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Advice requested regarding dentist debt

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Hi All


I went to the dentist , received treatment , I attempted to pay the fee for treatment by cash

I was told the dentist only accepted payment by debit card, I didn't have my card with me.

Anyway I said I would call them and make payment by phone which I duly forgot about. I received

a couple of letters but thought I'll just pay them next time I go.


Today I received a letter from P&J collection services saying I had an outstanding balance of £32.50

the original amount owing was £17.50 , which means they have added on a fee of about 80% . I realise

its a small amount but I think this fee is unfair. I queried it with them and they said it was a fee added on for late payment.

I looked at some of the other websites that deal with debts for professional people and they say they add the fee

on for the client under late payment of commercial debts act 1998. Is this permitted and is the amount right.


I couldn't understand the BOE rate + 8% mentioned

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Bank of England Base (interest) Rate + 8 %.

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