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DN you can include

councrlling you can include

prob referral lit too

val fees ,

if at the start then fair comment

but if not

i'd suspect those too put them in

 

Just noticed this reply so I have amended charges.

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so you know spreadies then!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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just never seen the fos one adapted like that

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...

Hi

Just wondered how you have got on with you claim?

 

I have found this thread very intersting and dont think im hijacking it.

 

After 3 years battle with GE money have finaly admiited to the mis-sell of ppi, they have now admitted to it.

 

Would the above letter be ok to reclaim unlawfull charges defaults etc approx £17,000 it may be more.

 

this is without adding the interest.

Many thanks

sunnydee

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Hi

Just wondered how you have got on with you claim?

 

I have found this thread very intersting and dont think im hijacking it.

 

After 3 years battle with GE money have finaly admiited to the mis-sell of ppi, they have now admitted to it.

 

Would the above letter be ok to reclaim unlawfull charges defaults etc approx £17,000 it may be more.

 

this is without adding the interest.

Many thanks

sunnydee

 

which letter

and i'd start your own thread too

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

yes

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Hi all,

 

I'm trying to find a letter template to send to GE Money to get the ball rolling on unlawful loan charges.

 

I got as far as here http://www.consumerwiki.co.uk/index.php/Library:_Bank_Charges_Templates but the link seems broken when I try and proceed.

 

Can anyone please help me out?

 

Thanks,

S

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Is this for a mortgage or other type of loan?

If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

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Threads merged. Please keep to this one thread for this issue.

 

Here is a template that you can adapt to suit.

 

[ATTACH]44070[/ATTACH]

If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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Threads merged. Please keep to this one thread for this issue.

 

Here is a template that you can adapt to suit.

 

[ATTACH]44070[/ATTACH]

 

Many thanks.

Apologies for separate thread. Because I thought it wasn't case specific it would be easier to find for someone using search. Thanks for merging.

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  • 3 weeks later...

Hi All,

 

I have sent GE Money complaints for both PPI and unlawful charges.

I made complaints in seperate letters but sure enough they've put both complaints on one letter.

 

I've reached the first hurdle (see attached).

It's exactly the same as:

http://www.consumeractiongroup.co.uk/forum/showthread.php?225877-Ge-Money

though sadly this person hasn't posted their outcome.

 

What next please? Do you think FOS would take this case?

 

Cheers.

 

[ATTACH=CONFIG]44461[/ATTACH]

[ATTACH=CONFIG]44462[/ATTACH]

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