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ppi claims on line

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I have just received a reply from my credit card company stating that my claim for the mis-selling of PPI on my credit card has been refused on the grounds that as it was a online application and as I filled in all the questions I accepted the PPI willingly.Surely a case to answer, as the on line questionaire did not explain the full implications of PPI just a tick here the box provided

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Which card company....wasn't Egg or Capital One was it?


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1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

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5. Feel Bullied by Creditors or Debt Collectors?

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6. Staying Calm About Debt

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7. Thinking of a Full & Final Settlement?

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Which card company....wasn't Egg or Capital One was it?
the is mbna

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Ah right.

 

Some of these companies had pre-ticked boxes which would not allow you to move forward unless you left the box selected. If you unchecked the box then you would not have been given the account.

 

What were the reasons you gave for the mis-sale?

 

You can always challenge their decision and ask for copies of the screenshots to prove you did in fact select the cover. However, if there was absolutely no information about what you were applying for then that is another angle you can take in your challenge.

 

Have a read of appendix 1 of the FSA handbook here...

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?305682-FSA-Handbook

 

There may be other points you can use against them.


If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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