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Ccj whilst on Payplan - hitachi finance ltd

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Hi,

Am currently on DMP with Payplan and have received court papers regarding Hitachi Capital Finance, they have been in receipt of payments via Payplan, wanting to issue a CCJ against me. Can anyone help and tell me what happens next? Can they force me to sell my house? I am a single parent.

Thank you

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Hello there.

 

You've posted in the forum about CAG itself and I'm not sure how many replies you might get. I'll move your thread to the legal forum and leave you a short term redirect here. The legal guys should be able to help you. :)

 

My best, HB


Illegitimi non carborundum

 

 

 

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So Hitachi have been receiving payments under an agreement.

How long has the agreement been in place?

What is the debt?

What are the payments?

Have you missed any payments?

Why might they have acted in this way?


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Hi,

They rejected pay plans offer but are accepting the payments. Have only been on DMP since Ocober 2012. The debt is for £8000 and I haven't missed any payments which is £35 per month

Thanks

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Hello there.

 

 

 

You've posted in the forum about CAG itself and I'm not sure how many replies you might get. I'll move your thread to the legal forum and leave you a short term redirect here. The legal guys should be able to help you. smile.png

 

 

 

My best, HB

 

 

ok thank you

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Sorry but I don't understand.

The have refused an offer - what offer?

But they are accepting payments? On what basis are they accepting payments?

Is there any agreement in place?


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what court papers have you received?

 

whatever else you do unless you have ALL the statements

 

get an SAR off to hitachi. ASAP

 

dx


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Sorry, hitachi have refused pay plans offer as part of my DMP but are still receiving payment every month via Payplan

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hitachi would have charged +£50 per letter

 

and prob +£600 for legal fees

 

WHAT form have you from the court?

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Dx,

It's a claim form from Northampton County Court, along with an admission form to be completed and sent to the court

A

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defend all me thinks!!

 

have you all the statements?

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Well I'm going to disagree with DX. If there was no agreement then they are entitled to sue for the whole debt.

 

Have they indicated the basis upon which they are accepting the payments?

 

Also, have they told you what they would find more satisfactory - in terms of bigger payments?

 

What is the value of the claim? How is the claim figure broken down?

 

You have to be careful here because on present limits, the case will be allocated to the fast track which means that you would become liable for costs as well.

 

Have they frozen interest and charges?

Are there any charges in the debt? How much are they and at what level were they levied?


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