/sIGPIC]

 

Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you! :p

 

 

I have been smoke-free for 4yrs

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RIP Marty, have fun up there with the Rooster :(:(:(

Always happy to help where I can!

:lol:

Beware of legal advice given on a private forum - do you REALLY know who is posting? Are they REALLY accountable for their posts? What if you follow their advice and get something wrong?

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Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.

 

 

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