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    • I'm definitely looking for monthly only. Giffgaff has been great, but recently a mast was broken in my area and they spent over two weeks telling me there was nothing wrong and eventually agreed that there was. Although mast seems now to have been repaired, I wasn't happy about the way they dealt with it. That doesn't mean that other companies aren't exactly the same but I checked and Lebara has got just as good coverage in my area also has 5G whereas the O2 5G coverage is very poor. Also free international calls is pretty attractive but I have to say that I do feel a bit concerned about making the jump. Also I've got about 13 quid locked up in credit which apparently they simply keep if you leave them and I can't see any way to transfer to some other account
    • I haven't, (moved giffgaff to Lebara)  but can offer some points to consider (and that those who have moved can comment on .....)   Firstly, does O2 (Giffgaff) cover where you need your phone most? Does Vodafone (Lebara)?. No network will cover everywhere you MIGHT need to use it, but you can check for where you know you'll use it most : No point in having a magnificent and cheaper inclusive package if it doesn't work where you need it most ......   Secondly,. how good is Lebara's customer service?. Much of giffgaff's CS is provided by giffgaff's users, but is does lead to a good knowledge base, and giffgaff has an excellent reputation for customer service (I know you already know to keep e-mail trails and recording of calls, but it is way better to not have to get into that level of discussion if they'll instead sort any issues ab initio).   Thirdly, are you looking for a 30-day rolling contract or a longer SIM-only deal? you'll likely get better value with a SIM-only, but are 'locked in' to a minimum term. (is where you'll need it most likely to change within the minimum term? if so, 30-day rolling may be a better option than a 12-month or longer SIM-only).   Are any network features a) essential? b) desirable. I'm thinking  of features such as call diversion, 3-way calling, and wi-fi calling...... (not that these may be available on either of giffgaff or lebara - I'd have to check) For example .... Voxi doesn't do call diversion, and many of the features are available on the host network but not the MNVO's, but knowing what features are essential and if any are desirable might be the deciding factor all else being equal.   Then (and probably only then): what sort of package are you looking for? Calls? texts? data?? International calling? (to international? from abroad??). Video streaming? Music streaming?? Cost is a major factor, but a cheaper deal that doesn't meet your needs re: coverage, features and customer service can turn out to be false economy. If you do masses of streaming, then Voxi (also on Voda's network) might be a good option over Lebara if it is Voda's network that is your prime motivation for moving.
    • Hi @lookinforinfo thank you for your response.   I have searched around for the possible reason the NTK is not compliant but could not come up with anything beyond that indicated above by FTMDave which is the NTK fails to specifiy a period of parking and merely states a time that the vehicle was allegedly present at the location stipulated. Perhaps you could kindly give me a clue if there is another reason.
    • Thanks FTMDave for making things easier to taking next step . So for now i have to submit WS PS. i already Emailed my preferred contact number to the Court.   Also when you say emailing fleecers do you mean Gladstone solicitor? or the company HX parking ltd? What shall i write to them would thaf be like a covering letter or like a draft order? I remember when i submitted N244 the court said they will send the copy to fleecers also, so my understanding is that fleecers got the N244 already?  Thanks
    • Yes, you will have to prepare a WS which will essentially be the same as what you wrote on the N244.    It is worth asking the fleecers to consent to a set aside. They can only say no. 
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Clydesdale Bank Contact Details


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Welcome to CAG speargun. All claims via MCOL are set for Northampton court at first as that is where they are based. It will be transfered to your local County Court. May I suggest that you spend some time reading the FAQ's on this site.

 

Also if you start your own thread and call it something like 'speargun v Yorkshire Bank and let everyone know how far you have got so far and then if you need any specific help people will know what advice to give ;) Have a good read through some of the current threads within the Yorkshire Bank forum too as you will pick up some great tips on how to proceed at each stage.

 

Good luck with your claim.

 

Sarah.

Yorkshire Bank

Started Process 19th Sept 2006.

All Stages Followed.

Next Step Court!

Hearing Date 7th June 2007.

WON!!!!! 6th June 2007 :D

 

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:confused: WELL DONE ! Sajabu!, I take it that you got some kind of settlement letter / call from the bank the day before your court appearance , am I correct in this, I would have thought the day before the case was too late too stop procedures, but the YB seem to be able to do anything to delay finalising ;)
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Only just noticed that on my settlement letter dated 4th June 2007 there is a telephone number for Clydesdale Legal Services :o Only ever had a fax number there before lol.

 

Telephone: 0141 242 3718 :rolleyes:

 

Not sure if it works as I don't need to try it anymore but I'm sure someone might like to try it at some point and see if it goes through to Ms Ross or one of her lovely associates.

 

Sarah.

Yorkshire Bank

Started Process 19th Sept 2006.

All Stages Followed.

Next Step Court!

Hearing Date 7th June 2007.

WON!!!!! 6th June 2007 :D

 

Frequently Asked Questions

Example Step-By-Step Instructions

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  • 1 month later...
  • 5 years later...

It is true that Clydesdale bank store all their past records on microfiche. These are small plastic sheets the size of a smartphone that store photocopies of pages each the size of a fingernail. About 120 pages per sheet.

 

I had a copy of my original credit card agreement faxed over from the archival company at 8.44pm. So someone must have been working overtime.

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  • 6 years later...

This topic was closed on 03/08/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

** I AM NOT A LAWYER, PLEASE CONSULT A QUALIFIED PROFESSIONAL IF YOU ARE IN ANY DOUBT **

 

I have successfully claimed against: "MBNA, Capital One, Bank of Scotland & Clydesdale Bank"

 

The Consumer Action Group is a Self-Help website, Moderators & Site Helpers offer advice on a voluntary basis. Please spend time reading the FAQ's, and other cases relating to your bank before starting your own claim

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