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marcus6

4 wks missed to BH - now demanding good backs - help

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quite correct bugger off!

 

you want to film them

 

and quite claerly tell them not to comeback

everything in WRITING only.

 

inform any unwelcomed doorstepper

next time the call i will be calling the police

before i answer you .

 

dx


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OK! SAR is of 1st-thing i will let you know how i get on.... But if anyone else has any good info please post it here for all to see!

 

Thanks

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well i have just had 2 big guys at my door! i was on my way out, and they said they would be back later today....

 

Time to let them know how much rights they have! as im sure BH would not have told them......

 

 

What should i be doing next? im still waiting for the SAR! from CF-LTD....

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well trip them up - question them.

 

sadly i cant verify it

 

but i was told a story whereeby the local BH heavies intimated

to a friend that they were acting on behalf of a court document

 

then got blown out the water

 

ofcourse even if they DID have a court order

it would NEVER be BH heavies, but COURT BAILIFFS.

 

dunno about england

but in scotland apparently if someone intimates

they are operating on behalf of a court

they can be arrested by YOU.

 

dx


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yea i will give them the round around if they come back, :)

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Just had BH on the phone, asked me when will i be in to pay the 4 weeks i have missed! + she went on to say that she has been phoneing me 6 time a day!

 

I said to her I DONT THINK SO! as i have been at home every day for the past 2 weeks, and then she said i can not re write now! as head office have stoped all re-writes from today,

 

Then she went on to say the guys that came out to me today will be back friday to pick the items up! I then said to her i know my rights! and i then said if they come out to me you do know they will be Trespassing.....she then said thats ok they will come with the police!! i said thats ok then as that saves me calling them when the guys get here.....

 

she was not sure what to say when i said i know my rights!

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always p'haps better to outline wwhat you know as well

i'e they are not bailffs andd have no legal powers at all.

 

dx


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I got a call today from BH asking me when ill be in to pay! i think its 6 weeks now,

 

i said i would like to do a re-write and they said the RW,s have been stop'ed now! so i would have to pay 6 weeks money....

 

any one know if this is Ture? ( where do i stand if i do Re-write)

 

Should i write a letter to head office, and make an offer to pay so much a week!

 

 

I'm still waiting for them to get back to me about SAR i sent,

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please cont RW.

 

costs you more money

 

just state that the OSC / DLC you've paid and are reclaiming outweighs what you owe

and you are awaiting the SAR to claim them back via head office

 

dx


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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

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Hi dx,

 

I hear what you are saying, but how sure are you that they will not CCJ me!

 

next time they phone me should i just say im in talks with head office?

 

I dont have house CT-ins can i still get the DLC back that i have paid?

 

Thanks

 

please cont RW.

 

costs you more money

 

just state that the OSC / DLC you've paid and are reclaiming outweighs what you owe

and you are awaiting the SAR to claim them back via head office

 

dx

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sri i meant dont RW

 

 

you do NOT need ANY house insyrance NOR do you need DLC!

 

there are NO RULES that dictate that HP agreements have to have ANY insurance

 

dx


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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

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I got letters today! from BH

 

NOTICE OF SUMS IN ARREARS. for each item i have! ( is this there Default notice?) and if so? should it say so! as it dont.

 

 

They then phone'ed me to ask when i will be in to pay! and she said if i could come up with a weeks money she would see if i could have a RW,

 

I said to her that i dont know when that will be as im still waiting for my sick pay! she then said about giveing some of the items back! ( to put on hold untill i can pay)

 

why take them to hold! if i can do that, if they did take them and put the items on hold they can not sell the items so i see no point in doing that.

 

i said no i can not do that as 3 of the items are Xmas gifts and i only have 10 months to pay on them,

 

she then said that they would be out this week to take back the items if i could not tell her when i would be in to pay? or RW,

 

 

she did not like it when i told her i know my rights.

Edited by marcus6

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NOSIA are not default notices

 

 

anyhow

what about the advise of not talking on the phone?

 

now time to hit back get reclaiming the DLC/OSC


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Single Premium PPI Q&A Read Here

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Hi dx

 

so what they sent are not default notices, did not think they was...

 

yea i will not be talking to them on the phone from now on.... all i will say if they phone next is if you wish to talk to me then please do so by letter.

 

yea im still waiting for them to get back to me about the SAR and then im going to start reclaiming the DLC/OSC

 

Thanks

 

 

 

NOSIA are not default notices

 

 

anyhow

what about the advise of not talking on the phone?

 

now time to hit back get reclaiming the DLC/OSC

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Today i got some more letters from BH, NODS ie the £4.50 late fees

 

but still no paper work from HQ about me SAR i sent them?

 

How long do they have to get me all the info! is it 40 days?

 

Thanks

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@dx How long do they have to get me the info i have asked for once i have sent them the SAR as i have not had anything back of them to date?

29th of last month i sent them SAR!!

Thanks

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40 cal days

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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still not had anything back from them?? about SAR think they have till monday....

 

Thanks

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Hi dx, its now been 42 days from when i sent the SAR to them! whats my next step?

 

Thanks

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i'd give it the end of the week

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

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The CAG Interest Tutorial Read Here

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i'd give it the end of the week

 

dx

 

Hi dx, yea thats what i was going to do just to make sure!

 

i will let you know if i get anything from them by the end of the week.

 

Thanks

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Hi Dx, I'm still waiting for them to send me all the info i have ask for with the SAR?

 

saturday i got Default Notice for each item i have with BH what should i do about that? as i'm still waiting for the SAR to come back!

 

Thanks

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send them the failure to comply letter

 

add if they do not comply

you will be complaining to the ICO in 14 days

 

as for the dn's

 

after 90 days they right the items off anyhow.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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send them the failure to comply letter

 

add if they do not comply

you will be complaining to the ICO in 14 days

 

as for the dn's

 

after 90 days they write the items off anyhow.

 

dx

 

Hi dx, the Failure to comply letter! is there a template on here for that letter?

 

Thanks

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