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Boltmaker

Allied International & alleged Amex CC debt

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Allied Int phoned today regards an alleged AMEX CC account in dispute.

 

CCA compliant with Sec 61(1) of CCA1974 requested on 1oth Sept.

 

In reply came recon agreement no signatures and a load of T&Cs.

 

Failed to supply letter sent 27th December.

 

Early Jan letter saqying account being sourced to outside agents for recovery.

 

Meanwhile charges and interest still being added to account.

 

Refused to answer Allied questions just stated account in dispute until such time as requested CCA is received.

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when was the orginal account opened ? if after April 2007 then no signature is needed.


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is it on your CRA file?

 

dx


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HI Huggi 41 and DX100uk.

 

Account opened pre 1990, 1988 I think. According to Noddle still shown as AMEX

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blimey that old

 

thy;ll ned the org cca

 

no recon will be allowed in court

 

i take it you have used this card all these years?

 

what is the default date on the CRA

 

and your lat payment/use?

 

dx


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Hi 100uk

No default yet received or shown on Noddle. Last payment date was Oct 2012

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did the recon they sent have the correct address that you were living at in 1988? I had same thing from amex used my current address, moved 5 times since 1986 LOL


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Hi the old rouge

Yes address correct lived same house for 35 years

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Hello again,

I am of the belief that AMEX are in the wrong by addidng charges to an account in dispute, am I correct or not.

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Letter today from AMEX stating this letter serves as cancellation of my cc account agreement with immediate effect.

How wonderfurl these numpties are because I cancelled the account last Summer when they went to increase ther interest charges with the option of remaining on the old interest rate and cancelling the account. Do these outfits know what they are doing?

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nope

 

ideally they should not add charges to a debt in OFFICIAL dispute

however they chose if it IS in dispute though or not.

 

makes no ODDS

 

you can reclaim them anyhow

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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Hi Boltmaker and welcome.

 

Have a look here to get an idea of the kind of ride you're in for with Amex and their assorted hired goons that will now be threatening you from time to time.

 

Like my account, your account is old and I am certain they will not be able to produce a CCA and I would hazard a guess that if any notifications to you have been required they will have been done incorrectly and quite probably unlawfully. In particular have a look at dates and timings of any default or cancellation notices.

 

A SAR is a good idea too, especially on an account this old.

 

And finally, AIC. Was it the Glasgow office that contacted you and, in particular, was it a Mr AndXXX GilXXXX?

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That xxxxx nearly had me driving into the river. What a truly nasty piece of work. The lies, the threats, all of them untrue, and he absolutely terrified me.

 

Thank God I discovered CAG.

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That xxxxx nearly had me driving into the river. What a truly nasty piece of work. The lies, the threats, all of them untrue, and he absolutely terrified me.

 

Thank God I discovered CAG.

That would be Mr AndXXX "President's Club" GilXXXX?

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I don't know about the "President's Club". Does that mean he is one of the AIC Superstars? He's absolutely the nastiest individual I have ever come across, and doubtless he's very proud of himself. What an ambition! To join the AIC "President's Club". :puke:

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AIC operates a "President's Club" for the alleged "stars" amongst it' number as they compete against each other internationally.

 

When I first spoke to the gifted one he said he was going to make me bankrupt within six hours.

 

Next time I speak to the gifted one it will be in Glasgow.

 

Still, this doesn't necessarily help Boltmaker who may have had no dealings with this fragrant individual as yet.

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I had that, and my house was going to be repossessed, and I would have bailiffs on my doorstep the next day. As one cagger said later (when I had been here a few months and learned that AIC weren't going to do anything): "Didn't he get as far as the plague of locusts and the abduction of your firstborn?"

 

So, Boltmaker, if they do get nasty with the threats you really don't have to worry. :-)

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Thanks all for your comments. No threats fromn them as yet. I'd like to see them make a pensioner with no assets bankcrupt. It'll only cost them to get nothing. But there you go, brains for the presidents club.

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Amex unable to provide agreement or won't

 

have bounced this alleged account around several DCA's

 

all have returned same to AX

 

who have this morning written to me offering a 25% discount to pay now. lol

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ho ho the discount letter.

 

begging you to pay.

 

you caught them out

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Amex unable to provide agreement or won't

 

have bounced this alleged account around several DCA's

 

all have returned same to AX

 

who have this morning written to me offering a 25% discount to pay now. lol

 

The discounts will get bigger and bigger and bigger and ..... :-)

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