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    • Yes that looks fine. It is to the point. I think somewhere in the that the you might want to point out that your parcel had been delivered but clearly had been opened and resealed and the contents had been stolen
    • Hi All, I just got in from work and received a letter dated 24 April 2024. "We've sent you a Single Justice Procedure notice because you have been charged with an offence, on the Transport for London Network." "You need to tell us whether you are guilty or not guilty. This is called making your plea."
    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
    • In anticipation of lodging my court claim next Weds 1 May (14 days after advising P2G that was my deadline for them to settle my claim) I have completed my first draft POC as below: Claim Claim number: xxxxx Reference: P2G MAY 2024   Claimant xxxxx   Defendant Parcel2Go 1A Parklands Lostock Bolton BL6 4SD  Particulars of Claim The defendant has failed to arrange for the safe delivery of the claimant's parcel containing a 8 secondhand golf clubs (valued at £265) that was sent to a UK address using their delivery service (P2G Reference xxxxx). The defendant contracted Evri to deliver the parcel (Evri Reference xxxxx) and refuses to reimburse the claimant on the grounds that the claimant did not purchase their secondary insurance contract. The defendant seeks to exclude their liability in breach of section 57 Consumer Rights Act. The secondary insurance contract is in breach of section 72. The claimant seeks reimbursement of £265, plus P2G fees of £9.10, plus postage costs for two first class letters to P2G of £2.70, plus court fees, plus interest. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from xxxxx to xxxxxx on £276.80 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £xxxx   Details of claim Amount claimed £276.80 I look forward to your thoughts and comments guys! As ever, many thanks - G59    
    • Hmm, that's strange how they got my email then.  I assume the below is ok to send to DCBL, Nicky?  Hello, I am writing regarding our ongoing dispute and the upcoming court claim reference xxxxxxxx. To ensure fairness and transparency in our communications leading up to the court hearing, I request that you use postal mail exclusively for all further correspondence related to this claim. Please refrain from sending any communication or documents via email. Thank you for your understanding and cooperation. If you have any questions or need clarification, please feel free to contact me via postal mail at the address provided above. Yours sincerely, xxxx
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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directline/churchill/tesco insurance


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Has been like this for years with many companies. Blame internet comparison sites, where people can see how companies compare on price. When I started in Insurance, the renewal retention rates for Car Insurance were over 80% and now it is apparently about 55% on average. People are encouraged to change their Insurance every year and Insurers are subsidising new customer premiums at the expense of existing customers.

We could do with some help from you.

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  • 4 weeks later...

I renewed my Tesco car insurance in November ant it was cheaper than the previous year. It was my first renewal with Tesco. When I rang to query, they said that they no longer price match, haggle etc but offer their best renewal price first time which to be honest is quite ad. mirable. Their standard wording is one of the better ones in the market so I renewed. Although there were one or two cheaper ones out their, the covers were pretty basic.

 

The "get 2 months free" advertising is simply a gimmick but people are still taken in by it. Look for free instalments or cheaper deals with the same cover.

 

Ironically, Tesco, Direct Line and Churchill all use the same insurer - UK Insurance !!

:p :p If my advice as been of help, please give me a quick click on the scales to your right ;) ;) :)
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I renewed my Tesco car insurance in November ant it was cheaper than the previous year. It was my first renewal with Tesco. When I rang to query, they said that they no longer price match, haggle etc but offer their best renewal price first time which to be honest is quite ad. mirable. Their standard wording is one of the better ones in the market so I renewed. Although there were one or two cheaper ones out their, the covers were pretty basic.

 

The "get 2 months free" advertising is simply a gimmick but people are still taken in by it. Look for free instalments or cheaper deals with the same cover.

 

Ironically, Tesco, Direct Line and Churchill all use the same insurer - UK Insurance !!

 

So are privlige and green flag. The two month free gimmick works this way. you pay 2 months deposit up front. You then pay 10 instalments=12 instalments. As you dont pay for the last 2 they are free.

So whats cooking today ?

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  • 3 weeks later...

I was with Churchill for a number of years, till this week when they cancelled my account, with little or no documentation. What they are saying they sent I didnt receive - didnt even get a bounced direct debit letter from my bank saying the payment didnt happen. Really quite angry with the fact I can be a great customer with no claims for so long and they just cut me off without letting me know.

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I was with Churchill for a number of years, till this week when they cancelled my account, with little or no documentation. What they are saying they sent I didnt receive - didnt even get a bounced direct debit letter from my bank saying the payment didnt happen. Really quite angry with the fact I can be a great customer with no claims for so long and they just cut me off without letting me know.

 

They are well known for it. Including not sending any sort of warning letter out either.

So whats cooking today ?

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