Please help quick quid refusing to give me their bank account details

[Renniesa]

Hi this is my first post

Quick quid are being unhelpful

I want to pay back via bank transfer

They refuse prepaid card refuse standing order

What should I do

[honeybee13]

Hello there.

 

You've posted in the forum about CAG itself, so I'll move your thread to the Quick Quid forum where the guys should be able to help. I'll leave a short term redirect here for you.

 

My best, HB

[Conniff]

You write to them and ask again, tell them in no uncertain terms, 'no bank details means no payments'. Also you can add 'your continual refusal to cooperate can only be seen as an attempt to increase the outstanding balance by adding charges and or interest, none of which I will pay'.

 

Don't ever talk to them on the phone unless you can record the call and send letters by recorded delivery so you have proof of your attempts to resolve this.

 

You must take control of this Rennie and not let them dictate to you.

[Renniesa]

Thank you but they send generated reply to call

I want to pay back afraid if give bank details they will empty account

I got into this mess but want to pay via bank transfer

[Conniff]

That is what I mean by 'you' taking charge. Tell them in the letter that you will not respond to any phone calls and that all correspondence must be in writing.

 

It matters not that they just send generated responses, that is their problem. Keep all correspondence to and from them. How much is outstanding by the way ?

[Renniesa]

£1517

Original loan £1000

They keep adding interest

I want to pay back via 6 payments I feel so embarrassed and shame

To be in this situation

I am addressing my debts and committed to payback but need control

They are so unhelpful

All I want to do is payback via bank transfer on the 2 nd of the month

I'm suffering with mental health problems but am on the road to recovery

Your site is a guiding soothing light for people like me

[Conniff]

Please don't feel embarrassed or ashamed, you really aren't alone in this. These companies just take advantage of your situation, rub their hands in glee and bump up the charges.

 

Are you sure you can afford £252 per month? If that is pushing you to the limit, then make it lower and more affordable. If you have a chequebook, you could send them a cheque each month instead of bank transfer.

[Renniesa]

They don't accept personal cheque

Yes I want rid of the debt

I can do overtime to pay

Thank you

[Conniff]

I can see you want rid of the debt, and you are willing to do overtime to make these payments, but that is the weakpoint of it. Say the overtime dries up meaning you fail to send the payment amount you promised. When you make an offer of payment, you should be sure you can continue that agreement without missing a payment, which is why you need to be certain that you can reliably afford that amount.

 

If you say you can make xx payments and then have to miss one, that will give them the upper hand again.

[renegadeimp]

Th ebig mistake is that you told them it was a prepaid card. They will not accept it because they know they wont be able to keep on debiting it.

[Renniesa]

Your advice is helpful should I keep asking to pay via bank transfer?

I used the link found on previous post to euro net and sent money to it

Quick quid said they did not give out these bank details and should not use it again

My bank are getting my payment back from cash euro net as quick quid said it is not there details to QQ

I just want their account details to pay back via standing order or transfer

A bankers cheque is £15 a postal order £12

I don't know what else to do

I just want to pay it back

[renegadeimp]

You could get the prepaid card and tell them you are willing to pay using that. DOnt tell them its a prepaid card, and if they refuse to accept it, remind them of their legal obligations under their credit licence. Specifically no creditor in the UK is allowed to refuse a form of legal tender towards a debt.

[Ell-enn]

They won't want you to have their account details as it probably isn't a UK bank! even if they did accept cheques, you should never send one as your sort code and account number are on them and they could use those details to set up a direct debit to raid your account.

[renegadeimp]

They do have a UK bank ell-enn, however they only use it to send out money to UK "clients". They dont check it for incoming amounts. It's basically just a redirection account. They send money from the US to the UK bank, then the UK account sends it to you. The excessive "loan transfer fee" that they charge all people who borrow from them is the banks international transfer fee, plus a nice profit on top for QQ.

 

As everyone knows, it doesnt cost them a single penny to transfer money from a UK account to another Uk account.

[Renniesa]

Thank you to every one who has helped

[Renniesa]

Hi

I tried to pay my debt with a prepaid card today

They refused to accept it said it came up on their system as a credit card

I asked for their bank details they refused and refused a direct bank transfer

I don't know what I should do now dare not allow them

Direct debit details in case empty my account

I have finally taken control of my debts

But QQ refuse to allow me to pay today

The first instalment

Totally tired with trying to pay

What do I do now please

Emails waste of time just get standard reply

[renegadeimp]

remind them of their obligations under OFT guidance on debt collection where they are NOT allowed to refuse a valid form of legal tender.

 

I still find it funny they said you cant use a prepaid card, and dont give a reason ( we all know why though), then now they say its a credit card....

[Conniff]

Send them a postal order with the amount you can afford and enclose a letter saying that as you refuse to give me any other means by which to pay you, all payments will be done by Postal Order. The fee for the Postal Orders and postage costs 'will' be deducted from the outstanding balance. Send it by recorded delivery.

[renegadeimp]

Thats actually a very good idea conniff!

[Ell-enn]

Don't forget to put your name and address on the back of the postal order. Take a photocopy of both the front and back of the postal order and keep it with a copy of the letter you send. Do this each time you send one so you have proof of payments.

[Renniesa]

Thank you so much postal order ace idea !!

I will try that

Thank you all for helping me gain peace of mind today .

[abbyyurt88]

PS Postal Orders need to go to their payment address in Sheffield. DONT send it to their correspondence address in London as i found out the hard way i sent it to the wrong address and it took bang on 8 weeks for it to be credited to my account

[abbyyurt88]

you have mail hun. x

[abbyyurt88]

Standing Order Details for QQ:

 

CASHEURONETUK

Sort code:20-19-90,

Account number: 03759830

 

Reference: Your loan reference number....

 

 

Looks like a Barclays Bank.

 

I ve used these details quite alot.

 

Once you make a payment, allow a few working days for them to update their systems and then get confirmation that have received the payment.

If you wanted to test it however, just send 1p or 2p and try it...thats what i did as i wasnt sure if these were real but they are, i promise x

[moonstar1981]

Standing Order Details for QQ:

 

CASHEURONETUK

Sort code:20-19-90,

Account number: 03759830

 

Reference: Your loan reference number....

 

 

Looks like a Barclays Bank.

 

I ve used these details quite alot.

 

Once you make a payment, allow a few working days for them to update their systems and then get confirmation that have received the payment.

If you wanted to test it however, just send 1p or 2p and try it...thats what i did as i wasnt sure if these were real but they are, i promise x

?

 

Is this definitely there bank details?

 

Is this legit