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Capquest default on my Credit report

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ive just looked at my report and there is a default from Capquest for 598 - i have no idea who this is for and to be honest dont want to call them for fear of owing money however i am desperatly trying to sort out my credit rating

 

what gets me is that the start date is 2005 yet the default date is 2009 and only shows this -

 

JFMAMJJASOND2009 i_default.gif

 

If I took something out in 2005 where are the payments or non payments from 2005-2009 and when does this come off my account does it start from 2005 or 2009?

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the above should show the default is registered against nov 2009

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There should be some details of creditor somewhere on the report so you can contact them.

 

Which CRA did you use.?


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All defaults are removed on the 6th anniversary of the default.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Should be a list of contacts for the creditors on the report.


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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Make an enquiry to EQUIFAX, asking for the identity of the unknown account>


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Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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yeah i get the info to ring capquest i just dont know what its for etc - i dont kmnow what the original debt is or to whom

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Do not phone Crapquest send the following letter.

 

To the Data Controller

Capquest

 

Ref: Credit Reference Agency Entries## (quote the number shown).

 

Sir,

 

I have recently checked my credit files held by Equifax and have found an entry placed by Capquest with the reference xxxxxxxxxxxx with a default sum value of £xxx.xx (copy of entry attached for information), I have no knowledge of any debt to Capquest and do not accept an liability for any such alleged debt.

 

I have not received at any time any correspondence in regard to any such alleged debt, given this information I know require Capquest to remove this entry from Eqiufax files and from all other agencies you may have reported to.

 

For clarification and the avoidance of misunderstanding I DO NOT acknowledge any debt to Capquest or any company you may claim to represent, and I have no knowledge of any such debt.

 

Send by recorded delivery or confirmed receipt e-mail.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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