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    • This is the other sign  parking sign 1a.pdf
    • 4 means that they need to name and then tell the people who will be affected that there has been an application made, what the application relates to (specificially "whether it relates to the exercise of the court’s jurisdiction in relation to P’s property and affairs, or P’s personal welfare, or to both) and what this application contains (i.e what order they want made as a result of it) 5 just means that teh court think it is important that the relevant people are notified 7 means that the court need more information to make the application, hence they have then made the order of paragraph 1 which requires the applicant to do more - this means the court can't make a decision with the current information, and need more, hence paragraph one of the order is for the applicant to do more. paragraph 3 of the order gives you the ability to have it set aside, although if it was made in january you are very late. Were you notiifed of the application or not?    
    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
    • Unless I've got an incorrect copy of the relevant regulation: The PCN is only deemed to have arrived two days after dispatch "unless the contrary is proved" in which case date of delivery does matter (not just date of posting) and I would like clarification of the required standard of proof. It seems perhaps this hasn't been tested. Since post is now barcoded for the Post Office's own tracking purposes perhaps there is some way I can get that evidence from the Post Office...
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Lowell/Carter claimform - old Littlewoods cat Debt ..**Settled by Consent Order** missed payments - now AOE -


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Ok, so if I send a request to Bryan Carters for the original agreement..

 

..can I also request a list of all the letters they have sent me etc.

 

...and what requests I have sent Littelwoods or not?

 

Im so lost in all the bumf Ive sent that I cant remember what Ive even sent them now.

 

...I think it was CCA because thats what I uploaded onto CAG for people to have a look at.

 

The catalogue was taken out 2007.

 

 

Can anyone tell me..

 

..what happens if it goes to court and they make a judgement that I have to pay whatever.

 

..will they take all our income into consideration-

 

as in mine and my husbands, can they take our car off us etc?!!

 

Will they take the fact we have other debts into consideration?

 

Will it be a reasonable repayment or am I better trying to come to an agreement

with all my creditors myself.

 

Will it continue to go to court anyway even if I was to offer a repayment plan?

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As mentioned earlier, was this account opened pre or post April 2007.

 

Have they lumped all the debts together or does the figure claimed seem about right?

Im not sure what you mean?....Lumped all the debts together?

 

Did you ever send the SAR to Littlewoods?

I sent a CCA but I cannot remember if I SAR'd them....I think I did but cannot say for certain. I remember sending off lots of requests to different creditors at once.

You need to send the CPR31.14 to Carter asking for the agreement, the assignment, how the debt amount is made up, default notice, Letter before action.

 

Im sorry I havnt got all the relevant answers :(

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for the minute slow down..........

 

you need to send a CCA request and the CRP 31:14 to lowells

 

theres little point in sending carter anything

all you'll get is his std template reply.

 

golook at the other threads concerning carter and cat debt in this financial legal forum

 

there are loads.

 

don't worry about your car or the other debts for now

 

no they cant take it.

 

................

 

you have 33 days to deal with this [submit your defence which we will help with]

 

BUT YOU MUST ACK the claim on MCOL after registering within 19 days from the date on the claimform

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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should be on your credit file ?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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look like it was june 2008? by your earlier posts here

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Sorry dx I missed your post advising my next steps....and to calm down....thank you.....Im sick to the back teeth and chewed to bits.

Ok, so I will acknowledge the claim first and foremost.

Then I will send a CCA and CRP 31:14 to Lowells.

 

...and breathe....thank you all so very very much x

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good now relax for a while

 

info gather time now.

 

but do not forget to file your defence by day 33

 

so what happened about these PENALTY charges?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I never actually requested charges back from littlewoods .

..not that I can recall anyway...

 

..Im sure I requested charges from Capitalone and they refused

...then I was stumped at what to do..

..but thats a different issue.

 

Im going to buy myself a little book tomorrow and start writing in all correspondence and dates etc..

 

..I used to file everything and did for a while but then it just started getting ridiculous

and I was running out of ringbinders to fit it all in.

 

...I do have some stuff for littlewoods from different DCAs though,

and Ive printed out my creditfile from Noddle.

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Just want to check something...

 

...I sent a CCA off to Shop Direct a while back for this.

..to which they replied with the Reconstituted copy which I uploaded here for you guys to hae a look at.

 

...Ive sent my CRP31.14 off.

 

...should I still send another CCA to Lowells now?|.

 

..should have just put it in with my CRP 31.14 anyway but forgot..

 

..just before I possibly waste another £6 postage.

Thanks a lot

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Do I still need to CCA them if Ive already CCAd Shopdirect months ago?

 

Recieved a letter back already from Lowells....says Fredrickson International is handling the County Court proceedings on their behalf and so they have passed on the request to them....?

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yes you do need to CCA LOWELLS

why £6?

use 1st class with free proof of posting.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Thats what it costs for the postage ive been getting....'special delivery by 1pm track and trace'.....ive always used that just so they cant say they didnt recieve it...and because royal mail have lost stuff in the past....maybe I should just use the one you advise?...its bleedin expensive.

 

Thanks dx, Ill get that CCA off ......so even though Lowells are saying Fredrickson are dealing with proceedings I should still CCA Lowells yes?

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Lowell/freds/carter all the same

just diff blokes at the next desk in a diff coloured skirt.

 

or more the point. a diff letterhead in the same printer!

 

just like things like default notices

they only have to prove one was 'sent' by the system

 

same goes for you.

free proof of posting is all you need.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Recieved a response from Bryan Carters regarding the 31.14...

 

We conform the claim form was issued by northampton county court and that the courts protocol was followed when issuing the Claimants Particulars of Claim. Practice direction 7C point 1.4 (3A) eliminates the requirement to attach the documents to the Particulars of Claim when they are issued by this court.

We confirm this matter will be most properly allocated to the Small Claims track as this is a simple contractual matter and part 31 of the civil procedure rules will therefore not apply. In any event the Notices of Defaiult and assignment left control of the claimant when they dispatched to you.

It is the original creditors policy to issue agreements at the start of the contract and statements throughout the duration of the agreement and, in this regard, we ask you to refer to your own records.

We confirm our client is not agreeable to an extension for filing your defence.

As you will be aware the claim was issued in this matter on 2 June 2014 and we recieved your acknowledgement of service. Please respond to the claim using the response pack provided by the court. You should comply with the deadlines outlined by the court in order to avoid a default judgement being entered against you.

We reccommend you seek independent legal advice.

Yours sincerely....

....Bill N Ben the flowerpot Men.

 

Thanks :-)

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that's the std response carter gives to any CPR

that's why we say to sent them to the claimant

whereby carter is involved.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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