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    • they are out of time with their NTK anyway ignore them now sad you didn't spot this in the 1st place! none of what you have done was ever necessary!!
    • So what does this latest pronouncement from Juncker mean- is it more game playing or are we truly stuffed with my deal or no deal?
    • please answer the following questions.   1 Date of the infringement- 21/06/19   2 Date on the NTK [this must have been received within 14 days from the 'offence' date]- 12/07/19   3 Date received 15/07/19   4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? N I can't see it   5 Is there any photographic evidence of the event? Yes a ANPR Camera showing arrival and exit but separate parking machine in car park not at gates    6 Have you appealed? Y Post up your appeal] I am waiting for a copy of my appeal but I have other emails sent i can send  Have you had a response? Y. Email was never sent as they stated on 29th July. Finally got the notice of regection sent by email on 3rd Oct.    7 Who is the parking company? National Car Parks Limited owned by Park24.co   8. Where exactly [carpark name and town] NCP, Terrace Road, Bournemouth    For either option, does it say which appeals body they operate under. Not on the letter but found on line its BPA   There are two official bodies, the BPA and the IAS. If you are unsure, BPA please check HERE   If you have received any other correspondence, please mention it here   in either case scan up bothsides of any letters/tickets in or appeals made out to ONE MULTIPAGE PDF ONL
    • Not much point in appealing. You paid for 4 hours and stayed for an extra 45 minutes. Goes to show what a bunch of crooks you are dealing with when you first appealed they delayed their response until you came liable for the higher charge and they wouldn't reduce that sum.   From now on just ignore everything you get from NCP  and their unregulated debt collectors (birds of a feather). They will try to frighten you with increased costs  that you can safely ignore.   In the  meantime please complete the questions asked by dx above and post up any PCNs so we can see if they got them right.   Also we need to see their signs in the car park especially the one at the entrance; any that are different from the others and the T and Cs on the ticket machine.   Before posting the PCNs please delete your name and reg. number plus anything else that might identify yourself.  
    • Don't forget ... the attorney general (Cox) who apparently advised 'misleading the Queen, Parliament and the British people as ' sounds good to me .. actually said they could ..   He doesn’t much like the idea of staying in the European customs union But said he would be willing to accept one if it would secure the goal of getting Britain out of the EU.    BUT He followed with “If we decided (meaningless distracting time suggestion) that we wanted to review our membership of any such customs union if we signed it – and I'm not saying we will – that's a matter for negotiation and discussion,”
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I have a mortgage with Halifax so I have to have a Halifax current account for the payments to go from.

 

My mortgage payments are up to date (just about making them) but my Halifax card & loan are in default state.

 

£9000 in total from x2 accounts.

 

I've had a plan setup with BO&S for about 12 months now who I know are the inhouse team for Halifax.

I've been paying £40 per month on each one.

 

Two months we couldnt meet these figures and dropped it to £5.00 per account,

we have tried writing to them,

even speaking on the phone but they refuse to except the new figures and keep sending us arrears letters.

 

my question is this. Both accounts are unsecured, a card and loan but they are now sending FINAL NOTICE letters, pay the arrears or court action.

 

Also says about being a homeowner and a charging order on your home with the balance repaid once the house is sold.

 

Now, I know they are effectively Halifax but can they do this on a card & loan account? I'm sure they are unsecured..

 

Thanks in advance

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Basically yes they can by getting a CCJ and applying to the court for a charging order securing the debt, it's unlikely they would press for an order for sale as long as payments agreed and madepart of the judgement order are kept to.


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who said you HAVE to have a halifax bank account to pay THEIR mortgage

 

total bowlarks!!

 

get a parachute account elsewher

 

get you wages paid to that

 

and stop them from possibly off setting too.

 

if you read the letters carefully

 

you will see they do not say WILL

 

every word BUT

 

if. might,could,instructed..etc etc NOT WILL/

 

 

now

 

what about PENALTY charges reclaiming & PPI?

 

dx


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Thats what they said to me when I applied. The payments are taken via direct debit and i've never tried to arrange it from another account.

 

I do have another account which money goes into but I have to keep transferring it to the halifax. The only PPI I have is on an AQUA card, it was a total faff to try and cancel - the number they gave me just goes round in circles. I do get over limit charges on that every month but it would be much of a reclaim anyway.

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all you simply do it cancel the DD from the halifax account

and set one up from the funding external account

 

they wont bat an eyelid.

i've moved my mortgage DD several times over too many years

 

never had a letter once as long as they get the money.

 

as for reclaiming

 

get on with it

 

dont forget PENALTY charges on CC's are charged COMPOUNDED int every month by the CC int rate

lots of money.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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