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Equidebt chasing old Abbey Debt

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Hi everyone received a letter from Equidebt demanding nearly £1800 for a very old Abbey National debt. To be honest i'm not sure if it's an old overdraft or loan from when i worked for them. It's def SB i left them in 2001 & never heard anymore from them & haven't changed address. Do i just ignore equidebt's letter, or reply with a SB one. Thanks

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Send the SB letter otherwise they'll just carry on pestering you.

 

Once you've sent it they have to prove it's not SB before they can continue collection activities otherwise they'll be in breach of OFT guidelines.


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Update having sent a SB letter to equidebt, I then hear from Robinson way concerning the very same debt. Another SB sent to them & they replied that they would look into it. Today I receive a four page print out which they claim are payments from me, some are supposedly S/O & some are cheques, also listed on this never ending print out is warrant of execution fees & costs & default fees & cost. Can I just add I have never been to court regarding this & there is nothing on my credit file. Can some one advise please

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You need to check the Trust site to see if there is an outstanding CCJ http://www.trustonline.org.uk/ you'll need to enter any previous addresses.


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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Thanks will have to do that tomorrow when I get paid, they have even listed court cheque payments, I haven't made any payment to the court.

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Have checked online no ccj against me for this debt. I wrote back to robinson's request information i.e sort codes & account numbers that payments were made from & also court name where the court cheques were issued from. Today I've received a response saying that I need to contact their client (Abbey) for that info, but can I forward my offer of payment in the next 14 days anyway. Should my next step be to CCA robinson's?

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If a CCJ was issued and has now been removed from CRA files after 6 years then judgement cannot be enforced anyway, even if they tried to restart the claim it is practically certain that any such application would be denied by a court.

I suggest a SAR to Abbey is the next move.

Meanwhile send RW this version of an account in dispute letter.

 

The Compliance Manager

RW.

 

Ref : use theirs.

 

Sir/ Madam,

 

I refer to a letter from RW dated xx xx xxxx regarding an alleged debt for £ xxxx .xxx originating from an account with Abbey, please take note I do not acknowledge any debt to RW or its ''client'' Abbey.

 

Having reviewed my credit files and my credit history I have concluded that IF a County Court Judgement has been made against me the 6 year period allowed for judgement to be enforced has passed and I am sure RW is aware that ''no action to enforce the judgement shall be brought after 6 years have elapsed''.

 

I suggest that RW now closes the file on this matter and returns it to its client immediately.

 

For information I am making a ''Subject Access Request'' under the Data Protection Act 1998 to retrieve all data relating to this account from Abbey, please be aware that I will not communicate further with RW regarding this matter.

 

Send by RM recorded/signed for delivery and check delivery date.


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I would be reporting them to the OFT as well for generating false information to try and get payment under false information and misrepresentation.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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