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PenaltiesGalore

Capital Bank AKA Bank of Scotland

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Hello All,

 

I have recently started "clearing up" all my financial arrangements and am slowly receiving my CCA and SAR requests that I had sent after reading the threads on here.

 

I have received a CCA today from The Capital Bank after duly sending them my £1 fee.

 

The response is clearly marked "No PPI", so I presume that they were able to "find" my agreement, I wonder if they would have if it did have PPI on there!!!

 

The agreement is dated April 1999 and shows an "Administration Fee" of £55. I have long since paid the loan off but is this something that was legimately and legally charged?

Edited by PenaltiesGalore

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