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Lucas Credit Services and Lowell Portfolio - old 3 debt?


lee79
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Hi

 

My wife has been receiving letters from Lucas concerning a debt to 3 Mobile that I assume Lowell have bought from them.

 

At first we were not sure what the bill was for as my wife has been with 3 for many years however, we then recalled that she was allowed a second handset which she got for our son and we are pretty sure this is what the bill is for.

 

Before I reply to them I was wondering if anyone had dealt with Lucas Credit Services, in particular are they an 'inhouse' debt collector for Lowell or just someone they have chasing the debt on their behalf?

 

Also, are there any tricks that either of these 3 companies use such as adding on silly amounts to push up the balance?

 

Other than that is there any general advice anyone could offer in dealing with a mobile debt?

 

Thanks - Lee.

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no DCA can add anything

lucus are very much bottom feeders

 

can you check her CRa file

 

does this debt show

 

see below

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 6 months later...

indicates a probability its statute barred

you'd need to know your last financial transaction in or out

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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